Long Term Disability Attorney

Did you develop a serious disability or medical condition? Are you no longer able to earn a sufficient income to support yourself because of this condition? If so, you may be entitled to recover benefits under your disability plan. Unfortunately, whether you are covered by an employer sponsored plan (an ERISA-based plan) or an individual plan, you may have a hard time obtaining these benefits. At Roberts Disability Law, P.C., our dedicated long term disability attorneys have extensive experience assisting claimants in seeking the benefits that they rightfully deserve.

We Handle Disability Claims Involving a Wide Variety of Conditions

Regardless of the underlying cause of your disability, our California long term disability attorneys can help. We protect employees throughout the Bay Area, including workers in the tech industry. A non-exhaustive list of different disabilities and conditions that we have dealt with in the past include:

• Fibromyalgia;
• Chronic pain;
• Chronic fatigue;
• Repetitive stress injuries (RSIs)
• Heart problems, including heart failure and strokes;
• Alzheimer’s and dementia;
• Vision problems;
• Hearing problems;
• Back injuries;
• Severe psychological disorders; and
• Much more.

Why Was Your Long Term Disability Claim Denied?

Your disability claim may have been denied for a variety of different reasons. When you receive your initial denial letter, that letter should explain the exact reasoning behind the insurance company’s adverse decision. You need to read your denial letter very carefully, making sure that you fully understand the insurer’s decision. Some of the most common reasons why long term disability claims are refused include:

• The applicant has too much income;
• Alleged lack of candor in the application process;
• Allegations that the applicant did not follow his or her doctor’s advice;
• Disagreement over the severity of the medical condition;
• Lack of medical evidence to support the claim;
• Mistakes made by the insurance company; or
• Bad faith settlement practices by the insurance company.

The bottom line: Many valid long term disability claims are initially denied. In some cases, this occurs because of errors made by the insurer; in other cases, it occurs because of errors made by the applicant. Regardless, you cannot sit back and simply accept your denial. If you believe that you are entitled to recover disability benefits under your plan, you must keep fighting. To get through the complex appeals process, it is imperative that you reach out to an experienced long term disability lawyer for guidance.

Request Your Free Legal Consultation Today

At Roberts Disability Law, P.C., our dedicated ERISA attorneys have extensive experience handling long term disability claims. For immediate help with your case, please do not hesitate to contact us today at (510) 230-2090 to schedule your free, no-obligation case evaluation. We have offices in Alameda, San Francisco and San Jose, and we proudly serve clients throughout the Bay Area.