Long Term Disability Lawyer Palo Alto

With ERISA protections, you may have access to long-term disability benefits through your employer. Unfortunately, insurance companies can deny these claims outright, and you may be left wondering if there are any options. You will be able to file a lawsuit once all other options have been exhausted. Before a lawsuit, you must request a denial review from the plan administrator. While this sounds simple to most, it is a complex process. Writing a letter requires expert advice and the use of the correct phrasing to drive your point home. 

Roberts Disability Law, P.C. knows how to request a denial review and take these cases to litigation if necessary. We have had success with insurance companies overturning a claim denial and can do the same for you, depending on your circumstances. 

What is Long-Term Disability?

If you become disabled and cannot work through the course of your employment, you will need to exhaust all possible options to supplement your income. One option is long-term disability, which provides benefits to individuals who are unable to work. Not all employers offer long-term disability coverage, however. While this program will cover a range of medical needs, you have to send a written request by a deadline in order to receive benefits. Your employer also offers the plan, which leaves plenty of room for delays and denials. You may need additional assistance. A Palo Alto long-term disability attorney will be able to assess your circumstances and determine the best route to get you the benefits you need. 

Filing an Appeal

You will have a timeframe listed for how long you have to file an appeal within your claim denial letter. The timeline for disability appeals is usually 180 days from the date you receive your denial. While this may seem like an extended period, it is not. A long-term disability lawyer will need time to investigate your claim denial and submit evidence that supports your appeal. Keep in mind the 180 limit is not set in stone, and you may have more or less time depending on the circumstances of your case. 

Why Should I Work With a Long-Term Disability Lawyer?

In order for your disability claim to be approved, you will need to gather the correct evidence to prove your long-term disability. The process is much more straightforward with an attorney at your side. We can help you identify the right evidence and navigate every step of the process. Additionally, we can help you file your disability application, which is often worded to set up applicants for a denial. 

Contact a Long Term Disability Attorney Today

Suppose your long-term disability claim has been denied. In that case, you will need to discuss your options with a long-term disability attorney. The team at Roberts Disability Law, P.C. is well versed in claim denials and appeals. We will work with you to form a strong appeal letter and get you the benefits you have invested in and rely on during this difficult time. 

Building an appeal is not a simple process as we will need to request medical examinations, records, third-party statements, and more. We will prepare for litigation and resolve your claim. Submit our contact form to start with Roberts Disability Law, P.C. today.