Court Allows ERISA Claims Based on Long-Term Disability Premium Collection Without Evidence of Insurability
Court Allows ERISA Claims Based on Long-Term Disability Premium Collection Without Evidence of Insurability
In two closely related decisions issued the same day, the U.S. District Court for the Western District of Washington denied motions to dismiss filed by both an employer and its…
District of New Jersey Affirms Narrow Scope of ERISA Discovery, Holds Prior STD Claim File Is Not Part of LTD Administrative Record
In Stallman v. First Unum Life Insurance Company, et al, No. CV 23-20975 (JXN)(LDW), 2025 WL 3749611 (D.N.J. Dec. 29, 2025), the United States District Court for the District of…
California District Court Rejects ERISA Preemption for “Voluntary” Executive Disability Coverage Marketed Through Employer
A recent decision out of the Central District of California is a helpful reminder that insurers do not get to “ERISA-wash” a claim simply because coverage was offered to employees…
Fifth Circuit Holds ERISA Fee Awards Require Actual Merits Relief, Not “Moral Victories”
In Cloud v. Bert Bell/Pete Rozelle NFL Player Ret. Plan, No. 25-10337, ---F. 4th----, 2025 WL 3673303 (5th Cir. Dec. 18, 2025), the Fifth Circuit reversed an award of more…
SDNY Holds Discovery Limited to Administrative Record for Federal Reserve LTD Plan Governed by State Contract Law
In Taylor v. The Long Term Disability Income Plan for Employees of the Federal Reserve System, et al, No. 25 CIV. 01134 (LLS), 2025 WL 3640397 (S.D.N.Y. Dec. 16, 2025),…
Standard of Review Proves Decisive as Court Affirms Unum’s Termination of Long-Term Disability Benefits
In Cunha v. Unum Life Insurance Company of America, No. CIV-24-514-R, 2025 WL 3640392 (W.D. Okla. Dec. 16, 2025), the U.S. District Court for the Western District of Oklahoma upheld…
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