Are you covered by an ERISA regulated welfare benefits plan? Did you recently submit a disability claim only to have your benefits refused by the big insurance company? If so, our team is standing by, ready to help. At Roberts Disability Law, our Mountain View ERISA disability attorneys are committed to fighting for the rights and interests of disability applicants in the Bay Area.
The Employee Retirement Income Security Act of 1974 (ERISA) puts many strict regulations on how disability claims are processed for plans covered by this federal law. All applicants should be aware of the following three basic steps of filing a claim:
Before you can bring a lawsuit for disability benefits under ERISA, you must exhaust all other available remedies. This means that you must take your claim through the full administrative appeals process. During this part of the appeals process, you can submit additional evidence that supports the existence and extent of your medical condition. However, once the internal review ends, you will not be able to submit any more evidence into your claim file. Put another way, you cannot submit any new evidence when you file an ERISA disability lawsuit. The court will be limited to the records and statements that are already in your claim file. This is why you need to get a Mountain View attorney by your side the day you get your initial denial letter. Your attorney will make sure that your claim file includes all relevant information.
Has your ERISA disability claim been denied or refused by the insurance company? We can help. At Roberts Disability Law, our team proudly represents individuals seeking their rightfully owed disability benefits in Mountain View, CA. If you need legal help, please contact our California ERISA attorneys today to set up a free review, no-commitment review of your claim.
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