If you’ve been denied long-term disability benefits, we understand how disheartening and overwhelming it can feel. These benefits are often a lifeline during a critical time, and having them withheld can leave you uncertain about your future. At Roberts Disability Law, P.C., we are deeply committed to guiding individuals in Palo Alto through this difficult process with empathy. You shouldn’t have to face powerful insurance companies alone—we are here to fight for you and ensure you get the benefits you rightfully deserve.

Understanding Your Long-Term Disability Appeal

When an insurance company denies your claim, you might feel like the odds are stacked against you. The appeals process is often complex and time-sensitive, but it’s far from hopeless. A benefit denial is not the end of the road. At Roberts Disability Law, P.C., we help clients reclaim what they’re entitled to by building effective, evidence-supported appeals. With years of experience handling long-term disability appeals, we know how to challenge even the largest insurance providers and achieve results for our clients.

The Steps in the Appeals Process

Navigating a long-term disability appeal involves several meticulous steps, and having the right legal advocate on your side is crucial at every stage. Here’s how we help you:

1. Analyzing Your Denial Letter:

The initial step is to thoroughly review the denial letter issued by the insurance company. This document typically explains the reasons behind the denial, which we use as a foundation to craft a compelling response.

2. Requesting the Claim File:

We obtain a complete copy of your claim file from the insurance company. This file includes all the evidence and information they used to make their decision—and is the basis for uncovering any gaps, inconsistencies, or misrepresentations.

3. Gathering Critical Evidence:

A successful appeal requires strong, indisputable evidence. We work closely with you to collect medical records, obtain detailed assessments from healthcare providers, address surveillance evidence, and even organize independent medical or vocational evaluations when necessary.

4. Preparing the Written Appeal:

Our team combines all the gathered evidence into a comprehensive, persuasive appeal letter. We ensure your appeal addresses every issue raised by the insurance company, presenting the strongest possible case for why your benefits should be reinstated.

5. Pursuing Legal Action (if needed):

While the majority of appeals are successfully resolved before litigation becomes necessary, we are fully prepared to take your case to federal court if required. We have extensive experience in these cases, making us formidable advocates in both settlements and trials.

Why Choose Roberts Disability Law, P.C.?

Roberts Disability Law, P.C. has a proven track record of helping clients in Palo Alto and beyond recover their long-term disability benefits. Led by attorney Michelle Roberts, our dedicated team understands long-term disability and ERISA-related disputes. Michelle’s personal mission to help individuals with disabilities, shaped by her own experiences, means we approach every case with determination and compassion.

Clients we’ve worked with describe us as professional, empathetic, and relentless in our efforts. Whether it’s securing benefits for a client with a chronic health condition or standing up to a major insurance company in court, our goal is always the same—to win the benefits you deserve while providing the steadfast support you need during this challenging time.

Contact Us Today for Help

If you’ve received a denial letter or need help navigating your long-term disability claim, don’t wait—contact Roberts Disability Law, P.C. today for a consultation. Let us take the burden off your shoulders so you can focus on what matters most—your health and recovery.