East Palo Alto Long Term Disability Lawyers

Top-Rated Long Term Disability Attorneys Serving East Palo Alto, CA

Have you recently developed a serious medical disability? Are you no longer able to earn a full time living at your job in the Bay Area? If so, you may be entitled to medical and income benefits under your employer sponsored group health plan. Unfortunately, making a long term disability claim under an Employee Retirement Income Security Act (ERISA) governed plan can be confusing.

At Roberts Disability Law, P.C., our top-rated East Palo Alto long term disability attorneys are committed to helping our clients recover every dollar that they deserve. If your disability claim was rejected for any reason, please call our team today to have your case comprehensively review by a top-rated disability advocate.

The Basics of ERISA Disability Plans

If you are a filing a claim against an ERISA plan, you need to be aware of some of the basics regarding this federal law. Essentially, ERISA does key things: 1) It establishes minimum requirement for these plans, and 2) It standardizes the claims and appeals process. In practice, this means many different things. For example, under ERISA, all plan beneficiaries are entitled to complete disclosures regarding plan features and plan funding. Though, there are three critically important things that you need to always keep in mind:

• If your claim is rejected, you only have 180 calendar days to file an appeal;
• You must exhaust all administrative remedies before you file a lawsuit; and
• If you file a lawsuit, the court will only be able to look at the evidence that you already submitted to the insurance company.

As you can see, the ERISA disability claims and appeals process has very strict rules. For these reasons, it is imperative that you get a qualified East Palo Alto disability lawyer involved in your case as soon as possible. At the very least, you should seek professional legal guidance as soon as you get a denial letter from the insurance company. The insurance company’s representatives are well versed with the claims process, and they will try to find ways to undervalue or deny your claim. Do not go up against them all by yourself. Work with a top-rated lawyer who can level the playing field for you.

Contact Our Office Today

If your long term disability case was rejected by the insurance company, you need to seek professional legal assistance. At Roberts Disability Law, P.C., we have helped many disability applicants obtain the full settlement offer they deserve. If your claim was rejected in East Palo Alto, California, please call us today at (510) 230-2090 to set up a free review of your case.