Palo Alto Accidental Death Attorney

When someone dies as the result of an accident, benefits obtained through accidental death claims provide financial support to help their loved ones through this difficult time. At Roberts Disability Law, P.C., we understand how frustrating it can be when these claims are denied, and the impact it can have on your family. While no amount of money can make up for your loss, our Palo Alto accidental death attorneys provide aggressive legal representation to assist you in getting the benefits you need to recover.     

Reasons Your Accidental Death Claim May Be Denied

Employee life insurance plans offer cash benefits to family members or beneficiaries of deceased loved ones, money that can help meet expenses while survivors adjust to their loss. Unfortunately, insurance company often attempt to dispute the terms of the policy, or even deny the claim based on policy coverage exclusions. The California Insurance Code allows insurers to be released from liability under these exclusions, which often focus on the manner in which the person died. These exclusions include the following:    

• Death due to suicidal or self-destructive acts;
• Allegations of alcohol or drug abuse;
• Accidents involving dangerous activities, such as mountain biking or skydiving;
• Medical malpractice errors resulting in death;
• Pre-existing conditions excluded from coverage.  

In addition to disputes over the manner of death, conflicts can arise over different clauses within the insurance contract, such as a ‘course of employment’ clause which bars claims for accidents that did not occur during the course of the person’s employment.    

How Our Palo Alto, CA Accidental Death Attorneys Can Help

When you are having problems filing an accidental death insurance claim or when your claim has been denied, our experienced Palo Alto accidental death attorneys provide the professional legal guidance you need. At Roberts Disability Law, P.C., we help families and beneficiaries get the benefits they are entitled to through the following:  

• By Filing An Appeal: We can file an appeal on your behalf, using our resources to investigate the circumstances under which the death occurred, collecting medical records, and police reports, and presenting a strong case against the insurance company findings.    
• By Using ERISA Law In Your Favor: The Employee Retirement Income Security Act of 1974 (ERISA) provides a means of preempting state and local laws which could impact your benefits. Under ERISA, we can assist you in getting your case heard before an impartial reviewing court, rather than before the insurance company, who has a financial interest in denying your claim.   

Contact Us Today for Help

For professional help in filing an accidental death claim or appealing an insurance company decision, contact Roberts Disability Law, P.C. today. Our Palo Alto accidental death attorneys act as a strong legal advocate on your behalf, assisting you in getting the benefits you are entitled to. Call or contact our office online today to discuss your case.