At Roberts Disability Law, helping employees obtain the benefits they are entitled to through employer sponsored benefit plans is what we do best. Our knowledgeable and experienced East Bay ERISA attorneys provide the aggressive legal representation you need when filing a benefit claim, as well as in cases where your claim is disputed or denied altogether. We use our knowledge and experience in both state and federal laws to act as a strong legal advocate on your behalf, helping to protect your rights and interests so that you can get the benefits you are deserve.
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law which protects your rights as they relate to employer sponsored benefit plans, including disability, death, and accidental injury benefits, as well as life insurance, pension and severance packages. ERISA laws benefit and protect workers in the private sector by doing the following:
Some of the benefits available through your employer sponsored benefit plan may be self-funded through the employer themselves. The majority, though, are paid for through insurance company policies, which are required to adhere to the rules and regulations provided by the California Insurance Code. In either case, issues can easily arise, resulting in your claim either being undervalued or denied altogether.
In these situations, ERISA laws preempt state laws. Your insurance company and your employer have a large financial stake in disputes involving benefit claims. ERISA, however, provides an impartial forum for these disputes to be resolved, which can lead to a more favorable outcome in your case. At the same time, your rights under ERISA are limited, so it is vitally important to get legal guidance from an attorney experienced in handling these types of matters.
If you are involved in a benefit claim dispute with your employer or have had your claim denied, contact Roberts Disability Law today. Our East Bay ERISA attorneys have the legal skill needed to hold employers and insurance companies accountable under ERISA laws, while defending you in appeals cases so that you can get the benefits you are entitled to.
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