ERISA Lawyer Palo Alto

When employers provide you with benefits, you should expect to receive them when the need arises. However, too many employees facing disabilities or other challenges have their insurance benefit claims delayed or denied when they need help the most. At Roberts Disability Law, P.C., we are ready to help our clients prove their claims and receive the help they need. If you need assistance with a claim, contact an ERISA lawyer in Palo Alto right away. 

Overview of ERISA Claims

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that governs employer-provided benefit plans, including pensions, health insurance, severance, and other welfare benefit plans. The additional plans can include:

• Life insurance
• Accidental death and dismemberment coverage
• Disability insurance

When employees make claims under any ERISA-covered policies, the law should protect the employees. Unfortunately, in many cases, ERISA provides more protections for employers and insurance companies than it does for disabled or injured claimants. 

The Effect of ERISA on Benefit Claims

ERISA applies to your benefits claims over any state laws, which means you must follow federal procedures and protect your rights in federal court if needed. This is why you need an experienced ERISA attorney if you need help appealing a denial or otherwise handling a claim. 

ERISA favors insurance providers and gives claimants limited remedies to protect their rights. There are specific steps and procedures you must follow to even get your day in court to fight a wrongfully denied claim, and even getting to this stage of the process is a challenge. You need a legal advocate who knows how to stand up for you in light of ERISA and its limitations. 

The Roberts Disability Law, P.C. team knows how to fight for our clients’ rightful ERISA claims and benefits. We review the history of your claim and insurer communications to determine the best course of action to get you the benefits you deserve. When you have a disability and cannot work, you rely on your policy to provide support. You should not have to experience extra stress because of greedy insurance companies hiding behind ERISA. 

We can help you in many ways, including:

• Handling the initial claim
• Communicating with insurers
• Seeking review by the plan administrator following a denial
• Pursuing litigation once you exhausted all administrative remedies. 

By knowing all the new developments in ERISA law and court decisions, we can best represent our clients to get them disability and other benefits as soon as possible. If you need any type of assistance with an employer-sponsored claim, contact our office as soon as possible.

Speak with an ERISA Lawyer in Palo Alto Today

The ERISA lawyers at Roberts Disability Law, P.C. are dedicated advocates for clients who are being taken advantage of by insurance companies in their time of need. Contact us to set up a consultation to discuss your situation and how we can help. The sooner you call, the sooner we can begin protecting your rights as a claimant.