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When Dependent Life Coverage Ends at Divorce: Court Dismisses ERISA Benefits and Fiduciary-Breach Claims Despite an Employer’s Admitted Mistake

When Dependent Life Coverage Ends at Divorce: Court Dismisses ERISA Benefits and Fiduciary-Breach Claims Despite an Employer’s Admitted Mistake

In Wright v. Hartford Life and Accident Insurance Company, No. 3:25-CV-297-CHB, 2026 WL 2925146 (W.D. Ky. Sept. 29, 2026), a Kentucky federal court granted motions to dismiss both the ERISA…

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ERISA Surcharge Against an Employer-Fiduciary: New Mexico District Court Lets a Lapsed Group Life Insurance Claim Proceed

In Vigil v. Taos Ski Valley, Inc., No. 1:25-cv-01323-KWR-JFR, 2026 WL 2883448 (D.N.M. Sept. 25, 2026), United States District Judge Kea W. Riggs denied an employer's motion for judgment on…

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When an ERISA Beneficiary Change by Phone Call Fails: N.D. Alabama Enforces the Plan’s Written-Designation Requirement and Voids a Bigamous Marriage

In Metropolitan Life Insurance Company v. Williams, No. 4:24-cv-00357-CLM, 2026 WL 2569485 (N.D. Ala. Aug. 31, 2026), an ERISA interpleader case over a General Motors life insurance policy, District Judge…

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Third Circuit Affirms Dismissal of Life Insurance Claim Against Employer-Plan Administrator, Holding Only the Entity Controlling Benefit Determinations Is a Proper Defendant Under ERISA

In Justman v. Accenture LLP, --- F.4th ----, No. 25-2084, 2026 WL 1742110 (3d Cir. June 17, 2026), Plaintiff Justman, individually and as executor of the estate of his late…

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Intent Is Not Enough: Kentucky Federal Court Holds ERISA Life Insurance Benefits Go to Named Beneficiary Absent Substantial Compliance With a Change

In Unum Life Insurance Co. of America v. Crane, No. 5:24-CV-00230-MAS, 2026 WL 1706791 (E.D. Ky. June 12, 2026), United States Magistrate Judge Matthew A. Stinnett granted summary judgment to…

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When a Phone Call Beats the Plan’s Writing Requirement: A Louisiana Court Applies Substantial Compliance to Uphold a Telephonic ERISA Beneficiary Change

In Adams v. Metropolitan Life Insurance Company, No. 24-668-SDD-RLB, 2026 WL 1662073 (M.D. La. June 9, 2026), the United States District Court for the Middle District of Louisiana, per Chief…

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