Suppose you apply for disability or other insurance benefits at work and are denied. Unfortunately, it happens more often than you might think. If you cannot get disability or health insurance coverage for an injury or medical condition, you may need to find out about ERISA attorneys near me. The ERISA attorneys at Roberts Disability Law, P.C. are ready to fight for your rights, including filing an appeal under ERISA.
ERISA stands for the Employee Retirement Income Security Act of 1974. This federal law oversees all private employer benefit plans for employees. ERISA does not require employers to have benefit plans, but when they do have health, disability, and life insurance plans, the plans have to follow ERISA’s rules for eligibility, disclosure, vesting, and funding.
ERISA has complicated rules and procedures, so filing a successful claim or appeal is tricky on your own. The possibility of receiving benefits increases with help from an attorney who understands the requirements under ERISA.
If you have long-term disability coverage or another policy through your company, it is probably governed by ERISA rules. If so, it is vital to talk to a skilled ERISA attorney as soon as possible. This is especially important if you received an insurance denial.
Remember, there are short, strict deadlines that appeal to ERISA appeals. You may forfeit your right to appeal when you fail to follow the exact procedures and rules. Never delay in seeking the right legal help.
Your ERISA attorney can prepare and file a benefits claim for you. Your lawyer will stand up for your rights if the insurer tries to wrongfully deny your benefits. They also will protect you from being intimidated by insurance company lawyers and surrendering the benefits you’re entitled to.
An ERISA attorney can handle every part of an ERISA claim, whether you have not filed yet or have already been denied. They will gather evidence, including your medical records, to support a claim or appeal for benefits. Finally, the lawyer may work closely with your doctor to assemble a comprehensive report to dispute an insurance company’s denial of benefits.
It is critical to work with a skilled attorney on this matter. To win a claim or appeal, it must be entirely supported by solid evidence. Then, if the case goes to trial, a federal judge will decide the case according to the documents your lawyer provides to the insurer. You want a complete case file with your insurance company in case you need to appeal the matter in court.
ERISA attorneys handle many types of cases. You may need an ERISA attorney in these cases:
Talk to an ERISA attorney at Roberts Disability Law, P.C. if you think you have been denied benefits improperly.
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