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Fifth Circuit Affirms Summary Judgment for MetLife on De Novo Review, Holding LTD Claimant Was Not Totally Disabled and Declining to Resolve Choice-of-Law Dispute Over Dueling State Bans on Delegation Clauses

Fifth Circuit Affirms Summary Judgment for MetLife on De Novo Review, Holding LTD Claimant Was Not Totally Disabled and Declining to Resolve Choice-of-Law Dispute Over Dueling State Bans on Delegation Clauses

In Grice v. Metropolitan Life Insurance Company, No. 25-50566, 2026 WL 2519457 (5th Cir. Aug. 26, 2026), a per curiam opinion, the Fifth Circuit affirmed the district court's grant of…

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Eleventh Circuit Affirms Termination of Long-Term Disability Benefits Where Plan Vested Discretion and Insurer Relied on Multiple Medical and Vocational Reviews

In Dunn v. Life Insurance Company of North America, No. 25-12108, 2026 WL 2529506 (11th Cir. Aug. 27, 2026), the Eleventh Circuit affirmed the district court's grant of judgment on…

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An ERISA Plaintiff Tries to Leave the Forum She Chose: S.D. Fla. Says Yes, but at a Cost

In Bennett v. Hartford Life and Accident Insurance Company, No. 25-CV-21039-RAR, 2026 WL 2450695 (S.D. Fla. Aug. 21, 2026), United States District Judge Rodolfo A. Ruiz II granted in part…

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When Can an ERISA Claimant Get Discovery Beyond the Administrative Record? Court Allows Targeted Conflict-of-Interest Discovery in Long COVID Disability Case

In Mason v. New York Life Insurance Company, No. 1:26-cv-01429 (DEH) (SDA), 2026 WL 2445531 (S.D.N.Y. Aug. 20, 2026), United States Magistrate Judge Stewart D. Aaron resolved a discovery dispute…

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An ERISA “Any Occupation” Denial Survives Despite Insurer’s Vocational Gaps

In Mead v. Life Insurance Company of North America, No. 8:24-cv-2756-TPB-AEP, 2026 WL 2444754 (M.D. Fla. Aug. 20, 2026), United States District Judge Tom Barber granted the insurer’s motion for…

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When Does ERISA Preempt State Law Claims for a Voluntary Accident Policy? An Oklahoma Court Weighs In

In Cregan v. Unum Life Insurance Company of America, No. 24-CV-340-DES, 2026 WL 2427920 (E.D. Okla. Aug. 19, 2026), United States Magistrate Judge D. Edward Snow addressed whether a voluntary…

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