Long-Term Disability Lawyers Palo Alto

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Long-term disability insurance benefits are meant to help cover the loss of income due to a long-term disability and any medical expenses that may arise due to the condition. Unfortunately, even if an individual has long-term disability insurance, they may find that they are denied benefits or do not receive the compensation they filed for. Too often, insurance companies deny a disability claim or reduce a customer’s settlement in order to save money. This is not right.

At Roberts Disability Law, P.C., our long-term disability lawyers in Palo Alto have decades of experience dealing with insurance companies, and we know their tactics. Our team can help you navigate the claims process, file an appeal for a claim that was denied unfairly, or, when necessary, represent you in ERISA litigation.

Why Work with a Long-Term Disability Lawyer in Palo Alto?

Filing a long-term disability claim is a complex and arduous process, one that many people are unable to do correctly because of all the requirements they must meet and the hoops they must jump through. Because of this, individuals who attempt to go through the disability claims process on their own, without a long-term disability attorney, often find that their long-term disability claims are denied or continually returned because of an “error on the application.” An experienced long-term disability lawyer understands the various filing requirements that a plan may call for and can help increase the likelihood of receiving the long-term disability benefits you need and deserve.  

A Palo Alto long-term disability lawyer can help you in the following areas:

Preparing your claims file for a lawsuit: If your long-term disability claim were to go to trial for whatever reason, you would not be allowed to submit new evidence in support of your initial long-term disability claim. The insurance companies know this, and they bank on a claimant’s ignorance of this rule when they allow a case to go to trial. The judge relies heavily on the evidence in your administrative record to make a final decision, so if the evidence is lacking – even if you are truly injured – you may not receive much, if any, compensation for your injuries.

On the other hand, an experienced long-term disability lawyer can help you build your administrative file with potential disputes in mind and ensure it contains all relevant medical evidence, opinions from your physicians regarding your condition, and any other relevant information.

Hiring vocational experts to back up your claim: A Palo Alto long-term disability law firm has a number of vocational experts available who can evaluate your condition and provide an expert opinion regarding your ability to meet the overall requirements of your occupation.

Act as your representative: Finally, and most importantly, a long-term disability attorney can interact with your insurance carrier, file your application, file an appeal, conduct negotiations, and, if necessary, bring a lawsuit against your insurance carrier on your behalf. This will save you the headache and hassle of having to deal with the insurance company and its legal team and allow you to instead focus on recovery.

Retain the Help of a Palo Alto Long-Term Disability Attorney

While the LTD claims process can be one fraught with complications, the long-term disability attorneys at Roberts Disability Law, P.C. can take over the claims process for you so that you do not have to deal with the legal headache alone. If you suffer from a long-term disability and need to claim your LTD insurance benefits while you recover, contact our Palo Alto long-term disability lawyer to represent you in your time of need. To request a consultation regarding your case, contact our law firm today.

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We know how to get your insurance claim paid. Call today at:
(510) 230-2090

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