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Eighth Circuit Affirms AD&D Denial Where Anticoagulant “Contributed To” Fatal Subdural Hematoma

Eighth Circuit Affirms AD&D Denial Where Anticoagulant “Contributed To” Fatal Subdural Hematoma

In Beard v. Lincoln Nat’l Life Ins. Co., No. 25-2950, 2026 WL 1279959 (8th Cir. May 11, 2026), the Eighth Circuit affirmed judgment on the administrative record for Lincoln National…

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Northern District of Texas Holds Plaintiff Failed to Prove Eye Injury Was Sole Cause of Vision Loss, Upholds Denial of Accidental Dismemberment Benefits

In Langley v. Metropolitan Life Insurance Co., No. 3:24-CV-2832-K, 2026 WL 865736 (N.D. Tex. Mar. 30, 2026), a Southwest Airlines aircraft inspector sought accidental dismemberment benefits after losing vision in…

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Western District of Washington Dismisses ERISA Claims Challenging Aviation Exclusion in AD&D Policy

In Aloff v. The Prudential Insurance Company of America et al., No. 3:25-CV-05834-DGE, 2026 WL 445565 (W.D. Wash. Feb. 17, 2026), the U.S. District Court for the Western District of…

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District Court Enforces AD&D Policy’s 365-Day Loss Requirement, Dismissing ERISA Denial-of-Benefits Claim

In Camardelle v. Metropolitan Life Insurance Company, No. CV 25-1382, 2025 WL 3687691 (E.D. La. Dec. 19, 2025), the Eastern District of Louisiana dismissed an ERISA denial-of-benefits lawsuit at the…

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Utah Federal Court Allows Limited Discovery into MetLife’s Conflict of Interest in AD&D Denial

In Kramer v. Metropolitan Life Insurance Company, No. 2:25-cv-00327, 2025 WL 3171499 (D. Utah Nov. 13, 2025), the U.S. District Court for the District of Utah granted plaintiffs’ request for…

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Court Upholds Hartford’s Denial of Accidental Death Benefits After Employee’s Termination

In Estate of Sydney Green v. Hartford Life & Accident Insurance Co., No. 24-CV-1910-ABA, 2025 WL 2986815 (D. Md. Oct. 23, 2025), the United States District Court for the District…

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