Latest Blog Posts
District Court Enforces AD&D Policy’s 365-Day Loss Requirement, Dismissing ERISA Denial-of-Benefits Claim
In Camardelle v. Metropolitan Life Insurance Company, No. CV 25-1382, 2025 WL 3687691 (E.D. La. Dec. 19, 2025), the Eastern District of Louisiana dismissed an ERISA denial-of-benefits lawsuit at the…
California District Court Rejects ERISA Preemption for “Voluntary” Executive Disability Coverage Marketed Through Employer
A recent decision out of the Central District of California is a helpful reminder that insurers do not get to “ERISA-wash” a claim simply because coverage was offered to employees…
Fifth Circuit Holds ERISA Fiduciary Claims Seeking Monetary Relief Are Equitable and Not Subject to Arbitration
In Aramark Servs., Inc. Grp. Health Plan v. Aetna Life Ins. Co., No. 24-40323, ---F.4th----, 2025 WL 3676864 (5th Cir. Dec. 18, 2025), the Fifth Circuit affirmed the denial of…
Fifth Circuit Holds ERISA Fee Awards Require Actual Merits Relief, Not “Moral Victories”
In Cloud v. Bert Bell/Pete Rozelle NFL Player Ret. Plan, No. 25-10337, ---F. 4th----, 2025 WL 3673303 (5th Cir. Dec. 18, 2025), the Fifth Circuit reversed an award of more…
SDNY Holds Discovery Limited to Administrative Record for Federal Reserve LTD Plan Governed by State Contract Law
In Taylor v. The Long Term Disability Income Plan for Employees of the Federal Reserve System, et al, No. 25 CIV. 01134 (LLS), 2025 WL 3640397 (S.D.N.Y. Dec. 16, 2025),…
Standard of Review Proves Decisive as Court Affirms Unum’s Termination of Long-Term Disability Benefits
In Cunha v. Unum Life Insurance Company of America, No. CIV-24-514-R, 2025 WL 3640392 (W.D. Okla. Dec. 16, 2025), the U.S. District Court for the Western District of Oklahoma upheld…
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