Ninth Circuit Affirms Denial of Long-Term Disability Benefits Where Independent Medical Review Process Diminished Weight of Structural Conflict of Interest
Ninth Circuit Affirms Denial of Long-Term Disability Benefits Where Independent Medical Review Process Diminished Weight of Structural Conflict of Interest
In Wallace v. Hartford Life and Accident Insurance Company, No. 25-2716, 2026 WL 1046667 (9th Cir. Apr. 17, 2026), a memorandum disposition, the Ninth Circuit affirmed the district court’s summary…
Fourth Circuit Holds That Merrill Lynch’s WealthChoice Award Program Is an Excepted Bonus Payment Plan, Not an ERISA-Covered Employee Pension Benefit Plan
In Milligan v. Merrill Lynch, Pierce, Fenner & Smith, Inc., No. 25-1385, --- F.4th ----, 2026 WL 1041935 (4th Cir. Apr. 17, 2026), the Fourth Circuit affirmed a district court's…
Eleventh Circuit Affirms Termination of Long-Term Disability Benefits Where Claimant Failed to Provide Objective Medical Evidence of Continued Inability to Lift Fifty Pounds
In Dunham-Zemberi v. Lincoln Life Assurance Company of Boston, No. 22-13316, Not Reported in Fed. Rptr., 2026 WL 1031851 (11th Cir. Apr. 16, 2026), the Eleventh affirmed Lincoln Life Assurance…
How Do I Transition My ERISA Disability Claim from Short-Term to Long-Term Disability?
How Do I Transition My ERISA Disability Claim from Short-Term to Long-Term Disability? Summary Answer ▸ STD approval does not guarantee LTD approval — the two plans often have different…
Why Is My Long-Term Disability Claim Taking So Long?
Waiting for a decision on a long-term disability (LTD) claim can be stressful — especially when you are dealing with a serious health condition and counting on that income. Unfortunately,…
Ninth Circuit Reverses Denial of Health Benefits, Finding UnitedHealthcare Abused Its Discretion by Stonewalling Claimant with Cookie-Cutter Denial Letters and Failing to Produce the Claim File for Over Three Years
In Campbell v. UnitedHealthcare Insurance Co., No. 24-5736, No. 25-758, 2026 WL 982848 (9th Cir. Apr. 13, 2026), a Ninth Circuit panel composed of Circuit Judges Tallman, VanDyke, and Tung…
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