San Francisco Accidental Death Lawyer

The death of a loved one can be devastating, particularly when the loss is untimely or due to accidental causes. At Roberts Disability Law, P.C., we know that while there may be insurance policies in place to cover family members and beneficiaries, getting the insurance company to pay can often be a problem. In these situations, our San Francisco accidental death attorneys provide the compassionate, professional legal representation you need to assist you in getting the benefits you are entitled to.   

Reasons Your Accidental Death Claim May Be Denied

When a loved dies due to accidental causes, employee insurance plan benefits can help survivors deal with their losses. Unfortunately, the insurer may attempt to deny your claim, either by contesting the terms of the agreement or by disputing the circumstances under which your loved one’s death occurred. Under the California Insurance Code, there are certain exclusions insurers are entitled to claim in providing coverage, which prevent them from being liable when a death occurs. These exclusions include the following:  

• Acts of suicide;
• Accidents resulting from the use of alcohol or drugs;
• Accidents resulting from potentially dangerous activities, such as skydiving or mountain climbing;
• Deaths that occur as the result of a preexisting condition;
• Deaths resulting from medical errors or mistakes.

How Our San Francisco Accidental Death Attorneys Can Help

At Roberts Disability Law, P.C., our San Francisco attorneys have the knowledge and experience needed to help defend accidental death claims. Ways in which we can assist you in getting the benefits you are entitled to include:

• Appealing Denied Claims: Thorough investigation of the circumstances surrounding your loved one’s death, careful review of insurance documents, and collection of evidence in your favor, we can assist you in filing an appeal of your denied claim.
• Using ERISA Law To Defend Your Claim: The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law which preempts most employer sponsored benefit programs, allowing disputes with your insurance company to be taken before an impartial reviewing court. This takes it out of the hands of the insurance company, which profits financially from denied claims.

Contact Us Today for Help

If you are involved in an accidental death claim or have had your claim denied, contact Roberts Disability Law, P.C.. Our experienced San Francisco accidental death attorneys provide the trusted, professional legal assistance you need to get results. Call or contact our office online today to discuss your case.