A long-term disability can be very serious and can negatively impact several areas of one’s life, including their work and home life. Disabling conditions can take many forms, from a work injury or cancer to anxiety or crippling agoraphobia. In many situations, a long-term disability can completely hinder a person from being able to go to work and bring in a sufficient amount of income. Many employers and private insurance companies offer long-term disability insurance coverage to assist individuals in times of need. Unfortunately, most insurance companies make it extremely difficult for the insured to access the benefits they have been paying monthly premiums for years.
At Roberts Disability Law, P.C., our San Francisco long-term disability lawyers understand how frustrating it can be to be denied benefits that you have been paying for. We also understand how scary it is to be uncertain of whether or not you will have a steady income to support yourself and your family. Because of this, we use our knowledge of long-term disability law and our decades of experience to help individuals achieve a beneficial outcome for their long-term disability claims case.
One of the first and most important steps in filing a successful claim is understanding exactly what is covered under your specific insurance policy. While every insurance carrier is different, there are certain conditions that qualify for long-term disability benefits under most plans. These conditions usually include:
It is always recommended to check with your insurance carrier for exact qualifications for a long-term disability before you file your claim. Our experienced San Francisco long-term disability lawyers can help you review your policy before submitting an application for benefits.
Many individuals attempt to file a long-term disability claim on their own without legal representation. While some individuals find success going this route, many are simply met with a stack of confusing paperwork, aggressive insurance company representatives, and even flat-out denial. Insurance companies know what tricks to pull in order to avoid having to pay benefits and lure unsuspecting claimants into providing information that is used against them as a basis for denial. However, our San Francisco long-term disability attorneys also know what tricks and traps insurance companies commonly employ and routinely help individuals avoid them so that they may find success in the long-term disability claims process.
At Roberts Disability Law, P.C., our law firm is dedicated to helping individuals fight back against greedy insurance companies and recover compensation when they need it the most. If you have been seriously injured, and if you need long-term disability benefits to support you while you recover, do not take any risks; reach out to our San Francisco long-term disability lawyers right away. To discuss your case, contact our San Francisco disability law firm today.
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