If you have a long term disability or a disabling medical condition, you may have a legal right to recover benefits under an employer sponsored group welfare plan. With limited exceptions, these plans are regulated by a federal law called the Employee Retirement Income Security Act (ERISA). While ERISA provides vitally important protections for claimants, insurance companies still frequently deny and underpay valid disability claims.
At Roberts Disability Law, our dedicated Colma long term disability attorneys are standing by, ready to help you fight back against unfair denials and unjust underpayment. You deserve your full medical and income replacement benefits, without any unreasonable delay. If you are having trouble recovering your disability benefits in Northern California, please contact a member of our legal team for immediate assistance with your case.
Under federal and state rules, insurance companies are obligated to explain claims denials to disability applicants. If your long term disability claim was denied in Colma, CA, you should have received a written letter from your insurer. As soon as you get this letter, you need to take immediate action. You only have 180 days from this date to file your administrative appeal. Our top-rated ERISA disability attorneys will review your denial letter for free, in order to determine exactly what needs to be done to file a strong appeal on your behalf. To be successful on appeal, you will need to address the insurer’s reasons for denial with compelling evidence. Long term disability claims are rejected for a wide array of reasons. Some of the most common examples include:
Our Colma long term disability lawyers will help you prepare a strong administrative appeal. We have a deep understanding of the ERISA claims process, and we are skilled at presenting long term disability cases and negotiating with insurance companies. In many cases, we are able to get our clients full benefits without ever filing a lawsuit. That being said, if litigation proves to be necessary, we are ready to fight aggressively to hold the insurance company accountable.
At Roberts Disability Law, our San Mateo County ERISA lawyers are proud to represent long term disability claimants in Colma, California. If you or a family member has had your long term disability claim denied, we are here for you. For a free, no obligation consultation, please contact our law firm today.
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