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Court Upholds Unum’s Denial of Long-Term Disability Benefits for River Pilot Claiming Long COVID Disability
In Hans v. Unum Life Insurance Company of America, No. CV 25-3595, 2026 WL 116487 (E.D. Pa. Jan. 15, 2026), the U.S. District Court for the Eastern District of Pennsylvania…
Second Circuit Holds Arbitrary-and-Capricious Review Applies Where Policy and SPD Confer Discretion and Claims Procedures Are Complied With
In Li v. First Unum Life Ins. Co., No. 25-411-CV, 2026 WL 112655 (2d Cir. Jan. 15, 2026), the Second Circuit affirmed a judgment in favor of the insurer, holding…
Under De Novo Review, Insurer May Rely on “Regular Care” Requirement Even If Not Expressly Articulated as a Standalone Basis for Denial
In Jones v. Unum Life Insurance Company of America, No. 24 C 3911, 2026 WL 96985 (N.D. Ill. Jan. 13, 2026), the Northern District of Illinois held that, where de…
Court Recognizes Plausible Fiduciary Breach Based on Failure to Affirmatively Disclose Waiver-of-Premium Life Insurance Benefit in Special Circumstances
In Atkins v. Prudential Insurance Co. of America, No. 1:25-CV-2912-TWT, 2026 WL 86659 (N.D. Ga. Jan. 12, 2026), the Northern District of Georgia granted in part and denied in part…
District Court Holds Insurer Did Not Abuse Discretion in Terminating LTD Benefits Based on Medical File Review, Activity Evidence, and Independent Physician Opinions
In Sramek v. United Of Omaha Life Insurance Company, et al., No. 1:25-CV-00576-MSN-LRV, 2026 WL 81903 (E.D. Va. Jan. 12, 2026), the Eastern District of Virginia upheld an insurer’s termination…
District Court Upholds Hartford’s Termination of Long-Term Disability Benefits Under “Any Occupation” Standard
In Portier v. Hartford Life And Accident Insurance Company, No. CV 24-1717, 2026 WL 45078 (E.D. La. Jan. 7, 2026), the United States District Court for the Eastern District of…
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