If your long-term disability claim has been denied, or if you did not receive the settlement that you initially hoped for, it can be a devastating blow. Oftentimes, individuals count on their long-term disability benefits to get them through their recovery, and without them, they find that they struggle to make ends meet. From missed rent or mortgage payments to the inability to pay for necessities such as food and clothing, the consequences of not having long-term disability benefits can be severe. 

At Roberts Disability Law, P.C., our San Francisco long-term disability attorneys understand this, and we do everything in our power to ensure that you receive the long-term disability benefits that you need to get through your injury and back on your feet.

The Benefits of Hiring Skilled San Francisco Long-Term Disability Attorneys 

Unfortunately, many individuals wait until their long-term disability claim has been denied to seek legal help. While it is never too late to hire an attorney to help you with the process, it is never too early either; in fact, the sooner you recruit our San Francisco long-term disability attorneys to advocate on your behalf, the better. An experienced attorney can help with the initial application process and help you avoid the common mistakes made by unrepresented individuals who approach the process on their own. 

Some mistakes commonly made by unrepresented claimants include:

• Quitting work before they file for their long-term disability benefits: Unfortunately, many individuals quit work as soon as they sustain an injury. While we understand that you cannot work while disabled, quitting work is the worst thing you can do, as many employer-sponsored long-term disability insurance plans specifically state that coverage ends as soon as the employer-employee relationship ends.
• Transferring to a less demanding position: It is understandable that an individual may want to continue working until they are sure that they will be eligible for long-term disability benefits, but doing so is actually one of the worst things you can do for your case. Working at a less demanding position can make it difficult for you to win your “own occupation” claim, while taking a lower-paying job can decrease the amount of benefits you may receive in the future.
• Making mistakes on the application: Unfortunately, insurance companies specifically design their applications to make it difficult for claimants to achieve success and pose questions that are meant to elicit answers that could form the basis for a denial. Our attorneys know what traps to look out for and can help you avoid common errors on your claims application.

Whether you have already filed a long-term disability benefits claim or are just beginning the process, it would be in your best interest to consult with our San Francisco long-term disability attorneys before you make any further moves. If your claim has already been denied, do not wait, as you only have a limited time to file an appeal. 

Consult a San Francisco Long-Term Disability Lawyer Right Away

At Roberts Disability Law, P.C., our long-term disability attorneys have decades of experience in helping clients successfully receive the long-term disability benefits that they need to work through their injuries and get back on their feet. If you have been seriously injured, and if you need long-term disability benefits to support you while you recover, do not take any risks, and reach out to our San Francisco long-term disability attorneys right away. We can help you fight for the benefits you need.