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When Is a Late ERISA Disability Claim Still Timely? Understanding the Three-Year Contractual Limitations Rule.

When Is a Late ERISA Disability Claim Still Timely? Understanding the Three-Year Contractual Limitations Rule.

When a disability claim is denied as “too late,” many claimants assume they’ve lost their chance to obtain benefits. But as more recent court decisions show, the law provides more…

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Court Allows Plaintiff to Pursue Both ERISA Benefit Denial and Fiduciary Duty Claims Against MetLife

In Salhoub v. Metropolitan Life Insurance Company, No. CV 25-2196-KHV, 2025 WL 2938995 (D. Kan. Oct. 16, 2025), the United States District Court for the District of Kansas denied MetLife’s…

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Court Partially Grants Discovery in ERISA Disability Case Against Hartford Life

In Gannon, MD v. Hartford Life and Accident Ins. Co., No. 3:24-CV-01955 (VAB), 2025 WL 2886648 (D. Conn. Oct. 3, 2025), the District of Connecticut addressed how far claimants can…

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Court Upholds Employer’s Denial of Long-Term Disability Benefits and Rejects Fiduciary Exception to Attorney-Client Privilege

In Pasha v. Kohler Co., No. 24-CV-0836-BHL, 2025 WL 2840242 (E.D. Wis. Oct. 7, 2025), the U.S. District Court for the Eastern District of Wisconsin upheld Kohler Co.’s decision to…

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New York District Court Finds First Unum’s LTD Denial Reasonable Under ERISA’s Deferential Standard

In Pistilli v. First Unum Life Insurance Company, No. 24 CIV. 5266 (AKH), 2025 WL 2814714 (S.D.N.Y. Oct. 3, 2025), Judge Alvin K. Hellerstein upheld Unum’s denial of long-term disability…

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Meaningful Dialogue, No Re Do: District Court Confirms ERISA Record Closes at Final Determination

In Nelson v. Reliance Standard Life Insurance, No. 6:24-CV-01307, 2025 WL 2811123 (W.D. La. Sept. 30, 2025), Judge Robert R. Summerhays granted Reliance’s motion for summary judgment on the threshold…

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