# Roberts Disability Law, P.C.

> ABOUT US Alameda ERISA Attorneys Serving The Bay Area The team at Roberts Disability Law, P.C. fights for the rights of our clients to receive the long term disability benefits


## Pages

- [Service Areas](https://robertsdisability.com/service-areas/): Roberts Disability Law, P.C. provides dedicated legal representation for disability benefit claims, with experienced San Francisco long term disability attorneys ready to help you secure the benefits you deserve.
- [Kristin Kyle](https://robertsdisability.com/kristin-kyle/): Let an Oakland ERISA lawyer from Roberts Disability Law, P.C. stand by your side, maximize your benefits, and provide the legal support you need for a secure future.
- [Profiles](https://robertsdisability.com/profiles/): View the profiles of our experienced Oakland long term disability attorneys. Call Roberts Disability Law, P.C. to discuss your claim.
- [Monica Lienke](https://robertsdisability.com/monica-lienke/): Our Oakland ERISA attorneys have the experience and knowledge needed to guide you through your case. Contact us today.
- [Long-Haul COVID Claims](https://robertsdisability.com/areas-of-practice/long-haul-covid-claims/): If you believe you are unable to work due to long-term effects of COVID and you've been denied long-term disability, our Oakland COVID claims lawyers may be able to assist.
- [Accessibility Notifications](https://robertsdisability.com/accessibility/): Obtaining your deserved benefits is possible with the help of a talented San Francisco ERISA attorney. Roberts Disability Law, P.C. is committed to representing clients in need of disability benefits. Read our accessibility notifications page here, and call us for a consultation.
- [Michelle Roberts](https://robertsdisability.com/michelle-roberts/): With the San Francisco long term disability lawyers at Roberts Disability Law, P.C., you’ll have the opportunity to fight for the benefits you are entitled to. Call Michelle Roberts today.
- [Severance Benefits Claims](https://robertsdisability.com/areas-of-practice/severance-benefits-claims/): If you have been terminated from your job without receiving the compensation or benefits you are entitled to, find out how our experienced Redwood City compensation attorneys can help.
- [Tech Worker Disabilities](https://robertsdisability.com/areas-of-practice/tech-worker-disabilities/): If you work in the technology industry and suffer from headaches, neck and back pain, carpal tunnel syndrome or repetitive strain injuries (“RSI”) we can help you receive the disability payments you deserve. Contact the San Jose ERISA disability attorneys at Roberts Disability Law, P.C. for expert legal representation.
- [Resources](https://robertsdisability.com/resources/): View our site for a complete list of resources our knowledgable San Mateo compensation attorneys compiled, including Government Agencies and Courts, Non-Employment/Non-Profit Referral List.
- [Government Agencies and Courts](https://robertsdisability.com/resources/government-agencies-and-courts/): Roberts Disability Law, P.C. is here to provide resources on government agencies and courts. If you would like to discuss your legal situation, please reach out to our experienced Daly City life insurance claims attorneys. We are here to help.
- [Private/Non-Profit Agencies](https://robertsdisability.com/resources/privatenon-profit-agencies/): The East Bay tech workers disability attorneys at Roberts Disability Law, P.C. provides a list private and non-profit agencies for your reference. Please view this list and contact us with any questions.
- [Non-Employment/Non-Profit Referral List](https://robertsdisability.com/resources/non-employmentnon-profit-referral-list/): The San Francisco compensation attorneys at Roberts Disability Law, P.C. have compiled a list of non-employment/non-profit referral information. Please contact our office for more information or to schedule a consultation.
- [Online Resources](https://robertsdisability.com/resources/online-resources/): View our extensive list of online resources put together by the experienced San Francisco long term disability attorneys at Roberts Disability Law, P.C.
- [Short-Term Disability](https://robertsdisability.com/areas-of-practice/short-term-disability/): If you receive a short-term disability benefit claim denial, you must submit an appeal in order to further pursue your claim. Contact our experienced Oakland ERISA attorneys today for a consultation.
- [Accidental Death and Dismemberment Claims](https://robertsdisability.com/areas-of-practice/accidental-death-and-dismemberment-claims/): Accidental death claims are complicated and have certain time limits, so you should never delay in contacting an San Francisco life insurance claims attorney for guidance in this kind of case.
- [Ajax Form](https://robertsdisability.com/ajax-form/): Here is your Ajax form for Roberts Disability Law, P.C., the San Francisco ERISA attorneys' office. Contact us for a consultation today.
- [Disclaimer](https://robertsdisability.com/disclaimer/): The information contained in this website is provided for informational purposes only. If you have questions, please contact one of our San Francisco ERISA attorneys.
- [Site Map](https://robertsdisability.com/site-map/): For help finding a specific page you are looking for on our site, please look at our site map. Then, contact one of our San Francisco ERISA lawyers for a consultation.
- [Blog](https://robertsdisability.com/blog/): Roberts Disability Law, P.C.'s blog is a culmination of insurance law information and summary pieces by our skilled East Bay ERISA attorneys. To schedule your consultation, please contact us today.
- [ERISA](https://robertsdisability.com/areas-of-practice/alameda-erisa-litigation-lawyer/): ERISA is the common name for the Employee Retirement Income Security Act of 1974. Many of our attorneys are experienced San Francisco ERISA lawyers and may be able to assist in your case. Call us today to schedule a consultation.
- [Life Insurance Claims](https://robertsdisability.com/areas-of-practice/alameda-life-insurance-claims-lawyer/): When insurance companies deny claims for benefits, it can be difficult to know where to turn for help. Luckily, the Belmont life insurance claims attorneys at Roberts Disability Law, P.C. are here to give your direction. Call us today to schedule a consultation.
- [Long Term Disability](https://robertsdisability.com/areas-of-practice/alameda-long-term-disability-attorney/): Have you been denied long term disability? Roberts Disability Law, P.C. may be able to help. Call today to schedule a consultation with a skilled East Palo Alto long term disability attorney today.
- [Areas of Practice](https://robertsdisability.com/areas-of-practice/): At Roberts Disability Law, P.C., we have helped many clients throughout California file successfully for disability benefits. Call our office today to schedule a consultation with one of our experienced San Jose long term disability attorneys.
- [Success Stories](https://robertsdisability.com/reviews/): The San Francisco ERISA lawyers have a variety of success stories we would like to share with you. Take a look at some of our reviews, than contact the Roberts Disability Law, P.C. office to set up a consultation.
- [FAQ](https://robertsdisability.com/faq/): The San Francisco ERISA attorneys at Roberts Disability Law, P.C. are here to answer your questions regarding insurance law. Please read our frequently asked questions section, then call our office to schedule an appointment.
- [Contact Us](https://robertsdisability.com/contact-us/): To schedule your consultation with one of our experienced San Jose life insurance claim attorneys, please fill out our contact form or call our office.
- [Home](https://robertsdisability.com/): Roberts Disability Law, P.C. is a long term disability law firm in Northern California. Our team of advisors and defenders of rights help you obtain the long term disability compensation you deserve. For a consultation, contact our Bay Area ERISA attorneys today.


## Posts

- [Michigan Federal Court Reinstates ERISA Long-Term Disability Benefits After Insurer Applied the Wrong Plan Definition](https://robertsdisability.com/michigan-federal-court-reinstates-erisa-long-term-disability-benefits-after-insurer-applied-the-wrong-plan-definition/): A federal court reinstated ERISA long-term disability benefits after finding MetLife applied the wrong plan terms and improperly discounted key psychiatric evidence.
- [ERISA AD&D Denial Survives Exhaustion Challenge: Michigan Court Holds Plan Document, Not the SPD, Controls Claims Procedures](https://robertsdisability.com/erisa-add-denial-survives-exhaustion-challenge-michigan-court-holds-plan-document-not-the-spd-controls-claims-procedures/): A Michigan federal court remanded an ERISA AD&D benefits dispute to the plan administrator, addressing exhaustion of remedies, SPD requirements, and limits on discovery.
- [D.C. Circuit Trims $13 Million Multiemployer Judgment, Rejecting Retroactive Interest Hike and Individual Owner Liability on Withdrawal Liability](https://robertsdisability.com/d-c-circuit-trims-13-million-multiemployer-judgment-rejecting-retroactive-interest-hike-and-individual-owner-liability-on-withdrawal-liability/): The D.C. Circuit clarified key ERISA and MPPAA issues involving withdrawal liability, interest calculations, successor liability, and control-group liability in a significant pension fund dispute.
- [Eleventh Circuit Affirms De Novo Disability Denial but Questions Whether Plan Conferred Discretion](https://robertsdisability.com/eleventh-circuit-affirms-de-novo-disability-denial-but-questions-whether-plan-conferred-discretion/): The Eleventh Circuit upheld MetLife's denial of ERISA long-term disability benefits, addressing de novo review, disability evidence, procedural fairness, and supplementation of the administrative record.
- [Tennessee Federal Court Upholds Unum’s Termination of ERISA Long-Term Disability Benefits, Finding No Abuse of Discretion](https://robertsdisability.com/tennessee-federal-court-upholds-unums-termination-of-erisa-long-term-disability-benefits-finding-no-abuse-of-discretion/): A Tennessee federal court upheld Unum's termination of ERISA long-term disability benefits, finding the insurer reasonably relied on medical evidence and did not abuse its discretion.
- [Michelle Roberts Named to Northern California Super Lawyers Top 100 and Top 50 Women Lists for 2026](https://robertsdisability.com/michelle-roberts-named-to-northern-california-super-lawyers-top-100-and-top-50-women-lists-for-2026/): Michelle Roberts has been named to the 2026 Top 100 Northern California Super Lawyers and Top 50 Women lists, recognizing her leadership in ERISA and long-term disability law.
- [Eighth Circuit Holds ERISA Preempts Arkansas’s Geographic Pharmacy Network Adequacy Requirements, Affirming Dismissal of Plan Participant’s Unjust Enrichment Class Action](https://robertsdisability.com/eighth-circuit-holds-erisa-preempts-arkansass-geographic-pharmacy-network-adequacy-requirements-affirming-dismissal-of-plan-participants-unjust-enrichment-class-action/): The Eighth Circuit ruled that ERISA preempts Arkansas's pharmacy network adequacy requirements, affirming dismissal of a class action against Caremark over prescription drug benefits.
- [ERISA Fiduciary Breach: When Your Employer's Benefits Advice Is Wrong, You May Have a Claim](https://robertsdisability.com/erisa-fiduciary-breach-when-your-employers-benefits-advice-is-wrong-you-may-have-a-claim/): A federal court found LLNS plan fiduciaries breached ERISA by providing misleading retirement benefits advice, but left the amount of monetary relief for trial.
- [Did an ERISA Forum-Selection Clause Send This AD&D Benefits Dispute to Another Court? A Georgia District Court Says Yes.](https://robertsdisability.com/did-an-erisa-forum-selection-clause-send-this-add-benefits-dispute-to-another-court-a-georgia-district-court-says-yes/): A Georgia federal court transferred an ERISA AD&D benefits lawsuit to North Carolina, enforcing the plan's forum-selection clause against both the employer and non-signatory insurance companies.
- [Ninth Circuit Affirms Denial of ERISA Disability Benefits, Upholding District Court’s Conflicting-Evidence Finding in Unum Long-Term Disability Dispute](https://robertsdisability.com/ninth-circuit-affirms-denial-of-erisa-disability-benefits-upholding-district-courts-conflicting-evidence-finding-in-unum-long-term-disability-dispute/): The Ninth Circuit upheld Unum's denial of ERISA long-term disability benefits, ruling the district court properly declined to rely on a later-issued Social Security award and finding the claimant failed to prove disability under the plan.
- [What Counts as Your ERISA Plan Document? A Utah Court Limits Discovery and Defines the Record](https://robertsdisability.com/what-counts-as-your-erisa-plan-document-a-utah-court-limits-discovery-and-defines-the-record/): Learn how a federal court limited ERISA discovery, upheld the administrative record, and rejected a claimant's objections in a dispute over MetLife life insurance benefits.
- [Northern District of California Upholds ERISA Severance Denial Where Plan Administrator Used Shortest-Driving-Distance to Measure Commute](https://robertsdisability.com/northern-district-of-california-upholds-erisa-severance-denial-where-plan-administrator-used-shortest-driving-distance-to-measure-commute/): Learn how a federal court upheld Wells Fargo's denial of ERISA severance benefits, finding its interpretation of "reasonable commute distance" was reasonable and supported by the plan.
- [Third Circuit Holds ERISA Preempts Out-of-Network Physician's Defamation Claim Over Statements in Explanation of Benefits Forms](https://robertsdisability.com/third-circuit-holds-erisa-preempts-out-of-network-physicians-defamation-claim-over-statements-in-explanation-of-benefits-forms/): In Ahn v. Cigna Health and Life Insurance Company, No. 25-1723, — F. 4th —-, 2026 WL 1813215 (3d Cir....
- [Press Release: Roberts Disability Law Sues Unum for Allegedly Underpaying Long-Term Disability Benefits Owed to Disabled Valero Refinery Operator](https://robertsdisability.com/press-release-roberts-disability-law-sues-unum-for-allegedly-underpaying-long-term-disability-benefits-owed-to-disabled-valero-refinery-operator/): Roberts Disability Law, P.C. filed an ERISA lawsuit alleging Unum underpaid long-term disability benefits owed to a former Valero refinery operator.
- [Third Circuit: ERISA Demands a Prudent Process, Not Perfect Investment Performance](https://robertsdisability.com/third-circuit-erisa-demands-a-prudent-process-not-perfect-investment-performance/): In In re Quest Diagnostics ERISA Litigation, — F. 4th —-, No. 24-2866, 2026 WL 1783204 (3d Cir. June 22,...
- [When Confusing Appeal Instructions Backfire: Southern District of New York Denies Hartford Summary Judgment in ERISA Disability Exhaustion Fight](https://robertsdisability.com/when-confusing-appeal-instructions-backfire-southern-district-of-new-york-denies-hartford-summary-judgment-in-erisa-disability-exhaustion-fight/): Learn how Lucas v. Hartford highlights the importance of ERISA appeal procedures and why Hartford's own communications defeated its exhaustion defense.
- [Shotgun Pleadings and ERISA Disability Claims: Northern District of Georgia Dismisses Complaint Against Hartford and Allsup With Leave to Replead](https://robertsdisability.com/shotgun-pleadings-and-erisa-disability-claims-northern-district-of-georgia-dismisses-complaint-against-hartford-and-allsup-with-leave-to-replead/): In Isoviv v. Hartford Life and Accident Insurance Company, No. 1:25-CV-5865-TWT, 2026 WL 1760334 (N. D. Ga. June 18, 2026),...
- [Third Circuit Affirms Dismissal of Life Insurance Claim Against Employer-Plan Administrator, Holding Only the Entity Controlling Benefit Determinations Is a Proper Defendant Under ERISA](https://robertsdisability.com/third-circuit-affirms-dismissal-of-life-insurance-claim-against-employer-plan-administrator-holding-only-the-entity-controlling-benefit-determinations-is-a-proper-defendant-under-erisa/): In Justman v. Accenture LLP, — F. 4th —-, No. 25-2084, 2026 WL 1742110 (3d Cir. June 17, 2026), Plaintiff...
- [Ninth Circuit Affirms Slayer Convicted of Murdering ERISA Plan Participant Is Not Entitled to His Benefits](https://robertsdisability.com/ninth-circuit-affirms-slayer-convicted-of-murdering-erisa-plan-participant-is-not-entitled-to-his-benefits/): The Ninth Circuit affirmed that a convicted slayer cannot recover ERISA benefits, applying state slayer laws and federal common law principles.
- [When a Phone Call Beats the Plan’s Writing Requirement: A Louisiana Court Applies Substantial Compliance to Uphold a Telephonic ERISA Beneficiary Change](https://robertsdisability.com/when-a-phone-call-beats-the-plans-writing-requirement-a-louisiana-court-applies-substantial-compliance-to-uphold-a-telephonic-erisa-beneficiary-change/): Learn how a federal court upheld a telephonic beneficiary change under ERISA’s substantial compliance doctrine, rejecting challenges based on plan formalities, undue influence, and beneficiary entitlement.
- [Ninth Circuit: An ERISA Administrator Cannot Rescue a Benefits Denial with a Plan Provision It Never Cited](https://robertsdisability.com/ninth-circuit-an-erisa-administrator-cannot-rescue-a-benefits-denial-with-a-plan-provision-it-never-cited/): The Ninth Circuit’s decision in Roggenkamp v. Morgan Stanley Medical Plan highlights ERISA’s notice and review requirements, holding that Cigna abused its discretion by denying coverage for artificial disc replacement surgery based on an internal policy rather than the governing plan document.
- [ERISA Life Insurance Denial Upheld on a Reading the Court Called "Low on the Reasonableness Scale"](https://robertsdisability.com/erisa-life-insurance-denial-upheld-on-a-reading-the-court-called-low-on-the-reasonableness-scale/): In Richards v. Lifepoint Health Welfare Benefits Plan, No. 3:25-CV-03541-X, 2026 WL 1480796 (N. D. Tex. May 27, 2026), the...
- [Massachusetts Court Upholds Sun Life’s ERISA Disability Denial Under the Deferential Abuse-of-Discretion Standard](https://robertsdisability.com/massachusetts-court-upholds-sun-lifes-erisa-disability-denial-under-the-deferential-abuse-of-discretion-standard/): In Sargent v. Sun Life Assurance Company of Canada, No. 24-11500-BEM, 2026 WL 1506531 (D. Mass. May 29, 2026), the...
- [Texas Court Upholds Unum’s Denial of ERISA Disability Benefits for Engineer with Syncope](https://robertsdisability.com/texas-court-upholds-unums-denial-of-erisa-disability-benefits-for-engineer-with-syncope/): In King v. Unum Life Insurance Company of America, No. H-25-1850, 2026 WL 1494238 (S. D. Tex. May 28, 2026),...
- [Eighth Circuit Upholds AD&D Denial, Holding Home Dialysis Treatment Contributed to Insured’s Death Within the Plan’s Illness-Treatment Exclusion](https://robertsdisability.com/eighth-circuit-upholds-add-denial-holding-home-dialysis-treatment-contributed-to-insureds-death-within-the-plans-illness-treatment-exclusion/): In Kleinsteuber v. Metropolitan Life Insurance Company, — F. 4th —-, 2026 WL 1502873 (8th Cir. May 29, 2026), the...
- [Seventh Circuit Affirms Central States’ Authority to Expel a Single Bargaining Unit and Holds Withdrawal-Date Counterclaim Must Be Arbitrated](https://robertsdisability.com/seventh-circuit-affirms-central-states-authority-to-expel-a-single-bargaining-unit-and-holds-withdrawal-date-counterclaim-must-be-arbitrated/): In Penske Truck Leasing, L. P. v. Central States, Southeast & Southwest Areas Pension Plan, No. 25-1738, No. 25-1872, —...
- [When a Life Insurance Policy Falls Outside ERISA: Texas District Court Applies the Sole-Owner Exception and Resolves Beneficiary Dispute Under State Law](https://robertsdisability.com/when-a-life-insurance-policy-falls-outside-erisa-texas-district-court-applies-the-sole-owner-exception-and-resolves-beneficiary-dispute-under-state-law/): In Principal Life Insurance Co. v. Jones, No. 3:25-cv-00221, 2026 WL 1480286 (S. D. Tex. May 27, 2026), Magistrate Judge...
- [Eleventh Circuit Holds ERISA’s “Actuarial Equivalent” Requirement Mandates Reasonable Actuarial Assumptions, Joining Sixth Circuit](https://robertsdisability.com/eleventh-circuit-holds-erisas-actuarial-equivalent-requirement-mandates-reasonable-actuarial-assumptions-joining-sixth-circuit/): In Drummond v. Southern Company Services, Inc. , No. 24-12773, — F. 4th —-, 2026 WL 1465861 (11th Cir. May...
- [When an ERISA Judgment Becomes Uncollectable: Fourth Circuit Holds That Voluntary Dismissal of Alleged Alter Ego Forecloses Later Suit to Pierce Corporate Veil](https://robertsdisability.com/when-an-erisa-judgment-becomes-uncollectable-fourth-circuit-holds-that-voluntary-dismissal-of-alleged-alter-ego-forecloses-later-suit-to-pierce-corporate-veil/): In Messer v. Garrison Investment Group, LP, — F. 4th —-, 2026 WL 1465139 (4th Cir. May 26, 2026), the...
- [Eighth Circuit Holds Cumulative Headcount Method Governs “Substantially All” Inquiry Under MPPAA’s Building and Construction Industry Exemption, Affirming GE’s Exemption from Withdrawal Liability](https://robertsdisability.com/eighth-circuit-holds-cumulative-headcount-method-governs-substantially-all-inquiry-under-mppaas-building-and-construction-industry-exemption-affirming-ges-exemptio/): In General Electric Co. v. Boilermaker-Blacksmith National Pension Trust, No. 25-1442, — F. 4th —-, 2026 WL 1466654 (8th Cir....
- [Tenth Circuit Dismisses ERISA Appeal as Non-Final Where District Court Remanded Benefits Determination to Plan Administrator](https://robertsdisability.com/tenth-circuit-dismisses-erisa-appeal-as-non-final-where-district-court-remanded-benefits-determination-to-plan-administrator/): In Kirsten W. v. California Physicians’ Service, No. 25-4029, 2026 WL 1433128 (10th Cir. May 21, 2026), the Tenth Circuit...
- [Supreme Court Holds ERISA Permits Multiemployer Pension Plans to Use Actuarial Assumptions Adopted After the Measurement Date in Calculating Withdrawal Liability](https://robertsdisability.com/supreme-court-holds-erisa-permits-multiemployer-pension-plans-to-use-actuarial-assumptions-adopted-after-the-measurement-date-in-calculating-withdrawal-liability/): In M & K Employee Solutions, LLC v. Trustees of the IAM National Pension Fund, No. 23-1209, ___ S. Ct....
- [When "We Settled" Means Settled: Eastern District of Tennessee Enforces Mediated ERISA Settlement and Awards Unum Its Fees](https://robertsdisability.com/when-we-settled-means-settled-eastern-district-of-tennessee-enforces-mediated-erisa-settlement-and-awards-unum-its-fees/): In Williams v. Unum Life Insurance Company of America, No. 1:25-cv-61, 2026 WL 1412607 (E. D. Tenn. May 19, 2026),...
- [Second Circuit Affirms Dismissal of Out-of-Network Provider’s ERISA Claim Where Provider Failed to Establish Beneficiary Status or Valid Assignment and Abandoned Claim on Appeal](https://robertsdisability.com/second-circuit-affirms-dismissal-of-out-of-network-providers-erisa-claim-where-provider-failed-to-establish-beneficiary-status-or-valid-assignment-and-abandoned-claim-on-appeal/): In Emsurgcare, Emergency Surgical Assistant v. Hager, No. 25-1975-CV, 2026 WL 1378672 (2d Cir. May 18, 2026), Plaintiffs-Appellants Emsurgcare and...
- [When Interpleader Serves the Insurer More Than the Beneficiary: Court Denies MetLife Fees in ERISA Life Insurance Dispute](https://robertsdisability.com/when-interpleader-serves-the-insurer-more-than-the-beneficiary-court-denies-metlife-fees-in-erisa-life-insurance-dispute/): In Metropolitan Life Insurance Company v. Diane Cooper, et al. , No. 1:25cv1161, 2026 WL 1346605 (M. D. N. C....
- [Utah Federal Court Grants Partial Discovery in Accidental Death Benefits Dispute, Requires Supplementation of Administrative Record](https://robertsdisability.com/utah-federal-court-grants-partial-discovery-in-accidental-death-benefits-dispute-requires-supplementation-of-administrative-record/): In Mayor v. Metropolitan Life Insurance Company, No. 1:25-cv-00012, 2026 WL 1339911 (D. Utah May 14, 2026), a Utah federal...
- [Eighth Circuit Affirms AD&D Denial Where Anticoagulant “Contributed To” Fatal Subdural Hematoma](https://robertsdisability.com/eighth-circuit-affirms-add-denial-where-anticoagulant-contributed-to-fatal-subdural-hematoma/): In Beard v. Lincoln Nat’l Life Ins. Co. , No. 25-2950, 2026 WL 1279959 (8th Cir. May 11, 2026), the...
- [N.D. Cal. Enforces North Carolina Choice of Law Provision, Holds California Insurance Code § 10110.6 Does Not Void Discretionary Review](https://robertsdisability.com/n-d-cal-enforces-north-carolina-choice-of-law-provision-holds-california-insurance-code-%c2%a7-10110-6-does-not-void-discretionary-review/): In Farris v. Life Insurance Company of North America, No. 25-cv-04164-RS, 2026 WL 1270071 (N. D. Cal. May 8, 2026),...
- [Sixth Circuit Affirms Denial of Long-COVID LTD Benefits Under Non-ERISA Federal Reserve Plan, Applying Arbitrary-and-Capricious Review Borrowed from ERISA Case Law](https://robertsdisability.com/sixth-circuit-affirms-denial-of-long-covid-ltd-benefits-under-non-erisa-federal-reserve-plan-applying-arbitrary-and-capricious-review-borrowed-from-erisa-case-law/): In Martin v. Fed. Rsrv. Bank of Cleveland, et al. , No. 25-3518, —F. 4th—-2026 WL 1256663 (6th Cir. May...
- [When an ERISA Remand Means Starting Over: Court Addresses Claim Deadlines, IME Obligations, and Attorney's Fees After Procedural Default by Insurer](https://robertsdisability.com/when-an-erisa-remand-means-starting-over-court-addresses-claim-deadlines-ime-obligations-and-attorneys-fees-after-procedural-default-by-insurer/): In Chalk v. Life Insurance Company of North America, No. 3:25-cv-133-RGJ, 2026 WL 1252337 (W. D. Ky. May 7, 2026),...
- [District of Maine Recommends Judgment for Reliance Standard, Concluding Claimant Could Perform Sedentary Claims Supervisor Occupation](https://robertsdisability.com/district-of-maine-recommends-judgment-for-reliance-standard-concluding-claimant-could-perform-sedentary-claims-supervisor-occupation/): In Shortill v. Reliance Standard Life Insurance Company, No. 2:25-cv-00264-JAW, 2026 WL 1179948 (D. Me. Apr. 30, 2026), U. S....
- [Court Finds LINA Abused Its Discretion by Calculating "Overtime" Hours at Base Pay Rate Rather Than Actual Regular Rate Used by Employer](https://robertsdisability.com/court-finds-lina-abused-its-discretion-by-calculating-overtime-hours-at-base-pay-rate-rather-than-actual-regular-rate-used-by-employer/): In Rushing v. Life Insurance Company of North America, No. CV 24-10088-JFW(RAOx), 2026 WL 1162757 (C. D. Cal. Apr. 28,...
- [Second Circuit Holds That ERISA Plan’s REMIC Regular-Interest Certificates Represent Beneficial Interests in Trust and Are Equity Interests Under DOL Plan-Asset Regulation; Remands for Consideration of Mortgage Servicer’s Fiduciary Status](https://robertsdisability.com/second-circuit-holds-that-erisa-plans-remic-regular-interest-certificates-represent-beneficial-interests-in-trust-and-are-equity-interests-under-dol-plan-asset-regulation-remands-for-conside/): In Powell as Trustee of United Food & Commercial Workers Union & Employers Midwest Pension Fund v. Ocwen Financial Corporation,...
- [W.D. Wisconsin Awards Six Figures in Attorney's Fees Following Reinstatement of LTD Benefits for Internal Medicine Physician, Finding Hartford's Termination Indefensible Under Its Own Policy](https://robertsdisability.com/w-d-wisconsin-awards-six-figures-in-attorneys-fees-following-reinstatement-of-ltd-benefits-for-internal-medicine-physician-finding-hartfords-termination-indefensible-under-its-own-policy/): In Ryan v. Hartford Life and Accident Insurance Co. , No. 21-cv-592-wmc, 2026 WL 1146274 (W. D. Wis. Apr. 28,...
- [Reliance Standard Properly Offset LTD Benefits by Lump-Sum Pension Despite IRA Rollover, Montana District Court Holds](https://robertsdisability.com/reliance-standard-properly-offset-ltd-benefits-by-lump-sum-pension-despite-ira-rollover-montana-district-court-holds/): In McLeod v. Reliance Standard Life Insurance Co. , No. CV 22-87-BLG-SPW, 2026 WL 1133684 (D. Mont. Apr. 27, 2026),...
- [Provident Ordered to Pay LTD Benefits Back to 2009 After Bench Trial Excuses Brain Cancer Survivor's 12-Year Late Notice](https://robertsdisability.com/provident-ordered-to-pay-ltd-benefits-back-to-2009-after-bench-trial-excuses-brain-cancer-survivors-12-year-late-notice/): In Nabi v. Provident Life and Casualty Insurance Company, No. 1:23-CV-00844-HKS, 2026 WL 1132875 (W. D. N. Y. Apr. 27,...
- [Second Circuit Affirms Denial of Post-Judgment Accounting and Discovery in Long-Running CIGNA Pension Plan Class Action](https://robertsdisability.com/second-circuit-affirms-denial-of-post-judgment-accounting-and-discovery-in-long-running-cigna-pension-plan-class-action/): In Amara v. CIGNA Corp. , No. 24-2913, 2026 WL 1113470 (2d Cir. Apr. 24, 2026), the Second Circuit affirmed...
- [How Do I Protect My ERISA Disability Claim During the Transition from Own Occupation to Any Occupation?](https://robertsdisability.com/how-do-i-protect-my-erisa-disability-claim-during-the-transition-from-own-occupation-to-any-occupation/): Prepare for the LTD own occupation to any occupation transition with proven strategies to protect your benefits. Learn how insurers review claims, strengthen medical and vocational evidence, avoid common pitfalls, and respond if benefits are terminated.
- [Intent to Appeal Is Not an Appeal: S.D. Texas Grants Summary Judgment for Prudential on Exhaustion Grounds](https://robertsdisability.com/intent-to-appeal-is-not-an-appeal-s-d-texas-grants-summary-judgment-for-prudential-on-exhaustion-grounds/): In Ellis-Young v. The Prudential Insurance Company of America, No. H-26-321, 2026 WL 1075158 (S. D. Tex. Apr. 21, 2026),...
- [When Disability Benefits and Disability Rights Collide: What ERISA Claimants Need to Know About the ADA](https://robertsdisability.com/when-disability-benefits-and-disability-rights-collide-what-erisa-claimants-need-to-know-about-the-ada/): If you are receiving long-term disability (LTD) benefits through your employer’s benefit plan, or if you have applied for those...
- [Ninth Circuit Affirms Denial of Long-Term Disability Benefits Where Independent Medical Review Process Diminished Weight of Structural Conflict of Interest](https://robertsdisability.com/ninth-circuit-affirms-denial-of-long-term-disability-benefits-where-independent-medical-review-process-diminished-weight-of-structural-conflict-of-interest/): In Wallace v. Hartford Life and Accident Insurance Company, No. 25-2716, 2026 WL 1046667 (9th Cir. Apr. 17, 2026), a...
- [Fourth Circuit Holds That Merrill Lynch’s WealthChoice Award Program Is an Excepted Bonus Payment Plan, Not an ERISA-Covered Employee Pension Benefit Plan](https://robertsdisability.com/fourth-circuit-holds-that-merrill-lynchs-wealthchoice-award-program-is-an-excepted-bonus-payment-plan-not-an-erisa-covered-employee-pension-benefit-plan/): In Milligan v. Merrill Lynch, Pierce, Fenner & Smith, Inc. , No. 25-1385, — F. 4th —-, 2026 WL 1041935...
- [Eleventh Circuit Affirms Termination of Long-Term Disability Benefits Where Claimant Failed to Provide Objective Medical Evidence of Continued Inability to Lift Fifty Pounds](https://robertsdisability.com/eleventh-circuit-affirms-termination-of-long-term-disability-benefits-where-claimant-failed-to-provide-objective-medical-evidence-of-continued-inability-to-lift-fifty-pounds/): In Dunham-Zemberi v. Lincoln Life Assurance Company of Boston, No. 22-13316, Not Reported in Fed. Rptr. , 2026 WL 1031851...
- [How Do I Transition My ERISA Disability Claim from Short-Term to Long-Term Disability?](https://robertsdisability.com/how-do-i-transition-my-erisa-disability-claim-from-short-term-to-long-term-disability/): How Do I Transition My ERISA Disability Claim from Short-Term to Long-Term Disability? Summary Answer ▸ STD approval does not...
- [Why Is My Long-Term Disability Claim Taking So Long?](https://robertsdisability.com/why-is-my-long-term-disability-claim-taking-so-long/): Waiting for a decision on a long-term disability (LTD) claim can be stressful — especially when you are dealing with...
- [Ninth Circuit Reverses Denial of Health Benefits, Finding UnitedHealthcare Abused Its Discretion by Stonewalling Claimant with Cookie-Cutter Denial Letters and Failing to Produce the Claim File for Over Three Years](https://robertsdisability.com/ninth-circuit-reverses-denial-of-health-benefits-finding-unitedhealthcare-abused-its-discretion-by-stonewalling-claimant-with-cookie-cutter-denial-letters-and-failing-to-produce-the-claim-file-for-ov/): In Campbell v. UnitedHealthcare Insurance Co. , No. 24-5736, No. 25-758, 2026 WL 982848 (9th Cir. Apr. 13, 2026), a...
- [Can Insurance Companies Surveil You During an ERISA Disability Claim?](https://robertsdisability.com/can-insurance-companies-surveil-you-during-an-erisa-disability-claim/): Summary: Yes. Under ERISA, insurance companies can and do monitor social media and conduct in-person surveillance of long-term disability claimants....
- [Massachusetts District Court Awards LTD Benefits to Claimant with Dysautonomia, Finding Insurer Failed to Prove Mental Health Limitation Applied Under But-For Causation Standard](https://robertsdisability.com/massachusetts-district-court-awards-ltd-benefits-to-claimant-with-dysautonomia-finding-insurer-failed-to-prove-mental-health-limitation-applied-under-but-for-causation-standard/): In DeMario-Miko v. United of Omaha Life Insurance Company, No. 1:24-cv-11058-IT, 2026 WL 948948 (D. Mass. Apr. 8, 2026), the...
- [Sixth Circuit Holds ERISA Preempts Tennessee PBM Laws Restricting Pharmacy Network Design and Cost-Sharing Arrangements](https://robertsdisability.com/sixth-circuit-holds-erisa-preempts-tennessee-pbm-laws-restricting-pharmacy-network-design-and-cost-sharing-arrangements/): In McKee Foods Corporation v. BFP Inc. , No. 25-5416, — F. 4th —-, 2026 WL 936759 (6th Cir. Apr....
- [Sun Life Defeats LTD Claim as Time-Barred: How a Policy's Choice-of-Law Clause Determined the Limitations Period](https://robertsdisability.com/sun-life-defeats-ltd-claim-as-time-barred-how-a-policys-choice-of-law-clause-determined-the-limitations-period/): In Gordon v. Sun Life Assurance Co. of Canada, No. 2:25-CV-11132-TGB-KGA (E. D. Mich. Mar. 31, 2026), United States District...
- [Unum’s Denial of LTD Benefits for CBS News Producer with Long COVID Survives Summary Judgment — But So Does Her Claim](https://robertsdisability.com/unums-denial-of-ltd-benefits-for-cbs-news-producer-with-long-covid-survives-summary-judgment-but-so-does-her-claim/): A federal district court in the Southern District of New York denied both parties’ motions for summary judgment in DelValle...
- [Court Finds Cognitive Impairments Sufficient to Satisfy ERISA “Any Occupation” Standard Despite Insurer’s Termination of Long-Term Disability Benefits](https://robertsdisability.com/court-finds-cognitive-impairments-sufficient-to-satisfy-erisa-any-occupation-standard-despite-insurers-termination-of-long-term-disability-benefits/): In Dever v. The Lincoln National Life Insurance Company, No. 2:24-CV-02435-DJC-JDP, 2026 WL 880238 (E. D. Cal. Mar. 31, 2026),...
- [Sixth Circuit Holds That Garmon Doctrine Bars ERISA Fiduciary-Duty Claims That Necessarily Depend on Resolution of Disputed NLRA Obligations](https://robertsdisability.com/sixth-circuit-holds-that-garmon-doctrine-bars-erisa-fiduciary-duty-claims-that-necessarily-depend-on-resolution-of-disputed-nlra-obligations/): In Rieth-Riley Construction Co. , Inc. v. Trustees of the Operating Engineers’ Local 324 Fringe Benefit Funds, No. 25-1823, —...
- [Reliance Standard Prevails in Physical vs. Mental Disability Dispute After LTD Claimant's Treating Doctors Fail to Connect Hormonal Deficits to Disabling Symptoms](https://robertsdisability.com/reliance-standard-prevails-in-physical-vs-mental-disability-dispute-after-ltd-claimants-treating-doctors-fail-to-connect-hormonal-deficits-to-disabling-symptoms/): When a disability insurer terminates long-term disability benefits for a physical condition but continues paying under a mental health limitation...
- [Northern District of Texas Holds Plaintiff Failed to Prove Eye Injury Was Sole Cause of Vision Loss, Upholds Denial of Accidental Dismemberment Benefits](https://robertsdisability.com/northern-district-of-texas-holds-plaintiff-failed-to-prove-eye-injury-was-sole-cause-of-vision-loss-upholds-denial-of-accidental-dismemberment-benefits/): In Langley v. Metropolitan Life Insurance Co. , No. 3:24-CV-2832-K, 2026 WL 865736 (N. D. Tex. Mar. 30, 2026), a...
- [Insurer’s Own Evidence Dooms Benefit Termination: Court Finds Claimant Disabled Under “Any Occupation” Standard In ERISA Policy](https://robertsdisability.com/insurers-own-evidence-dooms-benefit-termination-court-finds-claimant-disabled-under-any-occupation-standard-in-erisa-policy/): In Booth v. First Reliance Standard Life Insurance Company, No. 24 CIV. 3927 (KPF), 2026 WL 861640 (S. D. N....
- [Unum's Termination of LTD Benefits for MS Claimant Reversed After 11-Year Payment History](https://robertsdisability.com/unums-termination-of-ltd-benefits-for-ms-claimant-reversed-after-11-year-payment-history/): In Serrata v. Unum Life Insurance Company of America, No. 24-cv-02421-HSG, 2026 WL 849298 (N. D. Cal. Mar. 27, 2026),...
- [Court Rules Hartford Can Recoup Long-Term Disability Benefit Overpayment After Disabled Widow’s Benefit Goes Unoffset for Four Years](https://robertsdisability.com/court-rules-hartford-can-recoup-long-term-disability-benefit-overpayment-after-disabled-widows-benefit-goes-unoffset-for-four-years/): In Harling v. Hartford Life and Accident Insurance Co. , No. 6:24-cv-1237-ACA, 2026 WL 837100 (N. D. Ala. Mar. 26,...
- [When Hartford Says “Remedies Exhausted” — and Then Claims You Didn’t Exhaust Them](https://robertsdisability.com/when-hartford-says-remedies-exhausted-and-then-claims-you-didnt-exhaust-them/): Plaintiff Sakwa spent over a decade fighting Hartford Life and Accident Insurance Company over the calculation of his long-term disability...
- [Second Circuit Holds RMBS Trust Certificates—but Not Notes—Can Constitute ERISA Plan Assets](https://robertsdisability.com/second-circuit-holds-rmbs-trust-certificates-but-not-notes-can-constitute-erisa-plan-assets/): In Powell as Tr. of United Food & Com. Workers Union & Emps. Midwest Pension Fund v. Ocwen Fin. Corp....
- [SSA Disability Award Does Not Entitle ERISA Claimant to Relief from Adverse Judgment](https://robertsdisability.com/ssa-disability-award-does-not-entitle-erisa-claimant-to-relief-from-adverse-judgment/): In Pistilli v. First Unum Life Insurance Co. , No. 24 Civ. 5266 (AKH), 2026 WL 836647 (S. D. N....
- [Court Awards Short Term Disability Benefits Against Intel Disability Plan, Remands Long Term Disability Claim After Finding Claims Administrator Abused Discretion by Dismissing Treating Physicians' Opinions](https://robertsdisability.com/court-awards-short-term-disability-benefits-against-intel-disability-plan-remands-long-term-disability-claim-after-finding-claims-administrator-abused-discretion-by-dismissing-treating-physicians-o/): In Gupta v. Intel Short-Term Disability Plan, No. 25-cv-00871-NC, 2026 WL 821590 (N. D. Cal. Mar. 25, 2026), an ERISA...
- [Long COVID LTD Claim Survives Summary Judgment: Hartford's Flawed Tolling Calculation Triggers ERISA Deemed Exhaustion Rule](https://robertsdisability.com/long-covid-ltd-claim-survives-summary-judgment-hartfords-flawed-tolling-calculation-triggers-erisa-deemed-exhaustion-rule/): In Bianchini v. The Hartford Life and Accident Insurance Company, No. 24-CV-6535 (JGLC), 2026 WL 810303 (S. D. N. Y....
- [District of Idaho Denies Leave to Add New York Life as Defendant in ERISA Disability Case, Finding Proposed Amended Complaint Fails to Plausibly Allege Control Over Benefits Determination](https://robertsdisability.com/district-of-idaho-denies-leave-to-add-new-york-life-as-defendant-in-erisa-disability-case-finding-proposed-amended-complaint-fails-to-plausibly-allege-control-over-benefits-determination/): In Gadberry v. Life Insurance Company of North America, No. 2:25-cv-00391-BLW, 2026 WL 765698 (D. Idaho Mar. 18, 2026), the...
- [Eleventh Circuit Affirms Dismissal of ERISA Benefits Claim for Failure to Plausibly Allege Primary Coverage, but Remands to Permit Amendment](https://robertsdisability.com/eleventh-circuit-affirms-dismissal-of-erisa-benefits-claim-for-failure-to-plausibly-allege-primary-coverage-but-remands-to-permit-amendment/): In Mendoza v. Aetna Life Insurance Company, No. 23-13674, 2026 WL 775293 (11th Cir. Mar. 19, 2026), the Eleventh Circuit...
- [Western District of Kentucky Upholds Rescission of Supplemental Life Coverage Based on Material Misrepresentation in Evidence of Insurability](https://robertsdisability.com/western-district-of-kentucky-upholds-rescission-of-supplemental-life-coverage-based-on-material-misrepresentation-in-evidence-of-insurability/): In Florentino v. Hartford Life & Accident Insurance Co. , No. 3:24-CV-643-CHB, 2026 WL 751918 (W. D. Ky. Mar. 17,...
- [Second Circuit Affirms Denial of Long-Term Disability Benefits for Long COVID Claim Due to Lack of Objective Evidence of Functional Impairment](https://robertsdisability.com/second-circuit-affirms-denial-of-long-term-disability-benefits-for-long-covid-claim-due-to-lack-of-objective-evidence-of-functional-impairment/): In Alexander v. Unum Life Ins. Co. of Am. , No. 25-974, 2026 WL 742865 (2d Cir. Mar. 17, 2026),...
- [Sixth Circuit Holds ERISA’s Actuarial Equivalence Requirement Bars Use of Unreasonably Outdated Mortality Assumptions](https://robertsdisability.com/sixth-circuit-holds-erisas-actuarial-equivalence-requirement-bars-use-of-unreasonably-outdated-mortality-assumptions/): In Reichert v. Kellogg Co. , No. 24-1442, —F. 4th—-, 2026 WL 734673 (6th Cir. Mar. 16, 2026), the Sixth...
- [Fourth Circuit Holds ERISA § 502(a)(2) Claims in Defined Contribution Plans Are Individualized and Cannot Be Certified as Mandatory Classes](https://robertsdisability.com/fourth-circuit-holds-erisa-%c2%a7-502a2-claims-in-defined-contribution-plans-are-individualized-and-cannot-be-certified-as-mandatory-classes/): In Trauernicht v. Genworth Fin. Inc. , No. 24-1880, —F. 4th—-, 2026 WL 667917 (4th Cir. Mar. 10, 2026), the...
- [Northern District of Indiana Refuses ERISA Discovery Into Insurer’s Reviewing Physician Without Prima Facie Evidence of Bias](https://robertsdisability.com/northern-district-of-indiana-refuses-erisa-discovery-into-insurers-reviewing-physician-without-prima-facie-evidence-of-bias/): In Schulmeier v. Lincoln National Life Insurance Company, No. 1:24-CV-284-CCB-ALT, 2026 WL 668269 (N. D. Ind. Mar. 9, 2026), a...
- [District of Connecticut Dismisses ERISA § 510 Claim Against Google, Holding Plaintiff Failed to Plausibly Allege Termination Intended to Prevent ERISA Benefits](https://robertsdisability.com/district-of-connecticut-dismisses-erisa-%c2%a7-510-claim-against-google-holding-plaintiff-failed-to-plausibly-allege-termination-intended-to-prevent-erisa-benefits/): In Martin v. Google LLC, No. 3:25-CV-587 (SVN), 2026 WL 657265 (D. Conn. Mar. 9, 2026), the U. S. District...
- [Third Circuit Holds Pension Fund’s Failure to Demand Withdrawal Liability “As Soon as Practicable” Bars Recovery](https://robertsdisability.com/third-circuit-holds-pension-funds-failure-to-demand-withdrawal-liability-as-soon-as-practicable-bars-recovery/): In RTI Restoration Techs. , Inc. v. Int’l Painters & Allied Trades Indus. Pension Fund, No. 24-2874, —F. 4th—-, 2026...
- [Second Circuit Holds Plan Fiduciary Breached Duty of Care by Failing to Provide Adequate Notice of Lump-Sum Election During Plan Termination](https://robertsdisability.com/second-circuit-holds-plan-fiduciary-breached-duty-of-care-by-failing-to-provide-adequate-notice-of-lump-sum-election-during-plan-termination/): In Hammell v. Pilot Products, Inc. Defined Benefit Pension Plan, No. 24-3283-CV, 2026 WL 586699 (2d Cir. Mar. 3, 2026),...
- [Fourth Circuit Affirms Termination of Retiree Welfare Benefits Where Plan Reserved Right to Amend or Terminate](https://robertsdisability.com/fourth-circuit-affirms-termination-of-retiree-welfare-benefits-where-plan-reserved-right-to-amend-or-terminate/): In Fitzwater v. Consol Energy, Incorporated, No. 24-2088, 2026 WL 595435 (4th Cir. Mar. 3, 2026), the Fourth Circuit affirmed...
- [Fourth Circuit Finds ERISA Administrator Forfeits Deference by Missing Appeal Deadline](https://robertsdisability.com/fourth-circuit-finds-erisa-administrator-forfeits-deference-by-missing-appeal-deadline/): In Cogdell v. Reliance Standard Life Ins. Co. , No. 24-1940, —F. 4th—-, 2026 WL 588427 (4th Cir. Mar. 3,...
- [Fifth Circuit Affirms Abuse-of-Discretion Review and Denial of Change-of-Control Severance Benefits](https://robertsdisability.com/fifth-circuit-affirms-abuse-of-discretion-review-and-denial-of-change-of-control-severance-benefits/): In Miller v. Anadarko Petroleum Corporation Change of Control Severance Plan, No. 25-20113, 2026 WL 542628 (5th Cir. Feb. 26,...
- [District of Arizona Holds Reliance Standard Abused Its Discretion by Demanding Objective Proof of Chronic Fatigue and Failing to Evaluate the Record as a Whole](https://robertsdisability.com/district-of-arizona-holds-reliance-standard-abused-its-discretion-by-demanding-objective-proof-of-chronic-fatigue-and-failing-to-evaluate-the-record-as-a-whole/): In Guy v. Reliance Standard Life Insurance Co. , No. 2:24-CV-00293-JCG, 2026 WL 539534 (D. Ariz. Feb. 20, 2026), the...
- [Central District of California Affirms Termination of LTD Benefits After Expiration of 24-Month Mental Disorder Limitation](https://robertsdisability.com/central-district-of-california-affirms-termination-of-ltd-benefits-after-expiration-of-24-month-mental-disorder-limitation/): In Talley v. Provident Life and Accident Insurance Company, No. 8:24-CV-01860-FWS-DFM, 2026 WL 523704 (C. D. Cal. Feb. 25, 2026),...
- [Western District of Michigan Holds Insured Disabled from Own Occupation Due to Intractable Headaches but Not from Any Gainful Occupation](https://robertsdisability.com/western-district-of-michigan-holds-insured-disabled-from-own-occupation-due-to-intractable-headaches-but-not-from-any-gainful-occupation/): In Tobin v. Unum Life Insurance Company of America, No. 1:24-CV-1012, 2026 WL 508810 (W. D. Mich. Feb. 13, 2026),...
- [Pre-Existing Condition Exclusion Bars LTD Claim Based on Prior Treatment for Low Back Pain](https://robertsdisability.com/pre-existing-condition-exclusion-bars-ltd-claim-based-on-prior-treatment-for-low-back-pain/): In Hudson v. Principal Life Insurance Co. , No. 24-1308 (JRT/ECW), 2026 WL 496683 (D. Minn. Feb. 23, 2026), the...
- [District of Vermont Upholds Denial of Disability Benefits Where Employee Alleged Long COVID But Objective Evidence Did Not Support Disability Before Termination](https://robertsdisability.com/district-of-vermont-upholds-denial-of-disability-benefits-where-employee-alleged-long-covid-but-objective-evidence-did-not-support-disability-before-termination/): In Weiss v. Lincoln National Life Insurance Company & Verista, Inc. , No. 2:24-CV-00591-CR, 2026 WL 483280 (D. Vt. Feb....
- [Wisconsin Federal Court Finds in Favor of ERISA Long-Term Disability Claimant, But Grants Insurer Right to Recover SSDI Overpayment](https://robertsdisability.com/wisconsin-federal-court-finds-in-favor-of-erisa-long-term-disability-claimant-but-grants-insurer-right-to-recover-ssdi-overpayment/): In Lehnen v. Unum Life Insurance Co. , No. 23-CV-192-WMC, 2026 WL 444692 (W. D. Wis. Feb. 17, 2026), the...
- [Second Circuit Rejects Pension Fund’s Double-Counting Theory and Eliminates $1.8 Million in Withdrawal Liability](https://robertsdisability.com/second-circuit-rejects-pension-funds-double-counting-theory-and-eliminates-1-8-million-in-withdrawal-liability/): In Mar-Can Transportation Co. , Inc. v. Loc. 854 Pension Fund, No. 24-1431, —F. 4th—-, 2026 WL 452565 (2d Cir....
- [Western District of Washington Dismisses ERISA Claims Challenging Aviation Exclusion in AD&D Policy](https://robertsdisability.com/western-district-of-washington-dismisses-erisa-claims-challenging-aviation-exclusion-in-add-policy/): In Aloff v. The Prudential Insurance Company of America et al. , No. 3:25-CV-05834-DGE, 2026 WL 445565 (W. D. Wash....
- [District Court Enforces Massachusetts Choice-of-Law Clause in ERISA Case, Rejects California Ban on Discretionary Clauses](https://robertsdisability.com/district-court-enforces-massachusetts-choice-of-law-clause-in-erisa-case-rejects-california-ban-on-discretionary-clauses/): In Hildebrandt v. Unum Life Insurance Company of America, No. 8:23-CV-02297-ODW (JDEX), 2026 WL 413748 (C. D. Cal. Feb. 13,...
- [District Court Rejects Unum’s Boilerplate Discovery Objections and Allows Limited Incentive Discovery in ERISA Case Alleging Bad Faith](https://robertsdisability.com/district-court-rejects-unums-boilerplate-discovery-objections-and-allows-limited-incentive-discovery-in-erisa-case-alleging-bad-faith/): In Schaefer v. Unum Life Insurance Company of America, No. 4:24-CV-00590, 2026 WL 396445 (M. D. Pa. Feb. 12, 2026),...
- [Your ERISA Long-Term Disability Claim Was Denied. Should You Handle the Appeal Yourself?](https://robertsdisability.com/your-erisa-long-term-disability-claim-was-denied-should-you-handle-the-appeal-yourself/): When an ERISA long-term disability (LTD) claim is denied, most people assume the insurance company simply needs more information. They...
- [Fifth Circuit Holds Plan May Compel Arbitration of ERISA § 502(a)(2) Claim but Invalidates Representative-Action Waiver](https://robertsdisability.com/fifth-circuit-holds-plan-may-compel-arbitration-of-erisa-%c2%a7-502a2-claim-but-invalidates-representative-action-waiver/): In Parrott v. International Bancshares Corporation, et al. , No. 25-50367, —F. 4th—-, 2026 WL 364324 (5th Cir. Feb. 10,...
- [Second Circuit Affirms Denial of Residential Mental Health Treatment and Limits Reach of Wit Under Arbitrary-and-Capricious Review](https://robertsdisability.com/second-circuit-affirms-denial-of-residential-mental-health-treatment-and-limits-reach-of-wit-under-arbitrary-and-capricious-review/): In Savage v. Rabobank Med. Plan, No. 24-2759-CV, 2026 WL 303600 (2d Cir. Feb. 5, 2026), the Second Circuit affirmed...
- [Second Circuit Affirms Retiree’s Right to Pursue Plan Reformation and Litigate Representative ERISA Claims Despite Arbitration Agreement](https://robertsdisability.com/second-circuit-affirms-retirees-right-to-pursue-plan-reformation-and-litigate-representative-erisa-claims-despite-arbitration-agreement/): In Duke v. Luxottica U. S. Holdings Corp. , No. 24-3207, —F. 4th—-, 2026 WL 303549 (2d Cir. Feb. 5,...
- [Northern District of California Vacates Prior Remedies and Enters Sweeping Injunctive Relief Against United Behavioral Health for Fiduciary Breaches in Guideline Development](https://robertsdisability.com/northern-district-of-california-vacates-prior-remedies-and-enters-sweeping-injunctive-relief-against-united-behavioral-health-for-fiduciary-breaches-in-guideline-development/): In Wit v. United Behavioral Health, No. 14-CV-02346-JCS, 2026 WL 290352 (N. D. Cal. Feb. 3, 2026), the Northern District...


## City-State

- [Long Term Disability Claims for Post-Lumbar Fusion/Discectomy](https://robertsdisability.com/citystate/long-term-disability-claims-for-post-lumbar-fusion-discectomy/): Roberts Disability Law, P.C. fights for clients with denied Long Term Disability Claims for Post-Lumbar Fusions and Discectomies. We can help you with your appeal.
- [Walnut Creek Long Term Disability Attorney](https://robertsdisability.com/citystate/walnut-creek-long-term-disability-attorney/): Roberts Disability Law, P.C. is a Walnut Creek Long Term Disability Attorney that helps clients challenge unfair insurance denials. We fight for your benefits.
- [Migraine-Associated Vertigo and Long Term Disability Claims](https://robertsdisability.com/citystate/migraine-associated-vertigo-and-long-term-disability-claims/): Learn how to fight a denial of your Long Term Disability claim for Migraine-Associated Vertigo. Roberts Disability Law, P.C. can help you with your appeal.
- [Life Insurance Claims Attorney San Francisco](https://robertsdisability.com/citystate/life-insurance-claims-attorney-san-francisco/): Need help with a life insurance claim in San Francisco? Life insurance claims attorneys have the experience to guide you through the claims process and protect your interests.
- [San Francisco Life Insurance Claims Lawyer](https://robertsdisability.com/citystate/san-francisco-life-insurance-claims-lawyer/): If you've been denied a life insurance claim in San Francisco or need help filing a claim, experienced life insurance claims lawyers can help you navigate the legal process and fight for your rights.
- [Palo Alto Long-Term Disability Lawyer ](https://robertsdisability.com/citystate/palo-alto-long-term-disability-lawyer/): If you are having difficulty obtaining the long-term disability benefits that you need and deserve, you should reach out to a Palo Alto long-term disability lawyer for help as soon as possible.
- [San Mateo Long-Term Disability Lawyer](https://robertsdisability.com/citystate/san-mateo-long-term-disability-lawyer/): Many people have difficulty obtaining the long-term disability benefits they deserve when they cannot work. This can be stressful, but you can speak with a San Mateo long-term disability lawyer.
- [San Jose ERISA Attorneys](https://robertsdisability.com/citystate/san-jose-erisa-attorneys/): Disability insurance claims often get denied for various reasons, and this can delay the benefits you need for financial support. Do not wait to consult with San Jose ERISA attorneys.
- [San Jose Long-Term Disability Lawyer](https://robertsdisability.com/citystate/san-jose-long-term-disability-lawyer-2/): When dealing with long term disabilities that prevent you from working, you need knowledgeable, professional legal representation to assist you in getting the benefits you are entitled to. Contact a San Jose long term disability lawyer at Roberts Disability Law, P.C. for experienced guidance today.
- [San Mateo ERISA Attorney](https://robertsdisability.com/citystate/san-mateo-erisa-attorney/): ERISA cases are notoriously complex. If you are having any trouble recovering your benefits, you need speak to an experienced San Mateo ERISA attorney who can protect your legal rights and financial interests.
- [ERISA Lawyer near San Francisco](https://robertsdisability.com/citystate/erisa-lawyer-near-san-francisco/): ERISA can complicate the insurance process and make it more challenging for employees to obtain the benefits they need. An ERISA lawyer near San Francisco can assist with the claim process.
- [Oakland ERISA Lawyer](https://robertsdisability.com/citystate/oakland-erisa-lawyer/): An experienced ERISA attorney can help you get the benefits you deserve if your employer or an insurance company has acted wrongfully. Contact Roberts Disability Law, P.C. today to schedule a consultation with an Oakland ERISA lawyer.
- [Long Term Disability Lawyer Oakland ](https://robertsdisability.com/citystate/long-term-disability-lawyer-oakland/): Long-term disability benefits can be difficult to receive from insurance companies, and the claims process can be stressful. Always seek help from a long-term disability lawyer in Oakland.
- [Long-Term Disability Lawyer San Jose](https://robertsdisability.com/citystate/long-term-disability-lawyer-san-jose/): Are you having trouble obtaining the disability benefits you need due to a lasting disabling condition? Never wait to hire a long-term disability lawyer in San Jose to handle your claim.
- [San Francisco ERISA Attorneys ](https://robertsdisability.com/citystate/san-francisco-erisa-attorneys/): Employees can run into many hurdles when they try to seek benefits under their ERISA benefits plans. If you are facing a roadblock and need help, contact San Francisco ERISA attorneys.
- [San Mateo Long Term Disability Attorneys](https://robertsdisability.com/citystate/san-mateo-long-term-disability-attorneys/): It is a sad fact, but many workers with long term disabilities have trouble obtaining the compensation that they are owed. To ensure that you can maximize your financial recovery, you should work with qualified San Mateo long term disability attorneys who has the skills and experienced needed to properly handle your case.
- [Life Insurance Claims Lawyer San Jose](https://robertsdisability.com/citystate/life-insurance-claims-lawyer-san-jose/): Roberts Disability Law, P.C. is your trusted San Jose life insurance claims lawyer dedicated to helping clients resolve denied claims and secure rightful benefits with compassion.
- [Lyme Disease and Long Term Disability Claims](https://robertsdisability.com/citystate/lyme-disease-and-long-term-disability-claims/): Find help for your long term disability claim for Lyme disease. Roberts Disability Law, P.C. can help you appeal a denial and fight for your benefits. Contact us for a consultation.
- [Long Term Disability Lawyers Cupertino](https://robertsdisability.com/citystate/long-term-disability-lawyers-cupertino/): Need long term disability lawyers in Cupertino? Roberts Disability Law, P.C. helps with LTD claims, denials, appeals, and securing the benefits you deserve. Contact us for more information.
- [ERISA Attorney Berkeley](https://robertsdisability.com/citystate/erisa-attorney-berkeley/): Need an ERISA attorney in Berkeley? Roberts Disability Law, P.C. helps with denied benefits, appeals, and navigating complex ERISA claims. Contact us today.
- [Cupertino ERISA Attorney](https://robertsdisability.com/citystate/cupertino-erisa-attorney/): ERISA attorney in Cupertino helping with denied disability and life insurance claims and appeals. Contact Roberts Disability Law, P.C. today.
- [Santa Clara Long Term Disability Attorneys](https://robertsdisability.com/citystate/santa-clara-long-term-disability-attorneys/): Long term disability attorneys in Santa Clara helping with ERISA claims, denied benefits, and disability appeals. Contact Roberts Disability Law, P.C. today.
- [Long Term Disability Lawyer Fremont](https://robertsdisability.com/citystate/long-term-disability-lawyer-fremont/): Secure the benefits you deserve with a Fremont Long Term Disability Lawyer. Roberts Disability Law, P.C. provides empathetic legal guidance to help you navigate ERISA appeals and overturn claim denials. Reach out today to start fighting for your future.
- [Long Term Disability Claims for ALS](https://robertsdisability.com/citystate/long-term-disability-claims-for-als/): Get the legal help you need for Long Term Disability Claims for ALS. Roberts Disability Law, P.C. can help turn denials into approvals, fighting for the financial stability you deserve. Contact us for a consultation.
- [Berkeley Long Term Disability Lawyer](https://robertsdisability.com/citystate/berkeley-long-term-disability-lawyer/): If your long-term disability claim was denied, our Berkeley Long Term Disability Lawyer at Roberts Disability Law, P.C. can help. We fight to get you the benefits you deserve. Contact us today.
- [Berkeley, CA](https://robertsdisability.com/citystate/berkeley-ca/): Long Term Disability Lawyer
- [Ehlers-Danlos Syndrome and Long Term Disability Claims](https://robertsdisability.com/citystate/ehlers-danlos-syndrome-and-long-term-disability-claims/): Get legal support for Ehlers-Danlos Syndrome long-term disability claims. Roberts Disability Law fights denials with appeals to secure the benefits you deserve.
- [Vision Loss and Long Term Disability Claims](https://robertsdisability.com/citystate/vision-loss-and-long-term-disability-claims/): Denied long-term disability claim for vision loss? Roberts Disability Law, P.C., turns denials into approvals. Get help today.
- [Long Term Disability Claims for Muscular Dystrophy](https://robertsdisability.com/citystate/long-term-disability-claims-for-muscular-dystrophy/): If you are facing a denial of your long-term disability claims for muscular dystrophy, Roberts Disability Law, P.C. can help. We fight wrongful denials and secure the benefits you deserve. Contact us for a consultation.
- [Long Term Disability Claims Involving Lupus](https://robertsdisability.com/citystate/long-term-disability-claims-involving-lupus/): If you are struggling with a long-term disability claim involving Lupus, Roberts Disability Law, P.C. can help you appeal denied claims and secure the benefits you deserve. Contact us today.
- [Long Term Disability Claims for Migraines](https://robertsdisability.com/citystate/long-term-disability-claims-for-migraines/): If your long-term disability claim for migraines has been denied, don't lose hope. Roberts Disability Law, P.C. can help you appeal and secure the benefits you deserve.
- [San Francisco, CA](https://robertsdisability.com/citystate/san-francisco-ca/): Long Term Care Attorney ERISA Law Firm Long Term Disability Attorneys LTD Appeals Attorney Disability Claims Attorney ERISA Lawyers Disability...
- [Colma, CA](https://robertsdisability.com/citystate/colma-ca/): Long Term Disability Attorneys ERISA Attorneys
- [Daly City, CA](https://robertsdisability.com/citystate/daly-city-ca/): Long-Term Care Attorneys ERISA Disability Attorneys Long Term Disability Attorneys ERISA Attorney
- [Belmont, CA](https://robertsdisability.com/citystate/belmont-ca/): ERISA Lawyer Long-Term Care Attorneys ERISA Disability Attorneys Long Term Disability Attorneys ERISA Attorney
- [San Bruno, CA](https://robertsdisability.com/citystate/san-bruno-ca/): Long Term Disability Lawyers ERISA Attorneys
- [Half Moon Bay, CA](https://robertsdisability.com/citystate/half-moon-bay-ca/): Long Term Disability Attorneys ERISA Attorneys
- [San Mateo, CA](https://robertsdisability.com/citystate/san-mateo-ca/): Life Insurance Claim Denial Attorney ERISA Lawyer Long Term Disability Lawyer Life Insurance Claims Attorneys ERISA Attorney Long Term Disability...
- [Foster City, CA](https://robertsdisability.com/citystate/foster-city-ca/): ERISA Disability Lawyers Long Term Disability Lawyers ERISA Lawyer
- [Redwood City, CA](https://robertsdisability.com/citystate/redwood-city-ca/): Long-Term Care Lawyers ERISA Disability Lawyers Long Term Disability Lawyers ERISA Lawyer
- [Menlo Park, CA](https://robertsdisability.com/citystate/menlo-park-ca/): Long-Term Care Lawyers ERISA Disability Lawyers Long Term Disability Lawyers ERISA Lawyer
- [East Palo Alto, CA](https://robertsdisability.com/citystate/east-palo-alto-ca/): Long-Term Care Lawyers ERISA Disability Lawyers Long Term Disability Lawyers ERISA Lawyer
- [Palo Alto, CA](https://robertsdisability.com/citystate/palo-alto-ca/): Severance Benefits Claims Lawyers Long Term Care Lawyer Life Insurance Claims Lawyer Long Term Care Lawyer Long Term Disability Appeals...
- [Woodside, CA](https://robertsdisability.com/citystate/woodside-ca/): Long-Term Care Claims Attorneys ERISA Disability Attorneys Long Term Disability Attorneys ERISA Attorney
- [San Jose, CA](https://robertsdisability.com/citystate/san-jose-ca/): Long Term Disability Attorney ERISA Lawyer Long Term Disability Lawyers Life Insurance Lawyer Life Insurance Claims Lawyer Long Term Disability...
- [Mountain View, CA](https://robertsdisability.com/citystate/mountain-view-ca/): Tech Worker Disabilities Attorneys ERISA Disability Lawyer Retirement Plan Attorney ERISA Disability Attorney Accidental Death Attorneys Long Term Disability Attorneys...
- [Oakland, CA](https://robertsdisability.com/citystate/oakland-ca/): ERISA Lawyers LTD Appeals Lawyer Life Insurance Claims Attorney Life Insurance Claim Lawyer Long Term Disability Attorney Long Term Disability...
- [Long Term Disability Claims Involving Diabetes](https://robertsdisability.com/citystate/long-term-disability-claims-involving-diabetes/): Get legal support for denied long-term disability claims related to diabetes. Roberts Disability Law helps you fight for the benefits you deserve. Contact us today.
- [Cancer and Long-Term Disability Claims](https://robertsdisability.com/citystate/cancer-and-long-term-disability-claims/): Fighting cancer and battling for long-term disability? Roberts Disability Law, P.C., helps cancer patients turn denied claims into approvals. Learn how we can support your fight for financial security.
- [Long Term Disability Claims for Multiple Sclerosis](https://robertsdisability.com/citystate/long-term-disability-claims-for-multiple-sclerosis/): Get help with Long Term Disability Claims for Multiple Sclerosis in Oakland. Roberts Disability Law provides compassionate legal support to secure the benefits you deserve.
- [Long Term Disability Claims for Neuropathy](https://robertsdisability.com/citystate/long-term-disability-claims-for-neuropathy/): Struggling with a long-term disability claim for neuropathy in San Francisco? Roberts Disability Law, P.C. helps overturn denials and secure the benefits you deserve.
- [Long-Term Disability Claims for Rheumatoid Arthritis (RA)](https://robertsdisability.com/citystate/long-term-disability-claims-for-rheumatoid-arthritis-ra/): Get help with Oakland long-term disability claims for Rheumatoid Arthritis. Roberts Disability Law, P.C., provides support to secure the benefits you deserve.
- [Cardiovascular Disease and Your Long Term Disability Claim](https://robertsdisability.com/citystate/cardiovascular-disease-and-your-long-term-disability-claim/): Get help with Oakland long-term disability claims for cardiovascular disease. Roberts Disability Law, P.C., provides personalized legal support to secure the benefits you deserve.
- [Chronic Fatigue Syndrome & Your Long-Term Disability Claim](https://robertsdisability.com/citystate/chronic-fatigue-syndrome-your-long-term-disability-claim/): Living with chronic fatigue syndrome – also known as myalgic encephalomyelitis or ME/CFS– leads to complex struggles that are commonly...
- [Long Term Care Attorney San Francisco](https://robertsdisability.com/citystate/long-term-care-attorney-san-francisco/): The San Francisco Long Term Care Attorney at Roberts Disability Law, P.C., helps families appeal denials and secure the benefits they deserve. Contact a trusted long-term care attorney today.
- [Severance Benefits Claims Lawyers Palo Alto](https://robertsdisability.com/citystate/severance-benefits-claims-lawyers-palo-alto/): The Palo Alto Severance Benefits Claims Lawyers at Roberts Disability Law, P.C. help you secure the severance benefits you deserve. Get in touch today.
- [Life Insurance Claim Denial Attorney San Mateo](https://robertsdisability.com/citystate/life-insurance-claim-denial-attorney-san-mateo/): The San Mateo life insurance claim denial attorney at Roberts Disability Law, P.C. in San Mateo offers legal guidance to navigate complex denial appeals.
- [Life Insurance Claims Lawyer Palo Alto](https://robertsdisability.com/citystate/life-insurance-claims-lawyer-palo-alto/): Denied a life insurance claim? Roberts Disability Law, P.C. helps families fight claim denials. Contact our experienced Palo Alto life insurance claims lawyer today.
- [ERISA Lawyer San Jose](https://robertsdisability.com/citystate/erisa-lawyer-san-jose/): Roberts Disability Law, P.C., led by San Jose ERISA lawyer Michelle Roberts, helps clients appeal ERISA claim denials and secure the benefits they deserve.
- [San Mateo Life Insurance Claims Attorneys](https://robertsdisability.com/citystate/san-mateo-life-insurance-claims-attorneys/): Get the guidance of trusted San Mateo Life Insurance Claims Attorneys at Roberts Disability Law, P.C. We provide professional and compassionate support for denied claims.
- [Long Term Care Lawyer Palo Alto](https://robertsdisability.com/citystate/long-term-care-lawyer-palo-alto-2/): Get assistance with long-term care claims from a trusted Palo Alto Long Term Care Lawyer. Roberts Disability Law, P.C. is here to protect your rights and secure the benefits you deserve.
- [San Jose Life Insurance Lawyer](https://robertsdisability.com/citystate/san-jose-life-insurance-lawyer/): Turn to Roberts Disability Law, P.C. for a reliable San Jose life insurance lawyer. We fight for your rights to owed benefits with care.
- [ERISA Attorney San Mateo](https://robertsdisability.com/citystate/erisa-attorney-san-mateo/): The San Mateo ERISA Attorney at Roberts Disability Law, P.C. provides legal assistance for denied ERISA claims, offering personalized representation and proven results.
- [Palo Alto Long Term Disability Appeals Lawyer](https://robertsdisability.com/citystate/palo-alto-long-term-disability-appeals-lawyer/): Get professional and empathetic assistance with your long-term disability appeal from Roberts Disability Law, P.C., your trusted Palo Alto Long Term Disability Appeals Lawyer, dedicated to securing the benefits you deserve.
- [Oakland LTD Appeals Lawyer](https://robertsdisability.com/citystate/oakland-ltd-appeals-lawyer/): Trust Roberts Disability Law, P.C. as your Oakland LTD Appeals Lawyer. We provide compassionate legal support and help you secure your benefits.
- [Bay Area Life Insurance Claims Attorney](https://robertsdisability.com/citystate/bay-area-life-insurance-claims-attorney/): Life insurance claims can be daunting, but with Roberts Disability Law, P.C., your path to resolution becomes clearer. Led by our Bay Area Life Insurance Claims Attorney, we provide guidance to ensure you receive the benefits you're entitled to.
- [San Francisco LTD Appeals Attorney](https://robertsdisability.com/citystate/san-francisco-ltd-appeals-attorney/): Roberts Disability Law, P.C. offers effective legal support for those facing long term disability claim denial, ensuring your rights are protected with compassionate guidance from our San Francisco LTD appeals attorneys.
- [San Mateo ERISA Lawyer](https://robertsdisability.com/citystate/san-mateo-erisa-lawyer/): At Roberts Disability Law, P.C., your trusted San Mateo ERISA Lawyer, we offer dedicated legal assistance to guide you through ERISA claims, ensuring you secure the benefits you deserve with empathetic and informed representation.
- [Disability Claims Attorney San Francisco](https://robertsdisability.com/citystate/disability-claims-attorney-san-francisco/): Find a reliable San Francisco disability claims attorney at Roberts Disability Law, P.C. We are committed to securing the benefits you deserve.
- [Disability Benefits Lawyer San Francisco](https://robertsdisability.com/citystate/disability-benefits-lawyer-san-francisco/): Roberts Disability Law, P.C. is your trusted partner among San Francisco disability benefits lawyers, providing compassionate legal support and guidance in securing the disability benefits you deserve.
- [Life Insurance Claims Attorney Oakland](https://robertsdisability.com/citystate/life-insurance-claims-attorney-oakland/): Struggling with a denied life insurance claim? Roberts Disability Law, P.C. provides experienced, empathetic, and efficient representation. Contact our life insurance claims attorneys for a consultation today.
- [San Jose Long Term Disability Law Firm](https://robertsdisability.com/citystate/san-jose-long-term-disability-law-firm/): Roberts Disability Law, P.C. is a San Jose long term disability law firm dedicated to providing personalized legal support to disabled individuals and employees.
- [Long Term Disability Attorneys San Mateo](https://robertsdisability.com/citystate/long-term-disability-attorneys-san-mateo/): Seek the assistance of the San Mateo long term disability attorneys at Roberts Disability Law, P.C., for guidance and representation in securing your benefits.
- [Life Insurance Claim Lawyers San Francisco](https://robertsdisability.com/citystate/life-insurance-claim-lawyers-san-francisco/): Seek the assistance of the experienced San Francisco life insurance lawyers at Roberts Disability Law, P.C. for professional and empathetic support.
- [ERISA Lawyers Near San Francisco](https://robertsdisability.com/citystate/erisa-lawyers-near-san-francisco-2/): Looking for experienced ERISA lawyers near San Francisco? Roberts Disability Law, P.C. offers professional and empathetic legal assistance. Contact us for a consultation.
- [ERISA Law Firm San Francisco](https://robertsdisability.com/citystate/erisa-law-firm-san-francisco/): Roberts Disability Law, P.C., a San Francisco ERISA law firm, fights for the rights of individuals denied disability benefits. Contact us today for a case review.
- [Long-Term Disability Lawyers Palo Alto](https://robertsdisability.com/citystate/long-term-disability-lawyers-palo-alto/): Our skilled long-term disability lawyers in Palo Alto can act on your behalf throughout the entire claims process and help you fight for the benefits you need to recover.
- [San Francisco Long-Term Disability Appeals Lawyer](https://robertsdisability.com/citystate/san-francisco-long-term-disability-appeals-lawyer/): Denials of initial disability claims are highly common, as insurance companies can make the process difficult. If you receive a denial, call a San Francisco Long-term disability appeals lawyer right away.
- [Long-Term Disability Attorneys Oakland](https://robertsdisability.com/citystate/long-term-disability-attorneys-oakland/): Many people dealing with disabilities and losing their ability to work must then fight for their rightful insurance benefits from disability insurers. Never wait to seek help from a long-term disability attorney in Oakland.
- [Oakland Long Term Disability Attorney](https://robertsdisability.com/citystate/oakland-long-term-disability-attorney/): A long-term disability claim can be a challenging path to walk alone. With the Oakland long-term disability attorneys at Roberts Disability Law, Oakland residents find a steadfast partner. From understanding ERISA to crafting a tailored legal strategy, our attorneys are committed to securing your rightful benefits.
- [San Jose Long Term Disability Attorneys](https://robertsdisability.com/citystate/san-jose-long-term-disability-attorneys/): A San Jose long-term disability attorney, can help you understand the claims process and offer legal representation throughout the entire process. They can help you obtain and submit medical records, understand the terms of your specific policy, and negotiate with the insurance company to maximize benefits received.
- [ERISA Attorney San Jose](https://robertsdisability.com/citystate/erisa_attorney_san_jose/): If you need to file or appeal a disability, AD&D, or life insurance claim under an employer-sponsored policy, you want to have an ERISA attorney in San Jose on your side from the very start.
- [Long-Term Disability Law Firm San Francisco](https://robertsdisability.com/citystate/long-term-disability-law-firm-san-francisco/): Too many people already struggling with a disability also then struggle to get the LTD insurance benefits they deserve. Relieve your stress by calling a long-term disability law firm in San Francisco.
- [Long Term Disability Lawyer Near Me](https://robertsdisability.com/citystate/long-term-disability-lawyer-near-me/): Whether a person is able to collect long-term disability benefits depends on a series of factors, including the plan’s definition of disability and the procedural requirements necessary to file a claim. To ensure that your claim is filed correctly and on time, please contact Roberts Disability Law, P.C. today.
- [Oakland Life Insurance Claims Attorneys](https://robertsdisability.com/citystate/oakland-life-insurance-claims-attorneys/): Life insurance claims do not always go as they should, and many grieving families must deal with denials and appeals. Always consult with Oakland life insurance claims attorneys for help.
- [San Francisco Long-Term Disability Attorney](https://robertsdisability.com/citystate/san-francisco-long-term-disability-attorney/): Applying for long-term disability benefits is often challenging, and you might need to appeal a denial of your initial claim. Always seek help from a San Francisco long-term disability attorney.
- [Short Term Disability Lawyer San Francisco CA](https://robertsdisability.com/citystate/short-term-disability-lawyer-san-francisco-ca/): Are you seeking benefits because you cannot work due to a temporary disability? The process is complicated, and you should consult with a short-term disability lawyer in San Francisco, CA.
- [Long-Term Disability Lawyers San Francisco](https://robertsdisability.com/citystate/long-term-disability-lawyers-san-francisco/): Many people face obstacles and denials when seeking disability benefits from an ERISA-governed policy. Never hesitate to seek help from a long-term disability lawyer in San Francisco.
- [Life Insurance Claims Attorney San Jose](https://robertsdisability.com/citystate/life-insurance-claims-attorney-san-jose/): Many people have difficulty obtaining life insurance benefits they deserve during an already challenging time. Let a life insurance claims attorney in San Jose assist with the claim process.
- [San Francisco Long Term Disability Insurance Lawyer](https://robertsdisability.com/citystate/san-francisco-long-term-disability-insurance-lawyer/): Many people struggle to get claims for disability benefits granted. You can increase your chances of a positive outcome by calling a San Francisco long-term disability insurance attorney for assistance.
- [Long Term Disability Insurance Lawyer in Oakland](https://robertsdisability.com/citystate/long-term-disability-insurance-lawyer-in-oakland/): Many people struggle with the process of obtaining the disability benefits they need. Never hesitate to learn the many ways that a long-term disability insurance attorney in Oakland can help.
- [San Jose ERISA Lawyer](https://robertsdisability.com/citystate/san-jose-erisa-lawyer/): ERISA-governed benefit plans can result in legal conflicts and leaving employees without the benefits they need and deserve. Anyone with concerns should consult with a San Jose ERISA lawyer.
- [ERISA Lawyer Oakland ](https://robertsdisability.com/citystate/erisa-lawyer-oakland/): Insurance companies can be difficult when you need your benefits the most. If you have an ERISA insurance claim and run into obstacles, seek the assistance you need from an Oakland ERISA lawyer.
- [San Jose Long Term Disability Attorney ](https://robertsdisability.com/citystate/san-jose-long-term-disability-attorney/): There can be many complications when it comes to receiving your long-term disability benefits, and it helps to have the right legal assistance. Call San Jose long-term disability attorneys today.
- [Bay Area ERISA Lawyers ](https://robertsdisability.com/citystate/bay-area-erisa-lawyers/): If you need assistance filing a long-term disability insurance claim, or you already had a claim be denied, you should seek legal guidance from experienced Bay Area ERISA attorneys today.
- [ERISA Attorneys Near San Francisco ](https://robertsdisability.com/citystate/erisa-attorneys-near-san-francisco/): There are many different issues that can arise if you need to file an ERISA-governed disability insurance claim. Protect your finances with help from an ERISA attorney near San Francisco.
- [ERISA Lawyers San Francisco](https://robertsdisability.com/citystate/erisa-lawyers-san-francisco/): Filing insurance claims under employer-provided policies can be challenging, and the law might even favor the insurance company. Learn how ERISA lawyers in San Francisco can help.
- [ERISA Lawyer Palo Alto](https://robertsdisability.com/citystate/erisa-lawyer-palo-alto/): Too many ERISA disability claims end up in delays, denial, or even bad faith actions by insurance companies. Never wait to seek assistance from a dedicated ERISA lawyer in Palo Alto.
- [LTD Appeals Attorney Silicon Valley](https://robertsdisability.com/citystate/ltd-appeals-attorney-silicon-valley/): Long term disability benefits serve as a much needed lifeline during a period of financial vulnerability. A disability denial is stressful and frustrating. At Roberts Disability Law, P.C., our Silicon Valley LTD appeal lawyers work tirelessly to help people maximize their disability benefits. 
- [Belmont ERISA Lawyer](https://robertsdisability.com/citystate/belmont-erisa-lawyer/): ERISA is a challenging federal law. Insurers know how to tilt the process in their own favor. At Roberts Disability Law, P.C., our Belmont, CA ERISA attorneys are standing by, ready to fight for the financial support that you and your family deserve.
- [Long Term Disability Denial Lawyer Bay Area](https://robertsdisability.com/citystate/long-term-disability-denial-lawyer-bay-area/): Disability insurance exists to ensure that people and families have support during their time of need. Unfortunately, big insurance companies are not always willing to step up and pay out benefits. At Roberts Disability Law, P.C., our Bay Area LTD lawyers can help you get the benefits you deserve.

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# Detailed Content


## Pages

> Roberts Disability Law, P.C. provides dedicated legal representation for disability benefit claims, with experienced San Francisco long term disability attorneys ready to help you secure the benefits you deserve.

- Published: 2025-10-03
- Modified: 2026-01-14
- URL: https://robertsdisability.com/service-areas/

> Let an Oakland ERISA lawyer from Roberts Disability Law, P.C. stand by your side, maximize your benefits, and provide the legal support you need for a secure future.

- Published: 2022-10-18
- Modified: 2026-07-13
- URL: https://robertsdisability.com/kristin-kyle/

> View the profiles of our experienced Oakland long term disability attorneys. Call Roberts Disability Law, P.C. to discuss your claim.

- Published: 2022-02-25
- Modified: 2026-07-13
- URL: https://robertsdisability.com/profiles/

> Our Oakland ERISA attorneys have the experience and knowledge needed to guide you through your case. Contact us today.

- Published: 2021-11-22
- Modified: 2026-07-13
- URL: https://robertsdisability.com/monica-lienke/

> If you believe you are unable to work due to long-term effects of COVID and you've been denied long-term disability, our Oakland COVID claims lawyers may be able to assist.

- Published: 2021-01-25
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/long-haul-covid-claims/

> Obtaining your deserved benefits is possible with the help of a talented San Francisco ERISA attorney. Roberts Disability Law, P.C. is committed to representing clients in need of disability benefits. Read our accessibility notifications page here, and call us for a consultation.

- Published: 2020-12-21
- Modified: 2026-06-24
- URL: https://robertsdisability.com/accessibility/

> With the San Francisco long term disability lawyers at Roberts Disability Law, P.C., you’ll have the opportunity to fight for the benefits you are entitled to. Call Michelle Roberts today.

- Published: 2020-12-17
- Modified: 2026-07-13
- URL: https://robertsdisability.com/michelle-roberts/

> If you have been terminated from your job without receiving the compensation or benefits you are entitled to, find out how our experienced Redwood City compensation attorneys can help.

- Published: 2016-12-06
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/severance-benefits-claims/

> If you work in the technology industry and suffer from headaches, neck and back pain, carpal tunnel syndrome or repetitive strain injuries (“RSI”) we can help you receive the disability payments you deserve. Contact the San Jose ERISA disability attorneys at Roberts Disability Law, P.C. for expert legal representation.

- Published: 2016-09-30
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/tech-worker-disabilities/

> View our site for a complete list of resources our knowledgable San Mateo compensation attorneys compiled, including Government Agencies and Courts, Non-Employment/Non-Profit Referral List.

- Published: 2016-08-09
- Modified: 2025-09-09
- URL: https://robertsdisability.com/resources/

> Roberts Disability Law, P.C. is here to provide resources on government agencies and courts. If you would like to discuss your legal situation, please reach out to our experienced Daly City life insurance claims attorneys. We are here to help.

- Published: 2016-08-09
- Modified: 2021-01-21
- URL: https://robertsdisability.com/resources/government-agencies-and-courts/

> The East Bay tech workers disability attorneys at Roberts Disability Law, P.C. provides a list private and non-profit agencies for your reference. Please view this list and contact us with any questions.

- Published: 2016-08-09
- Modified: 2025-12-18
- URL: https://robertsdisability.com/resources/privatenon-profit-agencies/

> The San Francisco compensation attorneys at Roberts Disability Law, P.C. have compiled a list of non-employment/non-profit referral information. Please contact our office for more information or to schedule a consultation.

- Published: 2016-08-09
- Modified: 2021-01-21
- URL: https://robertsdisability.com/resources/non-employmentnon-profit-referral-list/

> View our extensive list of online resources put together by the experienced San Francisco long term disability attorneys at Roberts Disability Law, P.C.

- Published: 2016-08-09
- Modified: 2024-09-17
- URL: https://robertsdisability.com/resources/online-resources/

> If you receive a short-term disability benefit claim denial, you must submit an appeal in order to further pursue your claim. Contact our experienced Oakland ERISA attorneys today for a consultation.

- Published: 2016-06-17
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/short-term-disability/

> Accidental death claims are complicated and have certain time limits, so you should never delay in contacting an San Francisco life insurance claims attorney for guidance in this kind of case.

- Published: 2016-06-13
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/accidental-death-and-dismemberment-claims/

> Here is your Ajax form for Roberts Disability Law, P.C., the San Francisco ERISA attorneys' office. Contact us for a consultation today.

- Published: 2016-05-04
- Modified: 2016-05-04
- URL: https://robertsdisability.com/ajax-form/

> The information contained in this website is provided for informational purposes only. If you have questions, please contact one of our San Francisco ERISA attorneys.

- Published: 2014-03-19
- Modified: 2024-09-26
- URL: https://robertsdisability.com/disclaimer/

> For help finding a specific page you are looking for on our site, please look at our site map. Then, contact one of our San Francisco ERISA lawyers for a consultation.

- Published: 2014-03-19
- Modified: 2026-02-12
- URL: https://robertsdisability.com/site-map/

> ERISA is the common name for the Employee Retirement Income Security Act of 1974. Many of our attorneys are experienced San Francisco ERISA lawyers and may be able to assist in your case. Call us today to schedule a consultation.

- Published: 2014-02-10
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/alameda-erisa-litigation-lawyer/

> When insurance companies deny claims for benefits, it can be difficult to know where to turn for help. Luckily, the Belmont life insurance claims attorneys at Roberts Disability Law, P.C. are here to give your direction. Call us today to schedule a consultation.

- Published: 2014-02-10
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/alameda-life-insurance-claims-lawyer/

> Have you been denied long term disability? Roberts Disability Law, P.C. may be able to help. Call today to schedule a consultation with a skilled East Palo Alto long term disability attorney today.

- Published: 2014-02-10
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/alameda-long-term-disability-attorney/

> At Roberts Disability Law, P.C., we have helped many clients throughout California file successfully for disability benefits. Call our office today to schedule a consultation with one of our experienced San Jose long term disability attorneys.

- Published: 2014-01-23
- Modified: 2025-02-05
- URL: https://robertsdisability.com/areas-of-practice/

> The San Francisco ERISA lawyers have a variety of success stories we would like to share with you. Take a look at some of our reviews, than contact the Roberts Disability Law, P.C. office to set up a consultation.

- Published: 2014-01-23
- Modified: 2025-01-28
- URL: https://robertsdisability.com/reviews/

> The San Francisco ERISA attorneys at Roberts Disability Law, P.C. are here to answer your questions regarding insurance law. Please read our frequently asked questions section, then call our office to schedule an appointment.

- Published: 2014-01-23
- Modified: 2026-05-08
- URL: https://robertsdisability.com/faq/

> To schedule your consultation with one of our experienced San Jose life insurance claim attorneys, please fill out our contact form or call our office.

- Published: 2014-01-23
- Modified: 2023-11-15
- URL: https://robertsdisability.com/contact-us/

> Roberts Disability Law, P.C. is a long term disability law firm in Northern California. Our team of advisors and defenders of rights help you obtain the long term disability compensation you deserve. For a consultation, contact our Bay Area ERISA attorneys today.

- Published: 2014-01-19
- Modified: 2023-11-03
- URL: https://robertsdisability.com/



## Posts

> A federal court reinstated ERISA long-term disability benefits after finding MetLife applied the wrong plan terms and improperly discounted key psychiatric evidence.

- Published: 2026-07-13
- Modified: 2026-07-13
- URL: https://robertsdisability.com/michigan-federal-court-reinstates-erisa-long-term-disability-benefits-after-insurer-applied-the-wrong-plan-definition/
- Categories: Blog, Long Term Disability
- Tags: attorneys successful against MetLife

> A Michigan federal court remanded an ERISA AD&D benefits dispute to the plan administrator, addressing exhaustion of remedies, SPD requirements, and limits on discovery.

- Published: 2026-07-10
- Modified: 2026-07-11
- URL: https://robertsdisability.com/erisa-add-denial-survives-exhaustion-challenge-michigan-court-holds-plan-document-not-the-spd-controls-claims-procedures/
- Categories: Accidental Death Benefits, Blog

> The D.C. Circuit clarified key ERISA and MPPAA issues involving withdrawal liability, interest calculations, successor liability, and control-group liability in a significant pension fund dispute.

- Published: 2026-07-08
- Modified: 2026-07-08
- URL: https://robertsdisability.com/d-c-circuit-trims-13-million-multiemployer-judgment-rejecting-retroactive-interest-hike-and-individual-owner-liability-on-withdrawal-liability/
- Categories: Blog, Pension Plans

> The Eleventh Circuit upheld MetLife's denial of ERISA long-term disability benefits, addressing de novo review, disability evidence, procedural fairness, and supplementation of the administrative record.

- Published: 2026-07-08
- Modified: 2026-07-08
- URL: https://robertsdisability.com/eleventh-circuit-affirms-de-novo-disability-denial-but-questions-whether-plan-conferred-discretion/
- Categories: Blog, Long Term Disability

> A Tennessee federal court upheld Unum's termination of ERISA long-term disability benefits, finding the insurer reasonably relied on medical evidence and did not abuse its discretion.

- Published: 2026-07-07
- Modified: 2026-07-10
- URL: https://robertsdisability.com/tennessee-federal-court-upholds-unums-termination-of-erisa-long-term-disability-benefits-finding-no-abuse-of-discretion/
- Categories: Blog, Long Term Disability

> Michelle Roberts has been named to the 2026 Top 100 Northern California Super Lawyers and Top 50 Women lists, recognizing her leadership in ERISA and long-term disability law.

- Published: 2026-06-30
- Modified: 2026-06-30
- URL: https://robertsdisability.com/michelle-roberts-named-to-northern-california-super-lawyers-top-100-and-top-50-women-lists-for-2026/
- Categories: Blog, ERISA, Press Releases

> The Eighth Circuit ruled that ERISA preempts Arkansas's pharmacy network adequacy requirements, affirming dismissal of a class action against Caremark over prescription drug benefits.

- Published: 2026-06-30
- Modified: 2026-06-30
- URL: https://robertsdisability.com/eighth-circuit-holds-erisa-preempts-arkansass-geographic-pharmacy-network-adequacy-requirements-affirming-dismissal-of-plan-participants-unjust-enrichment-class-action/
- Categories: Blog, Fiduciaries, Health Insurance

> A federal court found LLNS plan fiduciaries breached ERISA by providing misleading retirement benefits advice, but left the amount of monetary relief for trial.

- Published: 2026-06-30
- Modified: 2026-06-30
- URL: https://robertsdisability.com/erisa-fiduciary-breach-when-your-employers-benefits-advice-is-wrong-you-may-have-a-claim/
- Categories: Blog, Fiduciaries

> A Georgia federal court transferred an ERISA AD&D benefits lawsuit to North Carolina, enforcing the plan's forum-selection clause against both the employer and non-signatory insurance companies.

- Published: 2026-06-29
- Modified: 2026-06-29
- URL: https://robertsdisability.com/did-an-erisa-forum-selection-clause-send-this-add-benefits-dispute-to-another-court-a-georgia-district-court-says-yes/
- Categories: Accidental Death Benefits, Blog

> The Ninth Circuit upheld Unum's denial of ERISA long-term disability benefits, ruling the district court properly declined to rely on a later-issued Social Security award and finding the claimant failed to prove disability under the plan.

- Published: 2026-06-28
- Modified: 2026-06-29
- URL: https://robertsdisability.com/ninth-circuit-affirms-denial-of-erisa-disability-benefits-upholding-district-courts-conflicting-evidence-finding-in-unum-long-term-disability-dispute/
- Categories: Blog, Long Term Disability
- Tags: ERISA denial by Unum, long-haul COVID disability claims

> Learn how a federal court limited ERISA discovery, upheld the administrative record, and rejected a claimant's objections in a dispute over MetLife life insurance benefits.

- Published: 2026-06-26
- Modified: 2026-06-26
- URL: https://robertsdisability.com/what-counts-as-your-erisa-plan-document-a-utah-court-limits-discovery-and-defines-the-record/
- Categories: Blog, Long Term Disability

> Learn how a federal court upheld Wells Fargo's denial of ERISA severance benefits, finding its interpretation of "reasonable commute distance" was reasonable and supported by the plan.

- Published: 2026-06-26
- Modified: 2026-06-26
- URL: https://robertsdisability.com/northern-district-of-california-upholds-erisa-severance-denial-where-plan-administrator-used-shortest-driving-distance-to-measure-commute/
- Categories: Blog, Severance

- Published: 2026-06-25
- Modified: 2026-06-25
- URL: https://robertsdisability.com/third-circuit-holds-erisa-preempts-out-of-network-physicians-defamation-claim-over-statements-in-explanation-of-benefits-forms/
- Categories: Blog, Health Insurance

> Roberts Disability Law, P.C. filed an ERISA lawsuit alleging Unum underpaid long-term disability benefits owed to a former Valero refinery operator.

- Published: 2026-06-24
- Modified: 2026-06-25
- URL: https://robertsdisability.com/press-release-roberts-disability-law-sues-unum-for-allegedly-underpaying-long-term-disability-benefits-owed-to-disabled-valero-refinery-operator/
- Categories: Blog, Long Term Disability, Press Releases

- Published: 2026-06-23
- Modified: 2026-06-25
- URL: https://robertsdisability.com/third-circuit-erisa-demands-a-prudent-process-not-perfect-investment-performance/
- Categories: Blog, Fiduciaries, Pension Plans

> Learn how Lucas v. Hartford highlights the importance of ERISA appeal procedures and why Hartford's own communications defeated its exhaustion defense.

- Published: 2026-06-21
- Modified: 2026-06-25
- URL: https://robertsdisability.com/when-confusing-appeal-instructions-backfire-southern-district-of-new-york-denies-hartford-summary-judgment-in-erisa-disability-exhaustion-fight/
- Categories: Blog, Long Term Disability
- Tags: attorneys successful against Hartford

- Published: 2026-06-21
- Modified: 2026-06-25
- URL: https://robertsdisability.com/shotgun-pleadings-and-erisa-disability-claims-northern-district-of-georgia-dismisses-complaint-against-hartford-and-allsup-with-leave-to-replead/
- Categories: Blog, Fiduciaries, Long Term Disability

- Published: 2026-06-18
- Modified: 2026-06-25
- URL: https://robertsdisability.com/third-circuit-affirms-dismissal-of-life-insurance-claim-against-employer-plan-administrator-holding-only-the-entity-controlling-benefit-determinations-is-a-proper-defendant-under-erisa/
- Categories: Blog, Fiduciaries, Life Insurance

> The Ninth Circuit affirmed that a convicted slayer cannot recover ERISA benefits, applying state slayer laws and federal common law principles.

- Published: 2026-06-18
- Modified: 2026-06-25
- URL: https://robertsdisability.com/ninth-circuit-affirms-slayer-convicted-of-murdering-erisa-plan-participant-is-not-entitled-to-his-benefits/
- Categories: Blog, Pension Plans

> Learn how a federal court upheld a telephonic beneficiary change under ERISA’s substantial compliance doctrine, rejecting challenges based on plan formalities, undue influence, and beneficiary entitlement.

- Published: 2026-06-10
- Modified: 2026-06-10
- URL: https://robertsdisability.com/when-a-phone-call-beats-the-plans-writing-requirement-a-louisiana-court-applies-substantial-compliance-to-uphold-a-telephonic-erisa-beneficiary-change/
- Categories: Blog, Life Insurance

> The Ninth Circuit’s decision in Roggenkamp v. Morgan Stanley Medical Plan highlights ERISA’s notice and review requirements, holding that Cigna abused its discretion by denying coverage for artificial disc replacement surgery based on an internal policy rather than the governing plan document.

- Published: 2026-06-07
- Modified: 2026-06-09
- URL: https://robertsdisability.com/ninth-circuit-an-erisa-administrator-cannot-rescue-a-benefits-denial-with-a-plan-provision-it-never-cited/
- Categories: Blog, Health Insurance

- Published: 2026-06-03
- Modified: 2026-06-03
- URL: https://robertsdisability.com/erisa-life-insurance-denial-upheld-on-a-reading-the-court-called-low-on-the-reasonableness-scale/
- Categories: Blog, Life Insurance

- Published: 2026-06-02
- Modified: 2026-06-25
- URL: https://robertsdisability.com/massachusetts-court-upholds-sun-lifes-erisa-disability-denial-under-the-deferential-abuse-of-discretion-standard/
- Categories: Blog, Long Term Disability

- Published: 2026-06-01
- Modified: 2026-06-26
- URL: https://robertsdisability.com/texas-court-upholds-unums-denial-of-erisa-disability-benefits-for-engineer-with-syncope/
- Categories: Blog, Long Term Disability
- Tags: Attorneys who fight Unum, Unum denied my LTD claim

- Published: 2026-05-30
- Modified: 2026-06-26
- URL: https://robertsdisability.com/eighth-circuit-upholds-add-denial-holding-home-dialysis-treatment-contributed-to-insureds-death-within-the-plans-illness-treatment-exclusion/
- Categories: Accidental Death Benefits, Blog

- Published: 2026-05-30
- Modified: 2026-06-26
- URL: https://robertsdisability.com/seventh-circuit-affirms-central-states-authority-to-expel-a-single-bargaining-unit-and-holds-withdrawal-date-counterclaim-must-be-arbitrated/
- Categories: Blog, Pension Plans

- Published: 2026-05-29
- Modified: 2026-06-26
- URL: https://robertsdisability.com/when-a-life-insurance-policy-falls-outside-erisa-texas-district-court-applies-the-sole-owner-exception-and-resolves-beneficiary-dispute-under-state-law/
- Categories: Blog, Life Insurance

- Published: 2026-05-27
- Modified: 2026-06-26
- URL: https://robertsdisability.com/eleventh-circuit-holds-erisas-actuarial-equivalent-requirement-mandates-reasonable-actuarial-assumptions-joining-sixth-circuit/
- Categories: Blog, Pension Plans

- Published: 2026-05-27
- Modified: 2026-06-26
- URL: https://robertsdisability.com/when-an-erisa-judgment-becomes-uncollectable-fourth-circuit-holds-that-voluntary-dismissal-of-alleged-alter-ego-forecloses-later-suit-to-pierce-corporate-veil/
- Categories: Blog, Fiduciaries, Severance

- Published: 2026-05-27
- Modified: 2026-06-26
- URL: https://robertsdisability.com/eighth-circuit-holds-cumulative-headcount-method-governs-substantially-all-inquiry-under-mppaas-building-and-construction-industry-exemption-affirming-ges-exemptio/
- Categories: Blog, Pension Plans

- Published: 2026-05-23
- Modified: 2026-06-26
- URL: https://robertsdisability.com/tenth-circuit-dismisses-erisa-appeal-as-non-final-where-district-court-remanded-benefits-determination-to-plan-administrator/
- Categories: Blog, Health Insurance

- Published: 2026-05-22
- Modified: 2026-06-26
- URL: https://robertsdisability.com/supreme-court-holds-erisa-permits-multiemployer-pension-plans-to-use-actuarial-assumptions-adopted-after-the-measurement-date-in-calculating-withdrawal-liability/
- Categories: Blog, Pension Plans

- Published: 2026-05-21
- Modified: 2026-06-26
- URL: https://robertsdisability.com/when-we-settled-means-settled-eastern-district-of-tennessee-enforces-mediated-erisa-settlement-and-awards-unum-its-fees/
- Categories: Attorney's Fees, Blog

- Published: 2026-05-19
- Modified: 2026-06-26
- URL: https://robertsdisability.com/second-circuit-affirms-dismissal-of-out-of-network-providers-erisa-claim-where-provider-failed-to-establish-beneficiary-status-or-valid-assignment-and-abandoned-claim-on-appeal/
- Categories: Blog, Health Insurance

- Published: 2026-05-18
- Modified: 2026-06-26
- URL: https://robertsdisability.com/when-interpleader-serves-the-insurer-more-than-the-beneficiary-court-denies-metlife-fees-in-erisa-life-insurance-dispute/
- Categories: Blog, Life Insurance

- Published: 2026-05-15
- Modified: 2026-06-26
- URL: https://robertsdisability.com/utah-federal-court-grants-partial-discovery-in-accidental-death-benefits-dispute-requires-supplementation-of-administrative-record/
- Categories: Accidental Death Benefits, Blog

- Published: 2026-05-12
- Modified: 2026-06-26
- URL: https://robertsdisability.com/eighth-circuit-affirms-add-denial-where-anticoagulant-contributed-to-fatal-subdural-hematoma/
- Categories: Accidental Death Benefits, Blog

- Published: 2026-05-11
- Modified: 2026-06-26
- URL: https://robertsdisability.com/n-d-cal-enforces-north-carolina-choice-of-law-provision-holds-california-insurance-code-%c2%a7-10110-6-does-not-void-discretionary-review/
- Categories: Blog, Long Term Disability

- Published: 2026-05-10
- Modified: 2026-06-26
- URL: https://robertsdisability.com/sixth-circuit-affirms-denial-of-long-covid-ltd-benefits-under-non-erisa-federal-reserve-plan-applying-arbitrary-and-capricious-review-borrowed-from-erisa-case-law/
- Categories: Blog, Long Term Disability

- Published: 2026-05-08
- Modified: 2026-06-26
- URL: https://robertsdisability.com/when-an-erisa-remand-means-starting-over-court-addresses-claim-deadlines-ime-obligations-and-attorneys-fees-after-procedural-default-by-insurer/
- Categories: Blog, Long Term Disability

- Published: 2026-05-04
- Modified: 2026-06-26
- URL: https://robertsdisability.com/district-of-maine-recommends-judgment-for-reliance-standard-concluding-claimant-could-perform-sedentary-claims-supervisor-occupation/
- Categories: Blog, Long Term Disability

- Published: 2026-05-02
- Modified: 2026-06-26
- URL: https://robertsdisability.com/court-finds-lina-abused-its-discretion-by-calculating-overtime-hours-at-base-pay-rate-rather-than-actual-regular-rate-used-by-employer/
- Categories: Blog, Long Term Disability

- Published: 2026-04-30
- Modified: 2026-06-26
- URL: https://robertsdisability.com/second-circuit-holds-that-erisa-plans-remic-regular-interest-certificates-represent-beneficial-interests-in-trust-and-are-equity-interests-under-dol-plan-asset-regulation-remands-for-conside/
- Categories: Blog, Fiduciaries, Pension Plans

- Published: 2026-04-30
- Modified: 2026-06-26
- URL: https://robertsdisability.com/w-d-wisconsin-awards-six-figures-in-attorneys-fees-following-reinstatement-of-ltd-benefits-for-internal-medicine-physician-finding-hartfords-termination-indefensible-under-its-own-policy/
- Categories: Attorney's Fees, Blog

- Published: 2026-04-29
- Modified: 2026-06-26
- URL: https://robertsdisability.com/reliance-standard-properly-offset-ltd-benefits-by-lump-sum-pension-despite-ira-rollover-montana-district-court-holds/
- Categories: Blog, Long Term Disability

- Published: 2026-04-28
- Modified: 2026-06-26
- URL: https://robertsdisability.com/provident-ordered-to-pay-ltd-benefits-back-to-2009-after-bench-trial-excuses-brain-cancer-survivors-12-year-late-notice/
- Categories: Blog, Long Term Disability

- Published: 2026-04-26
- Modified: 2026-06-26
- URL: https://robertsdisability.com/second-circuit-affirms-denial-of-post-judgment-accounting-and-discovery-in-long-running-cigna-pension-plan-class-action/
- Categories: Blog, Fiduciaries, Pension Plans

> Prepare for the LTD own occupation to any occupation transition with proven strategies to protect your benefits. Learn how insurers review claims, strengthen medical and vocational evidence, avoid common pitfalls, and respond if benefits are terminated.

- Published: 2026-04-23
- Modified: 2026-06-26
- URL: https://robertsdisability.com/how-do-i-protect-my-erisa-disability-claim-during-the-transition-from-own-occupation-to-any-occupation/
- Categories: Blog, ERISA, Long Term Disability

- Published: 2026-04-22
- Modified: 2026-06-26
- URL: https://robertsdisability.com/intent-to-appeal-is-not-an-appeal-s-d-texas-grants-summary-judgment-for-prudential-on-exhaustion-grounds/
- Categories: Blog, Long Term Disability

- Published: 2026-04-22
- Modified: 2026-06-26
- URL: https://robertsdisability.com/when-disability-benefits-and-disability-rights-collide-what-erisa-claimants-need-to-know-about-the-ada/
- Categories: Blog, Long Term Disability, Short Term Disability

- Published: 2026-04-20
- Modified: 2026-06-26
- URL: https://robertsdisability.com/ninth-circuit-affirms-denial-of-long-term-disability-benefits-where-independent-medical-review-process-diminished-weight-of-structural-conflict-of-interest/
- Categories: Blog, Long Term Disability
- Tags: Hartford LTD denial lawyers

- Published: 2026-04-18
- Modified: 2026-06-26
- URL: https://robertsdisability.com/fourth-circuit-holds-that-merrill-lynchs-wealthchoice-award-program-is-an-excepted-bonus-payment-plan-not-an-erisa-covered-employee-pension-benefit-plan/
- Categories: Blog, Executive Compensation, Pension Plans

- Published: 2026-04-17
- Modified: 2026-06-26
- URL: https://robertsdisability.com/eleventh-circuit-affirms-termination-of-long-term-disability-benefits-where-claimant-failed-to-provide-objective-medical-evidence-of-continued-inability-to-lift-fifty-pounds/
- Categories: Blog, Long Term Disability

- Published: 2026-04-15
- Modified: 2026-06-26
- URL: https://robertsdisability.com/how-do-i-transition-my-erisa-disability-claim-from-short-term-to-long-term-disability/
- Categories: Blog, Long Term Disability, Short Term Disability

- Published: 2026-04-15
- Modified: 2026-06-26
- URL: https://robertsdisability.com/why-is-my-long-term-disability-claim-taking-so-long/
- Categories: Blog, Long Term Disability

- Published: 2026-04-14
- Modified: 2026-06-26
- URL: https://robertsdisability.com/ninth-circuit-reverses-denial-of-health-benefits-finding-unitedhealthcare-abused-its-discretion-by-stonewalling-claimant-with-cookie-cutter-denial-letters-and-failing-to-produce-the-claim-file-for-ov/
- Categories: Blog, Health Insurance

- Published: 2026-04-10
- Modified: 2026-05-12
- URL: https://robertsdisability.com/can-insurance-companies-surveil-you-during-an-erisa-disability-claim/
- Categories: Blog, Long Term Disability

- Published: 2026-04-09
- Modified: 2026-06-26
- URL: https://robertsdisability.com/massachusetts-district-court-awards-ltd-benefits-to-claimant-with-dysautonomia-finding-insurer-failed-to-prove-mental-health-limitation-applied-under-but-for-causation-standard/
- Categories: Blog, Long Term Disability
- Tags: attorneys successful against united of omaha

- Published: 2026-04-08
- Modified: 2026-06-26
- URL: https://robertsdisability.com/sixth-circuit-holds-erisa-preempts-tennessee-pbm-laws-restricting-pharmacy-network-design-and-cost-sharing-arrangements/
- Categories: Blog, Fiduciaries

- Published: 2026-04-07
- Modified: 2026-06-26
- URL: https://robertsdisability.com/sun-life-defeats-ltd-claim-as-time-barred-how-a-policys-choice-of-law-clause-determined-the-limitations-period/
- Categories: Blog, Long Term Disability

- Published: 2026-04-06
- Modified: 2026-06-26
- URL: https://robertsdisability.com/unums-denial-of-ltd-benefits-for-cbs-news-producer-with-long-covid-survives-summary-judgment-but-so-does-her-claim/
- Categories: Blog, Long Term Disability
- Tags: Unum long term disability denial attorney

- Published: 2026-04-04
- Modified: 2026-06-26
- URL: https://robertsdisability.com/court-finds-cognitive-impairments-sufficient-to-satisfy-erisa-any-occupation-standard-despite-insurers-termination-of-long-term-disability-benefits/
- Categories: Blog, Long Term Disability
- Tags: disability attorneys successful against Lincoln National

- Published: 2026-04-04
- Modified: 2026-06-26
- URL: https://robertsdisability.com/sixth-circuit-holds-that-garmon-doctrine-bars-erisa-fiduciary-duty-claims-that-necessarily-depend-on-resolution-of-disputed-nlra-obligations/
- Categories: Blog, Fiduciaries

- Published: 2026-04-03
- Modified: 2026-06-26
- URL: https://robertsdisability.com/reliance-standard-prevails-in-physical-vs-mental-disability-dispute-after-ltd-claimants-treating-doctors-fail-to-connect-hormonal-deficits-to-disabling-symptoms/
- Categories: Blog, Long Term Disability
- Tags: Reliance Standard denied my long term disability claim

- Published: 2026-04-02
- Modified: 2026-06-26
- URL: https://robertsdisability.com/northern-district-of-texas-holds-plaintiff-failed-to-prove-eye-injury-was-sole-cause-of-vision-loss-upholds-denial-of-accidental-dismemberment-benefits/
- Categories: Accidental Death Benefits, Blog

- Published: 2026-04-01
- Modified: 2026-06-26
- URL: https://robertsdisability.com/insurers-own-evidence-dooms-benefit-termination-court-finds-claimant-disabled-under-any-occupation-standard-in-erisa-policy/
- Categories: Blog, Long Term Disability
- Tags: attorneys successful against First Reliance Standard Life Insurance Company

- Published: 2026-03-31
- Modified: 2026-06-26
- URL: https://robertsdisability.com/unums-termination-of-ltd-benefits-for-ms-claimant-reversed-after-11-year-payment-history/
- Categories: Blog, Long Term Disability
- Tags: attorneys successful against Unum

- Published: 2026-03-30
- Modified: 2026-06-26
- URL: https://robertsdisability.com/court-rules-hartford-can-recoup-long-term-disability-benefit-overpayment-after-disabled-widows-benefit-goes-unoffset-for-four-years/
- Categories: Blog, Long Term Disability
- Tags: Hartford long term disability claim attorney

- Published: 2026-03-28
- Modified: 2026-06-26
- URL: https://robertsdisability.com/when-hartford-says-remedies-exhausted-and-then-claims-you-didnt-exhaust-them/
- Categories: Blog, Long Term Disability

- Published: 2026-03-27
- Modified: 2026-06-26
- URL: https://robertsdisability.com/second-circuit-holds-rmbs-trust-certificates-but-not-notes-can-constitute-erisa-plan-assets/
- Categories: Blog, Fiduciaries, Pension Plans

- Published: 2026-03-27
- Modified: 2026-06-26
- URL: https://robertsdisability.com/ssa-disability-award-does-not-entitle-erisa-claimant-to-relief-from-adverse-judgment/
- Categories: Blog, Long Term Disability
- Tags: First Unum long term disability claim lawyer

- Published: 2026-03-26
- Modified: 2026-06-26
- URL: https://robertsdisability.com/court-awards-short-term-disability-benefits-against-intel-disability-plan-remands-long-term-disability-claim-after-finding-claims-administrator-abused-discretion-by-dismissing-treating-physicians-o/
- Categories: Blog, Fiduciaries, Long Term Disability, Short Term Disability

- Published: 2026-03-25
- Modified: 2026-06-26
- URL: https://robertsdisability.com/long-covid-ltd-claim-survives-summary-judgment-hartfords-flawed-tolling-calculation-triggers-erisa-deemed-exhaustion-rule/
- Categories: Blog, Long Term Disability
- Tags: attorneys successful against Hartford

- Published: 2026-03-22
- Modified: 2026-06-26
- URL: https://robertsdisability.com/district-of-idaho-denies-leave-to-add-new-york-life-as-defendant-in-erisa-disability-case-finding-proposed-amended-complaint-fails-to-plausibly-allege-control-over-benefits-determination/
- Categories: Blog, Long Term Disability

- Published: 2026-03-20
- Modified: 2026-06-26
- URL: https://robertsdisability.com/eleventh-circuit-affirms-dismissal-of-erisa-benefits-claim-for-failure-to-plausibly-allege-primary-coverage-but-remands-to-permit-amendment/
- Categories: Blog, Health Insurance

- Published: 2026-03-19
- Modified: 2026-06-26
- URL: https://robertsdisability.com/western-district-of-kentucky-upholds-rescission-of-supplemental-life-coverage-based-on-material-misrepresentation-in-evidence-of-insurability/
- Categories: Blog, Life Insurance

- Published: 2026-03-18
- Modified: 2026-06-26
- URL: https://robertsdisability.com/second-circuit-affirms-denial-of-long-term-disability-benefits-for-long-covid-claim-due-to-lack-of-objective-evidence-of-functional-impairment/
- Categories: Blog, Long Term Disability
- Tags: Unum long term disability attorneys

- Published: 2026-03-17
- Modified: 2026-06-26
- URL: https://robertsdisability.com/sixth-circuit-holds-erisas-actuarial-equivalence-requirement-bars-use-of-unreasonably-outdated-mortality-assumptions/
- Categories: Blog, Fiduciaries, Pension Plans

- Published: 2026-03-11
- Modified: 2026-06-26
- URL: https://robertsdisability.com/fourth-circuit-holds-erisa-%c2%a7-502a2-claims-in-defined-contribution-plans-are-individualized-and-cannot-be-certified-as-mandatory-classes/
- Categories: Blog, Pension Plans

- Published: 2026-03-11
- Modified: 2026-06-26
- URL: https://robertsdisability.com/northern-district-of-indiana-refuses-erisa-discovery-into-insurers-reviewing-physician-without-prima-facie-evidence-of-bias/
- Categories: Blog, Long Term Disability
- Tags: Lincoln National disability denial attorneys

- Published: 2026-03-10
- Modified: 2026-06-26
- URL: https://robertsdisability.com/district-of-connecticut-dismisses-erisa-%c2%a7-510-claim-against-google-holding-plaintiff-failed-to-plausibly-allege-termination-intended-to-prevent-erisa-benefits/
- Categories: Benefits Interference, Blog

- Published: 2026-03-05
- Modified: 2026-06-26
- URL: https://robertsdisability.com/third-circuit-holds-pension-funds-failure-to-demand-withdrawal-liability-as-soon-as-practicable-bars-recovery/
- Categories: Blog, Pension Plans

- Published: 2026-03-04
- Modified: 2026-06-26
- URL: https://robertsdisability.com/second-circuit-holds-plan-fiduciary-breached-duty-of-care-by-failing-to-provide-adequate-notice-of-lump-sum-election-during-plan-termination/
- Categories: Blog, Fiduciaries

- Published: 2026-03-04
- Modified: 2026-06-26
- URL: https://robertsdisability.com/fourth-circuit-affirms-termination-of-retiree-welfare-benefits-where-plan-reserved-right-to-amend-or-terminate/
- Categories: Blog, Fiduciaries, Health Insurance

- Published: 2026-03-03
- Modified: 2026-06-26
- URL: https://robertsdisability.com/fourth-circuit-finds-erisa-administrator-forfeits-deference-by-missing-appeal-deadline/
- Categories: Blog, Long Term Disability
- Tags: long term disability lawyer, Reliance Standard Life Insurance Company

- Published: 2026-02-28
- Modified: 2026-06-26
- URL: https://robertsdisability.com/fifth-circuit-affirms-abuse-of-discretion-review-and-denial-of-change-of-control-severance-benefits/
- Categories: Blog, Severance

- Published: 2026-02-27
- Modified: 2026-06-26
- URL: https://robertsdisability.com/district-of-arizona-holds-reliance-standard-abused-its-discretion-by-demanding-objective-proof-of-chronic-fatigue-and-failing-to-evaluate-the-record-as-a-whole/
- Categories: Blog, Long Term Disability
- Tags: Attorneys successful against Reliance Standard

- Published: 2026-02-26
- Modified: 2026-06-26
- URL: https://robertsdisability.com/central-district-of-california-affirms-termination-of-ltd-benefits-after-expiration-of-24-month-mental-disorder-limitation/
- Categories: Blog, Long Term Disability

- Published: 2026-02-25
- Modified: 2026-06-26
- URL: https://robertsdisability.com/western-district-of-michigan-holds-insured-disabled-from-own-occupation-due-to-intractable-headaches-but-not-from-any-gainful-occupation/
- Categories: Blog, Long Term Disability
- Tags: attorneys successful against Unum

- Published: 2026-02-24
- Modified: 2026-06-26
- URL: https://robertsdisability.com/pre-existing-condition-exclusion-bars-ltd-claim-based-on-prior-treatment-for-low-back-pain/
- Categories: Blog, Long Term Disability
- Tags: erisa disability lawyer, Lawyers against Principal Life Insurance Company

- Published: 2026-02-23
- Modified: 2026-06-26
- URL: https://robertsdisability.com/district-of-vermont-upholds-denial-of-disability-benefits-where-employee-alleged-long-covid-but-objective-evidence-did-not-support-disability-before-termination/
- Categories: Blog, Long Term Disability, Short Term Disability
- Tags: long covid disability claims

- Published: 2026-02-19
- Modified: 2026-06-26
- URL: https://robertsdisability.com/wisconsin-federal-court-finds-in-favor-of-erisa-long-term-disability-claimant-but-grants-insurer-right-to-recover-ssdi-overpayment/
- Categories: ERISA

- Published: 2026-02-19
- Modified: 2026-06-26
- URL: https://robertsdisability.com/second-circuit-rejects-pension-funds-double-counting-theory-and-eliminates-1-8-million-in-withdrawal-liability/
- Categories: Blog, Pension Plans

- Published: 2026-02-18
- Modified: 2026-06-26
- URL: https://robertsdisability.com/western-district-of-washington-dismisses-erisa-claims-challenging-aviation-exclusion-in-add-policy/
- Categories: Accidental Death Benefits, Blog

- Published: 2026-02-16
- Modified: 2026-06-29
- URL: https://robertsdisability.com/district-court-enforces-massachusetts-choice-of-law-clause-in-erisa-case-rejects-california-ban-on-discretionary-clauses/
- Categories: Blog, Long Term Disability
- Tags: Unum ERISA long term disability denial attorney

- Published: 2026-02-13
- Modified: 2026-06-29
- URL: https://robertsdisability.com/district-court-rejects-unums-boilerplate-discovery-objections-and-allows-limited-incentive-discovery-in-erisa-case-alleging-bad-faith/
- Categories: Blog, Long Term Disability

- Published: 2026-02-12
- Modified: 2026-06-29
- URL: https://robertsdisability.com/your-erisa-long-term-disability-claim-was-denied-should-you-handle-the-appeal-yourself/
- Categories: Blog, Long Term Disability
- Tags: ERISA disability lawyer near me

- Published: 2026-02-11
- Modified: 2026-06-29
- URL: https://robertsdisability.com/fifth-circuit-holds-plan-may-compel-arbitration-of-erisa-%c2%a7-502a2-claim-but-invalidates-representative-action-waiver/
- Categories: Blog, Fiduciaries, Pension Plans

- Published: 2026-02-07
- Modified: 2026-06-29
- URL: https://robertsdisability.com/second-circuit-affirms-denial-of-residential-mental-health-treatment-and-limits-reach-of-wit-under-arbitrary-and-capricious-review/
- Categories: Blog, Health Insurance

- Published: 2026-02-06
- Modified: 2026-06-29
- URL: https://robertsdisability.com/second-circuit-affirms-retirees-right-to-pursue-plan-reformation-and-litigate-representative-erisa-claims-despite-arbitration-agreement/
- Categories: Blog, Fiduciaries, Pension Plans

- Published: 2026-02-06
- Modified: 2026-06-29
- URL: https://robertsdisability.com/northern-district-of-california-vacates-prior-remedies-and-enters-sweeping-injunctive-relief-against-united-behavioral-health-for-fiduciary-breaches-in-guideline-development/
- Categories: Blog, Health Insurance



## City-State

> Roberts Disability Law, P.C. fights for clients with denied Long Term Disability Claims for Post-Lumbar Fusions and Discectomies. We can help you with your appeal.

- Published: 2026-06-10
- Modified: 2026-06-10
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-post-lumbar-fusion-discectomy/

> Roberts Disability Law, P.C. is a Walnut Creek Long Term Disability Attorney that helps clients challenge unfair insurance denials. We fight for your benefits.

- Published: 2026-06-10
- Modified: 2026-06-10
- URL: https://robertsdisability.com/citystate/walnut-creek-long-term-disability-attorney/

> Learn how to fight a denial of your Long Term Disability claim for Migraine-Associated Vertigo. Roberts Disability Law, P.C. can help you with your appeal.

- Published: 2026-05-14
- Modified: 2026-05-11
- URL: https://robertsdisability.com/citystate/migraine-associated-vertigo-and-long-term-disability-claims/

> Need help with a life insurance claim in San Francisco? Life insurance claims attorneys have the experience to guide you through the claims process and protect your interests.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/life-insurance-claims-attorney-san-francisco/

> If you've been denied a life insurance claim in San Francisco or need help filing a claim, experienced life insurance claims lawyers can help you navigate the legal process and fight for your rights.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-francisco-life-insurance-claims-lawyer/

> If you are having difficulty obtaining the long-term disability benefits that you need and deserve, you should reach out to a Palo Alto long-term disability lawyer for help as soon as possible.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/palo-alto-long-term-disability-lawyer/

> Many people have difficulty obtaining the long-term disability benefits they deserve when they cannot work. This can be stressful, but you can speak with a San Mateo long-term disability lawyer.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-mateo-long-term-disability-lawyer/

> Disability insurance claims often get denied for various reasons, and this can delay the benefits you need for financial support. Do not wait to consult with San Jose ERISA attorneys.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-jose-erisa-attorneys/

> When dealing with long term disabilities that prevent you from working, you need knowledgeable, professional legal representation to assist you in getting the benefits you are entitled to. Contact a San Jose long term disability lawyer at Roberts Disability Law, P.C. for experienced guidance today.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-jose-long-term-disability-lawyer-2/

> ERISA cases are notoriously complex. If you are having any trouble recovering your benefits, you need speak to an experienced San Mateo ERISA attorney who can protect your legal rights and financial interests.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-mateo-erisa-attorney/

> ERISA can complicate the insurance process and make it more challenging for employees to obtain the benefits they need. An ERISA lawyer near San Francisco can assist with the claim process.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/erisa-lawyer-near-san-francisco/

> An experienced ERISA attorney can help you get the benefits you deserve if your employer or an insurance company has acted wrongfully. Contact Roberts Disability Law, P.C. today to schedule a consultation with an Oakland ERISA lawyer.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/oakland-erisa-lawyer/

> Long-term disability benefits can be difficult to receive from insurance companies, and the claims process can be stressful. Always seek help from a long-term disability lawyer in Oakland.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyer-oakland/

> Are you having trouble obtaining the disability benefits you need due to a lasting disabling condition? Never wait to hire a long-term disability lawyer in San Jose to handle your claim.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyer-san-jose/

> Employees can run into many hurdles when they try to seek benefits under their ERISA benefits plans. If you are facing a roadblock and need help, contact San Francisco ERISA attorneys.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-francisco-erisa-attorneys/

> It is a sad fact, but many workers with long term disabilities have trouble obtaining the compensation that they are owed. To ensure that you can maximize your financial recovery, you should work with qualified San Mateo long term disability attorneys who has the skills and experienced needed to properly handle your case.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-mateo-long-term-disability-attorneys/

> Roberts Disability Law, P.C. is your trusted San Jose life insurance claims lawyer dedicated to helping clients resolve denied claims and secure rightful benefits with compassion.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/life-insurance-claims-lawyer-san-jose/

> Find help for your long term disability claim for Lyme disease. Roberts Disability Law, P.C. can help you appeal a denial and fight for your benefits. Contact us for a consultation.

- Published: 2026-05-12
- Modified: 2026-05-11
- URL: https://robertsdisability.com/citystate/lyme-disease-and-long-term-disability-claims/

> Need long term disability lawyers in Cupertino? Roberts Disability Law, P.C. helps with LTD claims, denials, appeals, and securing the benefits you deserve. Contact us for more information.

- Published: 2026-04-10
- Modified: 2026-04-08
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyers-cupertino/

> Need an ERISA attorney in Berkeley? Roberts Disability Law, P.C. helps with denied benefits, appeals, and navigating complex ERISA claims. Contact us today.

- Published: 2026-04-08
- Modified: 2026-04-08
- URL: https://robertsdisability.com/citystate/erisa-attorney-berkeley/

> ERISA attorney in Cupertino helping with denied disability and life insurance claims and appeals. Contact Roberts Disability Law, P.C. today.

- Published: 2026-02-28
- Modified: 2026-02-27
- URL: https://robertsdisability.com/citystate/cupertino-erisa-attorney/

> Long term disability attorneys in Santa Clara helping with ERISA claims, denied benefits, and disability appeals. Contact Roberts Disability Law, P.C. today.

- Published: 2026-02-25
- Modified: 2026-02-24
- URL: https://robertsdisability.com/citystate/santa-clara-long-term-disability-attorneys/

> Secure the benefits you deserve with a Fremont Long Term Disability Lawyer. Roberts Disability Law, P.C. provides empathetic legal guidance to help you navigate ERISA appeals and overturn claim denials. Reach out today to start fighting for your future.

- Published: 2026-02-08
- Modified: 2026-02-07
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyer-fremont/

> Get the legal help you need for Long Term Disability Claims for ALS. Roberts Disability Law, P.C. can help turn denials into approvals, fighting for the financial stability you deserve. Contact us for a consultation.

- Published: 2026-02-07
- Modified: 2026-02-07
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-als/

> If your long-term disability claim was denied, our Berkeley Long Term Disability Lawyer at Roberts Disability Law, P.C. can help. We fight to get you the benefits you deserve. Contact us today.

- Published: 2026-01-14
- Modified: 2026-01-09
- URL: https://robertsdisability.com/citystate/berkeley-long-term-disability-lawyer/

- Published: 2026-01-14
- Modified: 2026-01-14
- URL: https://robertsdisability.com/citystate/berkeley-ca/

> Get legal support for Ehlers-Danlos Syndrome long-term disability claims. Roberts Disability Law fights denials with appeals to secure the benefits you deserve.

- Published: 2026-01-09
- Modified: 2026-01-09
- URL: https://robertsdisability.com/citystate/ehlers-danlos-syndrome-and-long-term-disability-claims/

> Denied long-term disability claim for vision loss? Roberts Disability Law, P.C., turns denials into approvals. Get help today.

- Published: 2025-12-06
- Modified: 2025-12-04
- URL: https://robertsdisability.com/citystate/vision-loss-and-long-term-disability-claims/

> If you are facing a denial of your long-term disability claims for muscular dystrophy, Roberts Disability Law, P.C. can help. We fight wrongful denials and secure the benefits you deserve. Contact us for a consultation.

- Published: 2025-12-04
- Modified: 2025-12-04
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-muscular-dystrophy/

> If you are struggling with a long-term disability claim involving Lupus, Roberts Disability Law, P.C. can help you appeal denied claims and secure the benefits you deserve. Contact us today.

- Published: 2025-11-12
- Modified: 2025-11-10
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-involving-lupus/

> If your long-term disability claim for migraines has been denied, don't lose hope. Roberts Disability Law, P.C. can help you appeal and secure the benefits you deserve.

- Published: 2025-11-10
- Modified: 2025-11-10
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-migraines/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/san-francisco-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/colma-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/daly-city-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/belmont-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/san-bruno-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/half-moon-bay-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/san-mateo-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/foster-city-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/redwood-city-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/menlo-park-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/east-palo-alto-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/palo-alto-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/woodside-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/san-jose-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/mountain-view-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/oakland-ca/

> Get legal support for denied long-term disability claims related to diabetes. Roberts Disability Law helps you fight for the benefits you deserve. Contact us today.

- Published: 2025-10-07
- Modified: 2025-10-02
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-involving-diabetes/

> Fighting cancer and battling for long-term disability? Roberts Disability Law, P.C., helps cancer patients turn denied claims into approvals. Learn how we can support your fight for financial security.

- Published: 2025-10-02
- Modified: 2025-10-02
- URL: https://robertsdisability.com/citystate/cancer-and-long-term-disability-claims/

> Get help with Long Term Disability Claims for Multiple Sclerosis in Oakland. Roberts Disability Law provides compassionate legal support to secure the benefits you deserve.

- Published: 2025-09-10
- Modified: 2025-09-05
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-multiple-sclerosis/

> Struggling with a long-term disability claim for neuropathy in San Francisco? Roberts Disability Law, P.C. helps overturn denials and secure the benefits you deserve.

- Published: 2025-09-05
- Modified: 2025-09-05
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-neuropathy/

> Get help with Oakland long-term disability claims for Rheumatoid Arthritis. Roberts Disability Law, P.C., provides support to secure the benefits you deserve.

- Published: 2025-08-20
- Modified: 2025-08-17
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-rheumatoid-arthritis-ra/

> Get help with Oakland long-term disability claims for cardiovascular disease. Roberts Disability Law, P.C., provides personalized legal support to secure the benefits you deserve.

- Published: 2025-08-17
- Modified: 2025-08-17
- URL: https://robertsdisability.com/citystate/cardiovascular-disease-and-your-long-term-disability-claim/

- Published: 2025-07-30
- Modified: 2025-07-30
- URL: https://robertsdisability.com/citystate/chronic-fatigue-syndrome-your-long-term-disability-claim/

> The San Francisco Long Term Care Attorney at Roberts Disability Law, P.C., helps families appeal denials and secure the benefits they deserve. Contact a trusted long-term care attorney today.

- Published: 2025-07-07
- Modified: 2025-07-02
- URL: https://robertsdisability.com/citystate/long-term-care-attorney-san-francisco/

> The Palo Alto Severance Benefits Claims Lawyers at Roberts Disability Law, P.C. help you secure the severance benefits you deserve. Get in touch today.

- Published: 2025-07-06
- Modified: 2025-07-02
- URL: https://robertsdisability.com/citystate/severance-benefits-claims-lawyers-palo-alto/

> The San Mateo life insurance claim denial attorney at Roberts Disability Law, P.C. in San Mateo offers legal guidance to navigate complex denial appeals.

- Published: 2025-06-04
- Modified: 2025-06-04
- URL: https://robertsdisability.com/citystate/life-insurance-claim-denial-attorney-san-mateo/

> Denied a life insurance claim? Roberts Disability Law, P.C. helps families fight claim denials. Contact our experienced Palo Alto life insurance claims lawyer today.

- Published: 2025-05-07
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/life-insurance-claims-lawyer-palo-alto/

> Roberts Disability Law, P.C., led by San Jose ERISA lawyer Michelle Roberts, helps clients appeal ERISA claim denials and secure the benefits they deserve.

- Published: 2025-03-31
- Modified: 2025-03-31
- URL: https://robertsdisability.com/citystate/erisa-lawyer-san-jose/

> Get the guidance of trusted San Mateo Life Insurance Claims Attorneys at Roberts Disability Law, P.C. We provide professional and compassionate support for denied claims.

- Published: 2025-03-09
- Modified: 2025-03-05
- URL: https://robertsdisability.com/citystate/san-mateo-life-insurance-claims-attorneys/

> Get assistance with long-term care claims from a trusted Palo Alto Long Term Care Lawyer. Roberts Disability Law, P.C. is here to protect your rights and secure the benefits you deserve.

- Published: 2025-03-05
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/long-term-care-lawyer-palo-alto-2/

> Turn to Roberts Disability Law, P.C. for a reliable San Jose life insurance lawyer. We fight for your rights to owed benefits with care.

- Published: 2025-02-11
- Modified: 2025-02-06
- URL: https://robertsdisability.com/citystate/san-jose-life-insurance-lawyer/

> The San Mateo ERISA Attorney at Roberts Disability Law, P.C. provides legal assistance for denied ERISA claims, offering personalized representation and proven results.

- Published: 2025-02-10
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/erisa-attorney-san-mateo/

> Get professional and empathetic assistance with your long-term disability appeal from Roberts Disability Law, P.C., your trusted Palo Alto Long Term Disability Appeals Lawyer, dedicated to securing the benefits you deserve.

- Published: 2024-12-11
- Modified: 2024-12-06
- URL: https://robertsdisability.com/citystate/palo-alto-long-term-disability-appeals-lawyer/

> Trust Roberts Disability Law, P.C. as your Oakland LTD Appeals Lawyer. We provide compassionate legal support and help you secure your benefits.

- Published: 2024-11-11
- Modified: 2024-11-06
- URL: https://robertsdisability.com/citystate/oakland-ltd-appeals-lawyer/

> Life insurance claims can be daunting, but with Roberts Disability Law, P.C., your path to resolution becomes clearer. Led by our Bay Area Life Insurance Claims Attorney, we provide guidance to ensure you receive the benefits you're entitled to.

- Published: 2024-11-06
- Modified: 2024-11-06
- URL: https://robertsdisability.com/citystate/bay-area-life-insurance-claims-attorney/

> Roberts Disability Law, P.C. offers effective legal support for those facing long term disability claim denial, ensuring your rights are protected with compassionate guidance from our San Francisco LTD appeals attorneys.

- Published: 2024-10-14
- Modified: 2024-10-11
- URL: https://robertsdisability.com/citystate/san-francisco-ltd-appeals-attorney/

> At Roberts Disability Law, P.C., your trusted San Mateo ERISA Lawyer, we offer dedicated legal assistance to guide you through ERISA claims, ensuring you secure the benefits you deserve with empathetic and informed representation.

- Published: 2024-10-12
- Modified: 2026-02-11
- URL: https://robertsdisability.com/citystate/san-mateo-erisa-lawyer/

> Find a reliable San Francisco disability claims attorney at Roberts Disability Law, P.C. We are committed to securing the benefits you deserve.

- Published: 2024-09-09
- Modified: 2024-09-04
- URL: https://robertsdisability.com/citystate/disability-claims-attorney-san-francisco/

> Roberts Disability Law, P.C. is your trusted partner among San Francisco disability benefits lawyers, providing compassionate legal support and guidance in securing the disability benefits you deserve.

- Published: 2024-09-04
- Modified: 2024-09-04
- URL: https://robertsdisability.com/citystate/disability-benefits-lawyer-san-francisco/

> Struggling with a denied life insurance claim? Roberts Disability Law, P.C. provides experienced, empathetic, and efficient representation. Contact our life insurance claims attorneys for a consultation today.

- Published: 2024-08-14
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/life-insurance-claims-attorney-oakland/

> Roberts Disability Law, P.C. is a San Jose long term disability law firm dedicated to providing personalized legal support to disabled individuals and employees.

- Published: 2024-07-15
- Modified: 2026-03-31
- URL: https://robertsdisability.com/citystate/san-jose-long-term-disability-law-firm/

> Seek the assistance of the San Mateo long term disability attorneys at Roberts Disability Law, P.C., for guidance and representation in securing your benefits.

- Published: 2024-05-08
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/long-term-disability-attorneys-san-mateo/

> Seek the assistance of the experienced San Francisco life insurance lawyers at Roberts Disability Law, P.C. for professional and empathetic support.

- Published: 2024-04-10
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/life-insurance-claim-lawyers-san-francisco/

> Looking for experienced ERISA lawyers near San Francisco? Roberts Disability Law, P.C. offers professional and empathetic legal assistance. Contact us for a consultation.

- Published: 2024-03-12
- Modified: 2024-04-05
- URL: https://robertsdisability.com/citystate/erisa-lawyers-near-san-francisco-2/

> Roberts Disability Law, P.C., a San Francisco ERISA law firm, fights for the rights of individuals denied disability benefits. Contact us today for a case review.

- Published: 2024-01-09
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/erisa-law-firm-san-francisco/

> Our skilled long-term disability lawyers in Palo Alto can act on your behalf throughout the entire claims process and help you fight for the benefits you need to recover.

- Published: 2023-11-15
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyers-palo-alto/

> Denials of initial disability claims are highly common, as insurance companies can make the process difficult. If you receive a denial, call a San Francisco Long-term disability appeals lawyer right away.

- Published: 2023-10-21
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/san-francisco-long-term-disability-appeals-lawyer/

> Many people dealing with disabilities and losing their ability to work must then fight for their rightful insurance benefits from disability insurers. Never wait to seek help from a long-term disability attorney in Oakland.

- Published: 2023-10-17
- Modified: 2023-10-17
- URL: https://robertsdisability.com/citystate/long-term-disability-attorneys-oakland/

> A long-term disability claim can be a challenging path to walk alone. With the Oakland long-term disability attorneys at Roberts Disability Law, Oakland residents find a steadfast partner. From understanding ERISA to crafting a tailored legal strategy, our attorneys are committed to securing your rightful benefits.

- Published: 2023-07-01
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/oakland-long-term-disability-attorney/

> A San Jose long-term disability attorney, can help you understand the claims process and offer legal representation throughout the entire process. They can help you obtain and submit medical records, understand the terms of your specific policy, and negotiate with the insurance company to maximize benefits received.

- Published: 2023-06-05
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/san-jose-long-term-disability-attorneys/

> If you need to file or appeal a disability, AD&D, or life insurance claim under an employer-sponsored policy, you want to have an ERISA attorney in San Jose on your side from the very start.

- Published: 2023-02-15
- Modified: 2023-02-13
- URL: https://robertsdisability.com/citystate/erisa_attorney_san_jose/

> Too many people already struggling with a disability also then struggle to get the LTD insurance benefits they deserve. Relieve your stress by calling a long-term disability law firm in San Francisco.

- Published: 2023-01-30
- Modified: 2023-01-28
- URL: https://robertsdisability.com/citystate/long-term-disability-law-firm-san-francisco/

> Whether a person is able to collect long-term disability benefits depends on a series of factors, including the plan’s definition of disability and the procedural requirements necessary to file a claim. To ensure that your claim is filed correctly and on time, please contact Roberts Disability Law, P.C. today.

- Published: 2022-12-17
- Modified: 2022-12-13
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyer-near-me/

> Life insurance claims do not always go as they should, and many grieving families must deal with denials and appeals. Always consult with Oakland life insurance claims attorneys for help.

- Published: 2022-11-21
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/oakland-life-insurance-claims-attorneys/

> Applying for long-term disability benefits is often challenging, and you might need to appeal a denial of your initial claim. Always seek help from a San Francisco long-term disability attorney.

- Published: 2022-10-31
- Modified: 2022-10-26
- URL: https://robertsdisability.com/citystate/san-francisco-long-term-disability-attorney/

> Are you seeking benefits because you cannot work due to a temporary disability? The process is complicated, and you should consult with a short-term disability lawyer in San Francisco, CA.

- Published: 2022-08-30
- Modified: 2022-08-27
- URL: https://robertsdisability.com/citystate/short-term-disability-lawyer-san-francisco-ca/

> Many people face obstacles and denials when seeking disability benefits from an ERISA-governed policy. Never hesitate to seek help from a long-term disability lawyer in San Francisco.

- Published: 2022-07-27
- Modified: 2022-08-10
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyers-san-francisco/

> Many people have difficulty obtaining life insurance benefits they deserve during an already challenging time. Let a life insurance claims attorney in San Jose assist with the claim process.

- Published: 2022-07-22
- Modified: 2022-07-22
- URL: https://robertsdisability.com/citystate/life-insurance-claims-attorney-san-jose/

> Many people struggle to get claims for disability benefits granted. You can increase your chances of a positive outcome by calling a San Francisco long-term disability insurance attorney for assistance.

- Published: 2022-06-16
- Modified: 2022-06-16
- URL: https://robertsdisability.com/citystate/san-francisco-long-term-disability-insurance-lawyer/

> Many people struggle with the process of obtaining the disability benefits they need. Never hesitate to learn the many ways that a long-term disability insurance attorney in Oakland can help.

- Published: 2022-06-16
- Modified: 2023-09-26
- URL: https://robertsdisability.com/citystate/long-term-disability-insurance-lawyer-in-oakland/

> ERISA-governed benefit plans can result in legal conflicts and leaving employees without the benefits they need and deserve. Anyone with concerns should consult with a San Jose ERISA lawyer.

- Published: 2022-04-08
- Modified: 2026-02-11
- URL: https://robertsdisability.com/citystate/san-jose-erisa-lawyer/

> Insurance companies can be difficult when you need your benefits the most. If you have an ERISA insurance claim and run into obstacles, seek the assistance you need from an Oakland ERISA lawyer.

- Published: 2022-02-18
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/erisa-lawyer-oakland/

> There can be many complications when it comes to receiving your long-term disability benefits, and it helps to have the right legal assistance. Call San Jose long-term disability attorneys today.

- Published: 2021-12-14
- Modified: 2021-12-09
- URL: https://robertsdisability.com/citystate/san-jose-long-term-disability-attorney/

> If you need assistance filing a long-term disability insurance claim, or you already had a claim be denied, you should seek legal guidance from experienced Bay Area ERISA attorneys today.

- Published: 2021-12-14
- Modified: 2021-12-09
- URL: https://robertsdisability.com/citystate/bay-area-erisa-lawyers/

> There are many different issues that can arise if you need to file an ERISA-governed disability insurance claim. Protect your finances with help from an ERISA attorney near San Francisco.

- Published: 2021-10-21
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/erisa-attorneys-near-san-francisco/

> Filing insurance claims under employer-provided policies can be challenging, and the law might even favor the insurance company. Learn how ERISA lawyers in San Francisco can help.

- Published: 2021-07-25
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/erisa-lawyers-san-francisco/

> Too many ERISA disability claims end up in delays, denial, or even bad faith actions by insurance companies. Never wait to seek assistance from a dedicated ERISA lawyer in Palo Alto.

- Published: 2021-07-25
- Modified: 2026-02-11
- URL: https://robertsdisability.com/citystate/erisa-lawyer-palo-alto/

> Long term disability benefits serve as a much needed lifeline during a period of financial vulnerability. A disability denial is stressful and frustrating. At Roberts Disability Law, P.C., our Silicon Valley LTD appeal lawyers work tirelessly to help people maximize their disability benefits.

- Published: 2021-06-23
- Modified: 2021-06-23
- URL: https://robertsdisability.com/citystate/ltd-appeals-attorney-silicon-valley/

> ERISA is a challenging federal law. Insurers know how to tilt the process in their own favor. At Roberts Disability Law, P.C., our Belmont, CA ERISA attorneys are standing by, ready to fight for the financial support that you and your family deserve.

- Published: 2021-05-06
- Modified: 2026-02-11
- URL: https://robertsdisability.com/citystate/belmont-erisa-lawyer/

> Disability insurance exists to ensure that people and families have support during their time of need. Unfortunately, big insurance companies are not always willing to step up and pay out benefits. At Roberts Disability Law, P.C., our Bay Area LTD lawyers can help you get the benefits you deserve.

- Published: 2021-05-06
- Modified: 2021-05-06
- URL: https://robertsdisability.com/citystate/long-term-disability-denial-lawyer-bay-area/