We represent many long term disability claimants who live in the East Bay, including Oakland, Hayward, Fremont, Richmond, and Berkeley. We focus almost exclusively on short-term and long term disability claims under the Employee Retirement Income Security Act of 1974 (“ERISA”). ERISA likely governs your disability insurance claim if you have coverage through an employer in the private sector. If you are limited as a result of a disabling medical condition but were denied benefits, we can help you achieve financial security by fighting the insurance company to have your disability claim paid. You should not have to face a big insurance company on your own; let our East Bay disability attorneys be your advocate.
We deeply understand the restrictions and limitations you experience on a daily basis as a result of a chronic medical condition. You struggle to do basic things, like shopping, going to social events, and keeping scheduled engagements. You often find yourself planning your day around the constraints of your physical symptoms. The Centers for Disease Control and Prevention (CDC) states that there are numerous forms of disabilities which could significantly affect your physical and cognitive functioning. An injury may have caused these disabilities, such as a car accident, sports injury, or a slip and fall. Or, these disabilities may have been caused by symptoms related to an illness or chronic medical condition, such as cancer, diabetes, HIV/AIDS, kidney disease, Traumatic Brain Injury (TBI), Chronic Fatigue Syndrome (CFS), or other types of medical conditions. The CDC states that long term disability impairments generally fall into one of the following categories:
When you are experiencing these kinds of impairments, your ability to receive long term disability benefits is crucial – and we get that.
If you have disability coverage through your employer, then your claim is likely governed by ERISA. As set forth by the U.S. Department of Labor, ERISA covers employee benefit plans, such as pension and severance plans, as well as health and welfare benefits, many of which are paid through insurance company policies. Because of how courts have enforced ERISA remedies, insurance companies frequently have incentives to deny ERISA disability claims. Knowing your rights under ERISA and having a knowledgeable attorney is necessary to get the insurance company to pay your claim.
At Roberts Disability Law, our East Bay attorneys have many years of the kind of experience providing effective legal representation that you need to secure your long term disability benefit claim. We employ many successful methods to demonstrate how your disability prevents you from working, including the following:
Our attorneys will keep you at the center and work diligently to stay informed on the latest trends in ERISA law to provide you with the best professional representation possible. When you need experience and tenacity to secure the benefits you earned, contact Roberts Disability Law. We will help you get your benefits paid and provide you with the resources you need to make sure your claim stays paid for as long as you are not able to work.
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