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Sixth Circuit Holds ERISA Preempts Tennessee PBM Laws Restricting Pharmacy Network Design and Cost-Sharing Arrangements

Sixth Circuit Holds ERISA Preempts Tennessee PBM Laws Restricting Pharmacy Network Design and Cost-Sharing Arrangements

In McKee Foods Corporation v. BFP Inc., No. 25-5416, --- F.4th ----, 2026 WL 936759 (6th Cir. Apr. 7, 2026), the Sixth Circuit Court of Appeals held that ERISA preempts…

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Sun Life Defeats LTD Claim as Time-Barred: How a Policy’s Choice-of-Law Clause Determined the Limitations Period

In Gordon v. Sun Life Assurance Co. of Canada, No. 2:25-CV-11132-TGB-KGA (E.D. Mich. Mar. 31, 2026), United States District Judge Terrence G. Berg granted Sun Life's motion to dismiss an…

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Unum’s Denial of LTD Benefits for CBS News Producer with Long COVID Survives Summary Judgment — But So Does Her Claim

A federal district court in the Southern District of New York denied both parties' motions for summary judgment in DelValle v. Unum Group Corp., First Unum Life Insurance Company, No.…

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Sixth Circuit Holds That Garmon Doctrine Bars ERISA Fiduciary-Duty Claims That Necessarily Depend on Resolution of Disputed NLRA Obligations

In Rieth-Riley Construction Co., Inc. v. Trustees of the Operating Engineers’ Local 324 Fringe Benefit Funds, No. 25-1823, --- F.4th ----, 2026 WL 915042 (6th Cir. Apr. 3, 2026), Plaintiff…

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Court Finds Cognitive Impairments Sufficient to Satisfy ERISA “Any Occupation” Standard Despite Insurer’s Termination of Long-Term Disability Benefits

In Dever v. The Lincoln National Life Insurance Company, No. 2:24-CV-02435-DJC-JDP, 2026 WL 880238 (E.D. Cal. Mar. 31, 2026), the Eastern District of California held that an insurer wrongfully terminated…

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Reliance Standard Prevails in Physical vs. Mental Disability Dispute After LTD Claimant’s Treating Doctors Fail to Connect Hormonal Deficits to Disabling Symptoms

When a disability insurer terminates long-term disability benefits for a physical condition but continues paying under a mental health limitation — until that benefit exhausts — the claimant faces a…

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