Living with a long term disability is challenging. Not only might you require considerable medical treatment, but you may not be able to continue working at all. In this scenario, you could be entitled to financial benefits under your employer’s group health or group benefits plans. Most employer sponsored plans are governed by the Employee Retirement Income Security Act of 1974 (ERISA), a federal law that was designed in part to standardize the claims process.
At Roberts Disability Law, P.C., our experienced Daly City long term disability lawyers have extensive experience handling long term disability ERISA claims. If you need guidance with your case, please do not hesitate contact our law firm today.
Our law firm is dedicated to helping disability claimants exercise their rights and recover full compensation. We have deep experience working in and out of the ERISA claims process, and we have handled cases involving a wide variety of different underlying disabilities and medical conditions. Some common example of long term disability cases we handle include those involving:
If the insurance company denies your ERISA disability claim, it is legally obligated to send you a written denial letter. This letter must explain the precise reasoning that went into the insurer’s adverse decision. With this information in hand, you will be able to directly address the reasons for the denial in your appeal.
However, there is a secret that the insurance company will not tell you: If you file a disability lawsuit, the court can only review evidence that is already contained in your claim file. Put another way, if you fail to submit relevant evidence to your insurance company, either during your initial application or during your administrative appeal, you will lose out on access to the evidence during any future litigation. This is why it is critical that you work with a qualified Daly City ERISA lawyer from the beginning of your case. Your lawyer will ensure that all evidence gets into the claim file, so that your rights are protected.
At Roberts Disability Law, P.C., we have helped countless long term disability applicants obtain the full and fair compensation that they deserve under the terms of their policy. If your long term disability claim was denied in Daly City, CA, please contact our firm today to set up your free case evaluation.
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