Massachusetts District Court Awards LTD Benefits to Claimant with Dysautonomia, Finding Insurer Failed to Prove Mental Health Limitation Applied Under But-For Causation Standard
Massachusetts District Court Awards LTD Benefits to Claimant with Dysautonomia, Finding Insurer Failed to Prove Mental Health Limitation Applied Under But-For Causation Standard
In DeMario-Miko v. United of Omaha Life Insurance Company, No. 1:24-cv-11058-IT, 2026 WL 948948 (D. Mass. Apr. 8, 2026), the United States District Court for the District of Massachusetts granted…
Sun Life Defeats LTD Claim as Time-Barred: How a Policy’s Choice-of-Law Clause Determined the Limitations Period
In Gordon v. Sun Life Assurance Co. of Canada, No. 2:25-CV-11132-TGB-KGA (E.D. Mich. Mar. 31, 2026), United States District Judge Terrence G. Berg granted Sun Life's motion to dismiss an…
Unum’s Denial of LTD Benefits for CBS News Producer with Long COVID Survives Summary Judgment — But So Does Her Claim
A federal district court in the Southern District of New York denied both parties' motions for summary judgment in DelValle v. Unum Group Corp., First Unum Life Insurance Company, No.…
Court Finds Cognitive Impairments Sufficient to Satisfy ERISA “Any Occupation” Standard Despite Insurer’s Termination of Long-Term Disability Benefits
In Dever v. The Lincoln National Life Insurance Company, No. 2:24-CV-02435-DJC-JDP, 2026 WL 880238 (E.D. Cal. Mar. 31, 2026), the Eastern District of California held that an insurer wrongfully terminated…
Reliance Standard Prevails in Physical vs. Mental Disability Dispute After LTD Claimant’s Treating Doctors Fail to Connect Hormonal Deficits to Disabling Symptoms
When a disability insurer terminates long-term disability benefits for a physical condition but continues paying under a mental health limitation — until that benefit exhausts — the claimant faces a…
Insurer’s Own Evidence Dooms Benefit Termination: Court Finds Claimant Disabled Under “Any Occupation” Standard In ERISA Policy
In Booth v. First Reliance Standard Life Insurance Company, No. 24 CIV. 3927 (KPF), 2026 WL 861640 (S.D.N.Y. Mar. 30, 2026), the United States District Court for the Southern District…
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