S.D. Cal.: ERISA Governs a “Voluntary” Supplemental Disability Policy, and the Benefits Claim Falls Short
S.D. Cal.: ERISA Governs a “Voluntary” Supplemental Disability Policy, and the Benefits Claim Falls Short
In Whitlock v. Provident Life and Accident Insurance Company, No. 25-cv-0964-AGS-VET (S.D. Cal. Sept. 30, 2026), the Southern District of California confronted a recurring question for anyone with an employer-offered…
No Deference, No Clawback: ERISA Court Rejects Unum’s Discretionary Review and Its Bid to Recover Alleged Overpayments
In Krambeck v. Unum Life Insurance Company of America, No. 8:24-cv-2102-TPB-NHA, 2026 WL 2935928 (M.D. Fla. Sept. 30, 2026), Judge Tom Barber of the United States District Court for the…
When an ERISA Plan Doesn’t State the Deadline: Court Refuses to Enforce a One-Year Limitations Period and Penalizes an Employer for Failing to Produce the Plan
In Thomas v. Amazon.com Services, Inc., No. 4:21-CV-02997, 2026 WL 2934940 (S.D. Tex. Sept. 29, 2026), a Texas federal court issued findings of fact and conclusions of law after a…
When an ERISA Claims Administrator Decides an Appeal Two Days Late: Ohio Federal Court Applies De Novo Review and Awards Long-Term Disability Benefits
In Klusmann v. AT&T Umbrella Benefit Plan No. 1, No. 5:24-CV-1295, 2026 WL 2905335 (N.D. Ohio Sept. 28, 2026), the United States District Court for the Northern District of Ohio…
When Is an ERISA “Regular Occupation” Your Specialty? Court Orders Unum to Reinstate a Securities Lawyer’s Disability Benefits
In Macpeak v. Unum Life Insurance Company of America, No. 24-1650, 2026 WL 2906206 (E.D. Pa. Sept. 28, 2026), the United States District Court for the Eastern District of Pennsylvania…
Ohio Federal Court Revives ERISA Disability Claim After Lincoln National Relies Only on Paper Reviews
In Oliver-Smith v. Lincoln National Life Insurance Company, No. 1:23-cv-276, 2026 WL 2905291 (S.D. Ohio Sept. 28, 2026), United States District Judge Jeffery P. Hopkins found that Lincoln’s termination of…
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