Western District of Washington Dismisses ERISA Claims Challenging Aviation Exclusion in AD&D Policy
Western District of Washington Dismisses ERISA Claims Challenging Aviation Exclusion in AD&D Policy
In Aloff v. The Prudential Insurance Company of America et al., No. 3:25-CV-05834-DGE, 2026 WL 445565 (W.D. Wash. Feb. 17, 2026), the U.S. District Court for the Western District of…
District Court Enforces Massachusetts Choice-of-Law Clause in ERISA Case, Rejects California Ban on Discretionary Clauses
In Hildebrandt v. Unum Life Insurance Company of America, No. 8:23-CV-02297-ODW (JDEX), 2026 WL 413748 (C.D. Cal. Feb. 13, 2026), the Central District of California enforced a Massachusetts choice-of-law provision…
District Court Rejects Unum’s Boilerplate Discovery Objections and Allows Limited Incentive Discovery in ERISA Case Alleging Bad Faith
In Schaefer v. Unum Life Insurance Company of America, No. 4:24-CV-00590, 2026 WL 396445 (M.D. Pa. Feb. 12, 2026), the U.S. District Court for the Middle District of Pennsylvania addressed…
Your ERISA Long-Term Disability Claim Was Denied. Should You Handle the Appeal Yourself?
When an ERISA long-term disability (LTD) claim is denied, most people assume the insurance company simply needs more information. They think: “I’ll just send updated records.” “My doctor can write…
Fifth Circuit Holds Plan May Compel Arbitration of ERISA § 502(a)(2) Claim but Invalidates Representative-Action Waiver
In Parrott v. International Bancshares Corporation, et al., No. 25-50367, ---F.4th----, 2026 WL 364324 (5th Cir. Feb. 10, 2026), the Fifth Circuit addressed whether an ERISA plan can compel arbitration…
Second Circuit Affirms Denial of Residential Mental Health Treatment and Limits Reach of Wit Under Arbitrary-and-Capricious Review
In Savage v. Rabobank Med. Plan, No. 24-2759-CV, 2026 WL 303600 (2d Cir. Feb. 5, 2026), the Second Circuit affirmed summary judgment in favor of an ERISA medical plan, holding…
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