Latest Blog Posts
Eleventh Circuit Rejects Reliance Standard’s Broad Interpretation of Preexisting Condition Exclusion
In Johnson v. Reliance Standard Life Insurance Company, No. 23-13443, ---F.4th----, 2025 WL 3251015 (11th Cir. Nov. 21, 2025), a significant decision limiting insurers’ ability to deny early-term disability claims based…
Second Circuit Affirms Dismissal of Fiduciary-Breach Claims Over High-Risk Investment Strategy
In Carlisle v. The Board of Trustees of The American Federation of The New York State Teamsters Conference Pension and Retirement Fund, et al., No. 25-511-CV, 2025 WL 3251154 (2d…
Long COVID and ERISA Disability Claims: Emerging Themes and Guidance for Claimants
Long COVID continues to challenge courts, insurers, and claimants, creating unique complexities in ERISA long-term disability (LTD) claims. With symptoms like fatigue, cognitive dysfunction, post-exertional malaise (PEM), dysautonomia, and neurological…
Ninth Circuit Orders Reconsideration of ACA Challenge to Gender-Affirming Care Exclusions
In Pritchard on behalf of C.P. v. Blue Cross Blue Shield of Illinois, No. 23-4331, ---F.4th----, 2025 WL 3202338 (9th Cir. Nov. 17, 2025), the Ninth Circuit vacated the district…
Central District of California Grants LTD Benefits After Finding MetLife Ignored Credible Medical Evidence of Long-Haul COVID Disability
In Baltes v. Metropolitan Life Insurance Co., Case 2:23-cv-07404-MRA-JPR, ---F.Supp.3d---, 2025 WL 3199464 (C.D. Cal. Nov. 12, 2025), the U.S. District Court for the Central District of California granted judgment…
Utah Federal Court Allows Limited Discovery into MetLife’s Conflict of Interest in AD&D Denial
In Kramer v. Metropolitan Life Insurance Company, No. 2:25-cv-00327, 2025 WL 3171499 (D. Utah Nov. 13, 2025), the U.S. District Court for the District of Utah granted plaintiffs’ request for…
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