ERISA Watch – Group Health Plan’s New York Choice-of-Law Provision Trumps California Law
ERISA Watch – Group Health Plan’s New York Choice-of-Law Provision Trumps California Law
Unfortunately, this week’s notable decision is a loss for California’s ban on discretionary clauses. In Bain v. United Healthcare Inc., No. 15-CV-03305-EMC, 2016 WL 4529495 (N.D. Cal. Aug. 30, 2016),…
Is The Independent Physician Consultant Evaluating Your Long Term Disability Claim Truly Neutral?
What might not be obvious to the average San Francisco Bay Area consumer is a daily bane to most experienced ERISA long term disability attorneys: "Independent" Physician Consultants (IPCs) hired…
ERISA Watch – In Long Term Disability Case, Independent Physician Consultants’ Financial Conflict Is Imputed to MetLife
I am delighted to report that this week’s notable decision is one of our own, Demer v. IBM Corporation LTD Plan, No. 13-17196, __F.3d__, 2016 WL 4488006 (9th Cir. Aug.…
Do You Know About Your ERISA Life Insurance Exclusions?
The California Bay Area workforce is booming and employers are competing with each other to attract the best pool of candidates. Many employers offer prospects generous employee benefits, including long…
ERISA Watch – Court Applies California’s Ban on Discretion to Self-Funded Disability Plan
Hello, ERISA Watchers! This was an exciting week on the topic of state bans on discretionary clauses. Two recent decisions applied the protection afforded by California Insurance Code Section 10110.6…
Long Term Disability Policy Exclusions
Roughly 25% of the San Francisco Bay Area workforce will experience some kind of disabling illness or injury, but most of these employees will not know the terms of their employer-provided…
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