Woodside Long Term Disability Attorneys

Committed to Serving ERISA Disability Applicants in Woodside, California

Disabled California workers may be entitled to collect benefits under the terms of their employer sponsored group welfare or health plan. For the most part, these plans are regulated by the Employee Retirement Income Security Act (ERISA). At Roberts Disability Law, P.C., our dedicated Woodside long term disability lawyers have handled many complex ERISA disability cases. If you have filed a claim for long term disability benefits, only to have it rejected by the insurance company, please call our office today to have your case reviewed by a top-rated disability lawyer.

No Matter Your Underlying Condition, We Can Help

Our Woodside disability claims lawyers have worked with clients who have had many different types of disabilities and medical conditions. Regardless of your specific issue, we have the legal skills and experience needed to protect your rights. Some common examples of long term disability claims that we have handled in the past include:

• Carpal tunnel syndrome;
• Other repetitive stress injuries (RSIs);
• Musculoskeletal disorders;
• Neck problems;
• Back pain;
• Joint injuries;
• Chronic pain and chronic fatigue;
• Hearing loss;
• Vision issues;
• Mental health disorders; and
• Headaches.

Understanding the Long Term Disability Claims Process

If your long term disability claim is being filed for an ERISA regulated group welfare plan, you need to have a basic understanding of the claims and appeals process. More specifically, you should be aware of the following four steps:

• Application: Your case officially begins with your initial application. It is a good practice to complete your application with the help of an attorney. Your attorney will ensure that your disability claim is well presented so that you can maximize your chances of success.

• Claim Review: After you submit your claim, the insurance company has 90 days to make a decision, subject to one automatically granted 90-day extension period. If the insurer rejects your claim, it must send a written denial letter clearly articulating its reasoning.

• Appeal: Under ERISA regulations, disability claimants are required to exhaust all administrative remedies before going to court. This means you must file an administrative appeal before you can file a lawsuit. Your internal appeal must be submitted within 180 days of receiving your denial letter.

• Litigation: Finally, if your administrative appeal with the insurer is not successful, you will have the right to file a lawsuit in a California federal court.

Contact Our California Long Term Disability Lawyers Today

At Roberts Disability Law, P.C., we fight for the legal rights and financial interests of disabled workers throughout the Bay Area. If your long term disability claim was denied in Woodside, California, please our firm today at (510) 230-2090 to request your free, no strings attached initial legal consultation.