Oakland Accidental Death Lawyers

When a loved one dies in an accident, the results can be devastating. At Roberts Disability Law, P.C., we know that while no amount of manage can make up for your losses, life insurance benefits can provide you the financial means to recover. Unfortunately, the insurance company involved may attempt to downplay or deny your claim. When this happen, our Oakland accidental death attorneys are here to provide the professional legal representation you need to assist you in getting the benefits you are entitled to.   

Reasons Your Accidental Death Claim May Be Denied

In the event a loved one passes due to accidental causes, employee life insurance plans are often in place to help their survivors. While these benefits are meant to help provide for your losses, families and beneficiaries are often surprised when the insurer denies their claim. They may attempt to contest the terms of the policy and any payments made, or they may dispute the manner in which your loved one passed. The California Insurance Code allows insurers to refuse to cover certain types of accidents or willful conduct that results in death. These exclusions include the following:  

• Self-destructive and suicidal acts;
• Alcohol or drug-related accidents;
• Accidents resulting from dangerous activities, such as skydiving or mountain climbing;
• Deaths due to preexisting conditions not covered by the policy;
• Medical errors and mistakes resulting in death.  

How Our Oakland, CA Accidental Death Attorneys Can Help

When you are being deprived life insurance benefits you are entitled to, our experienced Oakland accidental death attorneys are here to help. At Roberts Disability Law, P.C., ways in which we can help defend your claim include the following:

• Filing An Appeal: We can help appeal your insurer’s decision by thoroughly investigating the circumstances leading to your loved one’s death, collecting valuable evidence and medical records, and presenting a strong case on your behalf.  
• Using ERISA Law In Your Favor: Under the Employee Retirement Income Security Act of 1974 (ERISA), state laws governing employee insurance plan benefits are preempted in favor of federal laws, which could help bring about a more successful outcome to your case. Rather than being subjected to insurance companies who are out for their own interests, your claim could be heard before an ERISA impartial review court.   

Reach Out to Us for Representation

If you have a loved one who died as the result of an accident and are considering filing a claim, or if your accidental death benefit claim has been denied, contact Roberts Disability Law, P.C. today. Providing the professional, experienced legal representation you need to get the benefits you are entitled to, we can help; call or contact our Oakland accidental death attorneys online today to discuss your case.