Eleventh Circuit Affirms Termination of Long-Term Disability Benefits Where Claimant Failed to Provide Objective Medical Evidence of Continued Inability to Lift Fifty Pounds
Eleventh Circuit Affirms Termination of Long-Term Disability Benefits Where Claimant Failed to Provide Objective Medical Evidence of Continued Inability to Lift Fifty Pounds
In Dunham-Zemberi v. Lincoln Life Assurance Company of Boston, No. 22-13316, Not Reported in Fed. Rptr., 2026 WL 1031851 (11th Cir. Apr. 16, 2026), the Eleventh affirmed Lincoln Life Assurance…
How Do I Transition My ERISA Disability Claim from Short-Term to Long-Term Disability?
How Do I Transition My ERISA Disability Claim from Short-Term to Long-Term Disability? Summary Answer ▸ STD approval does not guarantee LTD approval — the two plans often have different…
Why Is My Long-Term Disability Claim Taking So Long?
Waiting for a decision on a long-term disability (LTD) claim can be stressful — especially when you are dealing with a serious health condition and counting on that income. Unfortunately,…
Can Insurance Companies Surveil You During an ERISA Disability Claim?
Summary: Yes. Under ERISA, insurance companies can and do monitor social media and conduct in-person surveillance of long-term disability claimants. A single photo, post, or video clip — even taken…
Massachusetts District Court Awards LTD Benefits to Claimant with Dysautonomia, Finding Insurer Failed to Prove Mental Health Limitation Applied Under But-For Causation Standard
In DeMario-Miko v. United of Omaha Life Insurance Company, No. 1:24-cv-11058-IT, 2026 WL 948948 (D. Mass. Apr. 8, 2026), the United States District Court for the District of Massachusetts granted…
Sun Life Defeats LTD Claim as Time-Barred: How a Policy’s Choice-of-Law Clause Determined the Limitations Period
In Gordon v. Sun Life Assurance Co. of Canada, No. 2:25-CV-11132-TGB-KGA (E.D. Mich. Mar. 31, 2026), United States District Judge Terrence G. Berg granted Sun Life's motion to dismiss an…
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