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District Court Dismisses Lawsuit for Long-Term Disability Benefits Under ERISA Due to Claimant Filing Suit Too Soon

District Court Dismisses Lawsuit for Long-Term Disability Benefits Under ERISA Due to Claimant Filing Suit Too Soon

In Frederick v. Life Insurance Company of North America, No. 4:24-CV-00367-SRC, 2025 WL 71864 (E.D. Mo. Jan. 10, 2025), Missouri Eastern District Chief Judge Stephen R. Clark examined the contentious exhaustion…

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Sixth Circuit Finds Employer Is Not Liable under ERISA for Erroneous Benefit Statement Promising Greater Amount of Disability Insurance Benefits

In Higgins v. Lincoln Electric Company, Inc., No. 23-5862, 2025 WL 213846 (6th Cir. Jan. 16, 2025), the court addressed an ERISA-estoppel claim, focusing on the discrepancy between the long-term…

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Tenth Circuit: Unum’s Termination of Long-Term Disability Benefits Was Not An Abuse of Discretion

In an unpublished decision, Isbell v. Unum Life Insurance Company of America, No. 23-1351, 2025 WL 40379 (10th Cir. Jan. 7, 2025), the Tenth Circuit Court of Appeals upheld Unum…

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District Court Overturns Prudential’s Denial of Long-Term Disability Benefits under Employer Plan Based on Well-Documented Evidence from Treating Providers Supporting Total Disability

In Przybyla v. The Prudential Insurance Company of America, No. 3:24-CV-01090-JSC, 2025 WL 28446 (N.D. Cal. Jan. 3, 2025), on Rule 52 cross-motions for judgment, California Northern District Judge Jacqueline…

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Second Circuit Affirms Hartford’s Termination of Long-Term Disability Benefits

In Flowers v. Hartford Life & Accident Ins. Co., No. 23-7259, 2025 WL 33236 (2d Cir. Jan. 6, 2025), involving a dispute over long-term disability benefits ("LTD"), the Second Circuit…

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District Court Dismisses ERISA And Non-ERISA Claims for Disability Benefits Finding That ERISA Coverage Had Terminated and Plaintiff’s Other Claims Were Preempted, Time-Barred or Not Viable

In Diederichs v. FCA US LLC, No. 23-CV-11287, 2024 WL 5168087 (E.D. Mich. Dec. 19, 2024), Michigan Eastern District Judge Robert J. White adopted the Magistrate Judge’s report and recommendations…

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