At Roberts Disability Law, P.C., we are committed to providing comprehensive legal support for individuals seeking assistance with ERISA-related claims. Our firm has years of experience fighting for clients who have been wrongfully denied disability, life, and accidental death and dismemberment insurance benefits.

Understanding ERISA

ERISA stands for the Employee Retirement Income Security Act of 1974. This federal law sets the standards for most employer-provided pension, severance, and health and welfare benefit plans. It primarily governs private sector benefit plans and ensures that employees receive the benefits promised by their employers. Some of the common health and welfare benefit plans covered under ERISA include:

• Disability benefits
• Life insurance
• Accidental death and dismemberment benefits
• Health insurance

ERISA preempts all other state laws, meaning the rights and remedies you can seek are exclusively those determined by ERISA and interpreted by the courts. This makes it crucial to understand and comply with ERISA’s specific requirements when filing a claim or an appeal.

Legal Requirements and Protections Under ERISA

Under ERISA, employers must provide plan participants with essential information about their benefits, including funding, features, and guidelines for claiming benefits. Moreover, it imposes fiduciary responsibilities on those who manage and control plan assets, ensuring they act in the best interest of the participants.

When a claim for benefits is denied, ERISA mandates an internal appeals process, requiring you to exhaust administrative remedies before filing a lawsuit. This involves submitting a request for review or appeal to the plan administrator, who then reconsider the denial based on the plan terms.

The Importance of Hiring an Experienced ERISA Attorney

Navigating ERISA’s legal landscape can be challenging without professional guidance. Hiring an experienced ERISA attorney significantly improves your chances of a successful claim. At Roberts Disability Law, P.C., we have extensive knowledge of ERISA regulations and a proven track record of helping clients secure their rightful benefits.

Advocacy You Can Trust

Attorney Michelle Roberts has built her career on advocating for individuals against powerful insurance companies. With over nineteen years of experience, Michelle has earned a formidable reputation for her skill, perseverance, and empathetic approach. Along with her team, she is committed to fighting for the rights of clients and holding insurance companies accountable.

Why Choose Roberts Disability Law, P.C.?

At Roberts Disability Law, P.C., we believe in fighting vigorously for the underdog. We take the time to understand every detail of your case, building the best possible strategy to get your benefit claim paid. Our vast experience and deep knowledge of ERISA give us the upper hand in dealing with insurance carriers and benefit plan administrators.

We are proud to be a woman- and minority-owned business, reflecting our commitment to diversity and community involvement. Whether you need help with accidental death & dismemberment claims, long-term disability, or any other ERISA-related issues, we are here to assist you.

Contact Us Today

If your claim has been rejected or you need assistance with an ERISA-related matter, please do not hesitate to contact Roberts Disability Law, P.C. for a review of your case. We look forward to assisting you and ensuring you receive the benefits you are entitled to.