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When an ERISA Beneficiary Change by Phone Call Fails: N.D. Alabama Enforces the Plan’s Written-Designation Requirement and Voids a Bigamous Marriage

When an ERISA Beneficiary Change by Phone Call Fails: N.D. Alabama Enforces the Plan’s Written-Designation Requirement and Voids a Bigamous Marriage

In Metropolitan Life Insurance Company v. Williams, No. 4:24-cv-00357-CLM, 2026 WL 2569485 (N.D. Ala. Aug. 31, 2026), an ERISA interpleader case over a General Motors life insurance policy, District Judge…

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Third Circuit Affirms Dismissal of Life Insurance Claim Against Employer-Plan Administrator, Holding Only the Entity Controlling Benefit Determinations Is a Proper Defendant Under ERISA

In Justman v. Accenture LLP, --- F.4th ----, No. 25-2084, 2026 WL 1742110 (3d Cir. June 17, 2026), Plaintiff Justman, individually and as executor of the estate of his late…

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Intent Is Not Enough: Kentucky Federal Court Holds ERISA Life Insurance Benefits Go to Named Beneficiary Absent Substantial Compliance With a Change

In Unum Life Insurance Co. of America v. Crane, No. 5:24-CV-00230-MAS, 2026 WL 1706791 (E.D. Ky. June 12, 2026), United States Magistrate Judge Matthew A. Stinnett granted summary judgment to…

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When a Phone Call Beats the Plan’s Writing Requirement: A Louisiana Court Applies Substantial Compliance to Uphold a Telephonic ERISA Beneficiary Change

In Adams v. Metropolitan Life Insurance Company, No. 24-668-SDD-RLB, 2026 WL 1662073 (M.D. La. June 9, 2026), the United States District Court for the Middle District of Louisiana, per Chief…

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ERISA Life Insurance Denial Upheld on a Reading the Court Called “Low on the Reasonableness Scale”

In Richards v. Lifepoint Health Welfare Benefits Plan, No. 3:25-CV-03541-X, 2026 WL 1480796 (N.D. Tex. May 27, 2026), the United States District Court for the Northern District of Texas, per…

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When a Life Insurance Policy Falls Outside ERISA: Texas District Court Applies the Sole-Owner Exception and Resolves Beneficiary Dispute Under State Law

In Principal Life Insurance Co. v. Jones, No. 3:25-cv-00221, 2026 WL 1480286 (S.D. Tex. May 27, 2026), Magistrate Judge Andrew M. Edison recommended that summary judgment be granted to the…

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