Bay Area Long Term Disability Attorney

We represent many long term disability claimants from all over Northern California in claims for short-term and long term disability claims under the Employee Retirement Income Security Act of 1974 (“ERISA”). ERISA covers employer-provided disability insurance plans, except if your employer is a government entity or a church.  If you are not able to work as a result of a disabling physical or mental condition, our lawyers can help you get your disability claim paid.  Financial security is imperative if you are battling a significant health condition.  Battling a large insurance company is the last thing you should worry about when you are in a crisis.  Let our Bay Area disability attorneys be your advocate.  

Effective Legal Help For People With Long Term Disabilities

We know what limitations you experience when you are suffering from a chronic medical condition.  You need help to do basic things, like grocery shopping, going to social outings, and keeping appointments.  You and your family must plan your day around the constraints of your symptoms, which vary day-to-day.  The Centers for Disease Control and Prevention (CDC) states that there are numerous forms of disabilities which could considerably affect your physical and cognitive functioning.  You may have experienced a disability from an injury, such as a motor-vehicle accident, or slip and fall.  Or, your disability may be caused by an illness or chronic medical condition, such as arthritis, back pain, heart disease, cancer, depression, diabetes, Sjogren’s syndrome, or other types of medical conditions.  The CDC states that long term disability impairments generally fall into one of the following categories:

• Structural impairments, such as those resulting from the loss of a limb or other body part, loss of sight or hearing, and memory loss;
• Functional impairments, such as chronic pain, weakness, or paralysis in a certain area of the body which can prevent you from performing certain tasks, including injuries and illnesses that affect your problem solving abilities.

When you are experiencing these kinds of impairments, your ability to receive short and long term disability benefits is imperative – and we understand that.  

Your Rights To Disability Benefits

If you have disability coverage through your employer, then your claim is likely governed by ERISA.  As set forth by the U.S. Department of Labor, ERISA covers employee benefit plans, such as pension and severance plans, as well as health and welfare benefits, many of which are paid through insurance company policies.  Insurance companies frequently have incentives to deny ERISA disability claims because courts are limited in the remedies that they can award.  Understanding your rights under ERISA and having an experienced attorney is crucial to get the insurance company to pay your claim.  

How Our Bay Area Disability Attorneys Can Help

At Roberts Disability Law, P.C., our Bay Area attorneys have decades of experience providing effective legal representation that you need to win your long term disability benefit claim.  We use many successful methods to demonstrate how your disability prevents you from working, including the following:

• Obtaining all necessary medical evidence supporting your disability;
• Completing and submitting all required documents in accordance with ERISA guidelines;
• Making sure the insurance company meets the ERISA deadlines;
• Submitting the required appeal if your disability claim was denied.  

Our lawyers will always focus on providing you with the best representation possible, including working diligently to stay informed on the latest trends in disability law.  When you need experience and skill to obtain the benefits you deserve, contact Roberts Disability Law, P.C..  For as long as you are not able to work, we will help get and keep your benefits claim in pay status.