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Court Upholds Hartford’s Denial of Accidental Death Benefits After Employee’s Termination

In Estate of Sydney Green v. Hartford Life & Accident Insurance Co., No. 24-CV-1910-ABA, 2025 WL 2986815 (D. Md. Oct. 23, 2025), the United States District Court for the District…

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Court Rejects Guardian’s Attempt to End ERISA Disability Lawsuit Early

In Rose v. Guardian Life Ins. Co. of Am., No. 8:25-CV-03866-DCC, 2025 WL 2972236 (D.S.C. Oct. 21, 2025), the United States District Court for the District of South Carolina issued…

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Court Allows Hartford to Pursue Summary Judgment on Exhaustion Grounds in Long-Term Disability Case

In Lucas v. Hartford Life and Accident Insurance Company, No. 24-CV-7561 (VEC), 2025 WL 2961561 (S.D.N.Y. Oct. 20, 2025), the U.S. District Court for the Southern District of New York…

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When Is a Late ERISA Disability Claim Still Timely? Understanding the Three-Year Contractual Limitations Rule.

When a disability claim is denied as “too late,” many claimants assume they’ve lost their chance to obtain benefits. But as more recent court decisions show, the law provides more…

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Court Allows Plaintiff to Pursue Both ERISA Benefit Denial and Fiduciary Duty Claims Against MetLife

In Salhoub v. Metropolitan Life Insurance Company, No. CV 25-2196-KHV, 2025 WL 2938995 (D. Kan. Oct. 16, 2025), the United States District Court for the District of Kansas denied MetLife’s…

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Eleventh Circuit Reaffirms Strict ERISA Exhaustion Requirement for Fiduciary-Breach Claims

In Bolton v. Inland Fresh Seafood Corp. of Am., Inc., No. 24-10084, ---F.4th----, 2025 WL 2924493 (11th Cir. Oct. 15, 2025), the Eleventh Circuit affirmed dismissal of a class action…

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