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Reliance Standard Prevails in Physical vs. Mental Disability Dispute After LTD Claimant’s Treating Doctors Fail to Connect Hormonal Deficits to Disabling Symptoms
When a disability insurer terminates long-term disability benefits for a physical condition but continues paying under a mental health limitation — until that benefit exhausts — the claimant faces a…
Northern District of Texas Holds Plaintiff Failed to Prove Eye Injury Was Sole Cause of Vision Loss, Upholds Denial of Accidental Dismemberment Benefits
In Langley v. Metropolitan Life Insurance Co., No. 3:24-CV-2832-K, 2026 WL 865736 (N.D. Tex. Mar. 30, 2026), a Southwest Airlines aircraft inspector sought accidental dismemberment benefits after losing vision in…
Insurer’s Own Evidence Dooms Benefit Termination: Court Finds Claimant Disabled Under “Any Occupation” Standard In ERISA Policy
In Booth v. First Reliance Standard Life Insurance Company, No. 24 CIV. 3927 (KPF), 2026 WL 861640 (S.D.N.Y. Mar. 30, 2026), the United States District Court for the Southern District…
Unum’s Termination of LTD Benefits for MS Claimant Reversed After 11-Year Payment History
In Serrata v. Unum Life Insurance Company of America, No. 24-cv-02421-HSG, 2026 WL 849298 (N.D. Cal. Mar. 27, 2026), the United States District Court for the Northern District of California,…
Court Rules Hartford Can Recoup Long-Term Disability Benefit Overpayment After Disabled Widow’s Benefit Goes Unoffset for Four Years
In Harling v. Hartford Life and Accident Insurance Co., No. 6:24-cv-1237-ACA, 2026 WL 837100 (N.D. Ala. Mar. 26, 2026), a federal district court in Alabama granted summary judgment in favor…
When Hartford Says “Remedies Exhausted” — and Then Claims You Didn’t Exhaust Them
Plaintiff Sakwa spent over a decade fighting Hartford Life and Accident Insurance Company over the calculation of his long-term disability benefits. On March 25, 2026, Judge Sharon Johnson Coleman of…
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