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Court Finds Cognitive Impairments Sufficient to Satisfy ERISA “Any Occupation” Standard Despite Insurer’s Termination of Long-Term Disability Benefits

Court Finds Cognitive Impairments Sufficient to Satisfy ERISA “Any Occupation” Standard Despite Insurer’s Termination of Long-Term Disability Benefits

In Dever v. The Lincoln National Life Insurance Company, No. 2:24-CV-02435-DJC-JDP, 2026 WL 880238 (E.D. Cal. Mar. 31, 2026), the Eastern District of California held that an insurer wrongfully terminated…

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Reliance Standard Prevails in Physical vs. Mental Disability Dispute After LTD Claimant’s Treating Doctors Fail to Connect Hormonal Deficits to Disabling Symptoms

When a disability insurer terminates long-term disability benefits for a physical condition but continues paying under a mental health limitation — until that benefit exhausts — the claimant faces a…

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Insurer’s Own Evidence Dooms Benefit Termination: Court Finds Claimant Disabled Under “Any Occupation” Standard In ERISA Policy

In Booth v. First Reliance Standard Life Insurance Company, No. 24 CIV. 3927 (KPF), 2026 WL 861640 (S.D.N.Y. Mar. 30, 2026), the United States District Court for the Southern District…

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Unum’s Termination of LTD Benefits for MS Claimant Reversed After 11-Year Payment History

In Serrata v. Unum Life Insurance Company of America, No. 24-cv-02421-HSG, 2026 WL 849298 (N.D. Cal. Mar. 27, 2026), the United States District Court for the Northern District of California,…

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Court Rules Hartford Can Recoup Long-Term Disability Benefit Overpayment After Disabled Widow’s Benefit Goes Unoffset for Four Years

In Harling v. Hartford Life and Accident Insurance Co., No. 6:24-cv-1237-ACA, 2026 WL 837100 (N.D. Ala. Mar. 26, 2026), a federal district court in Alabama granted summary judgment in favor…

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When Hartford Says “Remedies Exhausted” — and Then Claims You Didn’t Exhaust Them

Plaintiff Sakwa spent over a decade fighting Hartford Life and Accident Insurance Company over the calculation of his long-term disability benefits. On March 25, 2026, Judge Sharon Johnson Coleman of…

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