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ERISA AD&D Denial Survives Exhaustion Challenge: Michigan Court Holds Plan Document, Not the SPD, Controls Claims Procedures

ERISA AD&D Denial Survives Exhaustion Challenge: Michigan Court Holds Plan Document, Not the SPD, Controls Claims Procedures

In Strong v. Metropolitan Life Insurance Co., No. 25-12693, 2026 WL 1971254 (E.D. Mich. July 8, 2026), United States District Judge F. Kay Behm resolved two preliminary matters in an…

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Did an ERISA Forum-Selection Clause Send This AD&D Benefits Dispute to Another Court? A Georgia District Court Says Yes.

In Hughes v. Truist Bank, Inc., No. 1:25-cv-04667-SDG, 2026 WL 1849942 (N.D. Ga. June 26, 2026), United States District Judge Steven D. Grimberg granted a motion to transfer an ERISA…

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Eighth Circuit Upholds AD&D Denial, Holding Home Dialysis Treatment Contributed to Insured’s Death Within the Plan’s Illness-Treatment Exclusion

In Kleinsteuber v. Metropolitan Life Insurance Company, --- F.4th ----, 2026 WL 1502873 (8th Cir. May 29, 2026), the Eighth Circuit affirmed summary judgment for Metropolitan Life Insurance Company (“MetLife”),…

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Utah Federal Court Grants Partial Discovery in Accidental Death Benefits Dispute, Requires Supplementation of Administrative Record

In Mayor v. Metropolitan Life Insurance Company, No. 1:25-cv-00012, 2026 WL 1339911 (D. Utah May 14, 2026), a Utah federal magistrate judge granted in part and denied in part a…

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Eighth Circuit Affirms AD&D Denial Where Anticoagulant “Contributed To” Fatal Subdural Hematoma

In Beard v. Lincoln Nat’l Life Ins. Co., No. 25-2950, 2026 WL 1279959 (8th Cir. May 11, 2026), the Eighth Circuit affirmed judgment on the administrative record for Lincoln National…

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Northern District of Texas Holds Plaintiff Failed to Prove Eye Injury Was Sole Cause of Vision Loss, Upholds Denial of Accidental Dismemberment Benefits

In Langley v. Metropolitan Life Insurance Co., No. 3:24-CV-2832-K, 2026 WL 865736 (N.D. Tex. Mar. 30, 2026), a Southwest Airlines aircraft inspector sought accidental dismemberment benefits after losing vision in…

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