Western District of Kentucky Upholds Rescission of Supplemental Life Coverage Based on Material Misrepresentation in Evidence of Insurability
Western District of Kentucky Upholds Rescission of Supplemental Life Coverage Based on Material Misrepresentation in Evidence of Insurability
In Florentino v. Hartford Life & Accident Insurance Co., No. 3:24-CV-643-CHB, 2026 WL 751918 (W.D. Ky. Mar. 17, 2026), the Western District of Kentucky addressed a familiar but often heavily…
N.D. Georgia Holds ERISA § 502(a)(3) Claim Duplicative of Benefits Claim and Finds Negligent Misrepresentation Claim Preempted
In Atkins v. The Prudential Insurance Company of America, No. 1:25-CV-2912-TWT, 2026 WL 280492 (N.D. Ga. Feb. 3, 2026), and ERISA life insurance dispute, the plaintiff—acting as the surviving spouse and…
Court Recognizes Plausible Fiduciary Breach Based on Failure to Affirmatively Disclose Waiver-of-Premium Life Insurance Benefit in Special Circumstances
In Atkins v. Prudential Insurance Co. of America, No. 1:25-CV-2912-TWT, 2026 WL 86659 (N.D. Ga. Jan. 12, 2026), the Northern District of Georgia granted in part and denied in part…
Western District of Louisiana Dismisses Life Insurer After Finding No ERISA Plan and No Plan Administrator Liability
In Aikens v. Colonial Life & Accident Insurance Co., No. CV 24-0580, 2025 WL 3554622 (W.D. La. Dec. 11, 2025), the U.S. District Court for the Western District of Louisiana…
District of Connecticut Holds Pro Se Plaintiff’s ERISA Claims Time-Barred in 20-Year Life Insurance Beneficiary Dispute
In Fromageot v. Britt, No. 3:21-cv-1165-MPS, 2025 WL 3470473 (D. Conn. Dec. 3, 2025), the U.S. District Court for the District of Connecticut issued a significant decision applying Heimeshoff’s enforceability…
Court Upholds MetLife’s Decision to Award ERISA Life Insurance Benefits to Long-Term Partner Over Parents
In a recent decision from the Northern District of Texas, the court affirmed MetLife’s determination that a decedent’s long-term partner—not his parents—was entitled to receive $350,000 in life insurance benefits…
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