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When Disability Benefits and Disability Rights Collide: What ERISA Claimants Need to Know About the ADA

If you are receiving long-term disability (LTD) benefits through your employer's benefit plan, or if you have applied for those benefits after your employer refused to accommodate your disability, you…

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Intent to Appeal Is Not an Appeal: S.D. Texas Grants Summary Judgment for Prudential on Exhaustion Grounds

In Ellis-Young v. The Prudential Insurance Company of America, No. H-26-321, 2026 WL 1075158 (S.D. Tex. Apr. 21, 2026), Senior United States District Judge Lee H. Rosenthal granted summary judgment…

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Ninth Circuit Affirms Denial of Long-Term Disability Benefits Where Independent Medical Review Process Diminished Weight of Structural Conflict of Interest

In Wallace v. Hartford Life and Accident Insurance Company, No. 25-2716, 2026 WL 1046667 (9th Cir. Apr. 17, 2026), a memorandum disposition, the Ninth Circuit affirmed the district court’s summary…

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Fourth Circuit Holds That Merrill Lynch’s WealthChoice Award Program Is an Excepted Bonus Payment Plan, Not an ERISA-Covered Employee Pension Benefit Plan

In Milligan v. Merrill Lynch, Pierce, Fenner & Smith, Inc., No. 25-1385, --- F.4th ----, 2026 WL 1041935 (4th Cir. Apr. 17, 2026), the Fourth Circuit affirmed a district court's…

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Eleventh Circuit Affirms Termination of Long-Term Disability Benefits Where Claimant Failed to Provide Objective Medical Evidence of Continued Inability to Lift Fifty Pounds

In Dunham-Zemberi v. Lincoln Life Assurance Company of Boston, No. 22-13316, Not Reported in Fed. Rptr., 2026 WL 1031851 (11th Cir. Apr. 16, 2026), the Eleventh affirmed Lincoln Life Assurance…

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How Do I Transition My ERISA Disability Claim from Short-Term to Long-Term Disability?

How Do I Transition My ERISA Disability Claim from Short-Term to Long-Term Disability? Summary Answer ▸  STD approval does not guarantee LTD approval — the two plans often have different…

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