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First Circuit Affirms Insurer’s Discretion in Terminating Long-Term Disability Benefits

In Bernitz v. USAble Life, No. 24-1598, ---F.4th----, 2025 WL 2463092 (1st Cir. Aug. 27, 2025), a dispute over the payment of long-term disability benefits, the First Circuit sided with…

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ERISA Settlement Enforced, Fees Awarded—Even After the Client Tried to Back Out

When life insurance proceeds are on the line, it’s tempting to rethink a settlement after feeling burned—but courts don’t cater to second thoughts. In Bennett v. The Prudential Insurance Co.…

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Eleventh Circuit Affirms Liability for Breach of Top Hat Plan Terms Where Lump-Sum Payouts Reduced Promised Lifetime Annuities

In Hoak v. Ledford, No. 24-12148, ---F.4th----, 2025 WL 2450919 (11th Cir. Aug. 26, 2025) (Before: Jordan and Newsom, Circuit Judges, and Honeywell, District Judge), the Eleventh Circuit addressed whether…

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Federal Court Finds ERISA Preemption Bars Retiree’s State-Law Claims Over Lost Benefits

In Quinn v. Southern California Edison Company, at al., No. 2:25-CV-02624-ODW (KSX), 2025 WL 2432658 (C.D. Cal. Aug. 22, 2025), the U.S. District Court for the Central District of California…

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District Court Upholds Hartford’s Termination of Long-Term Disability Benefits Despite Social Security Award

In Engweiler v. Howmet Aerospace Inc., No. 1:24-CV-975, 2025 WL 2318464 (W.D. Mich. Aug. 12, 2025), the U.S. District Court for the Western District of Michigan upheld Hartford Life and…

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Eleventh Circuit Rejects Former NFL Player’s ERISA Claim for Untimeliness and Lack of Plausible Allegations

In Ahanotu v. The Retirement Board of Bert Bell/Pete Rozelle NFL Player Retirement Plan, No. 24-11442, 2025 WL 2427591, the Eleventh Circuit affirmed the dismissal of former NFL player Chidi…

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