Chronic Fatigue Syndrome and Your Long-Term Disability Claim
Chronic Fatigue Syndrome and Your Long-Term Disability Claim
Chronic Fatigue Syndrome (CFS), also known as Myalgic Encephalomyelitis (ME), is a debilitating and often misunderstood condition. It causes persistent, unexplained fatigue that is not relieved by rest and can…
District Court Grants Plaintiff’s Motion for Judgment in ERISA Disability Dispute Highlighting Unum’s Selective Review of Evidence
In Jessica L. v. Unum Life Insurance Company of America, No. 24-CV-02046-RFL, 2025 WL 1739595 (N.D. Cal. June 24, 2025), on cross-motions for judgment pursuant to FRCP Rule 52, California Northern…
Ninth Circuit Affirms ERISA Violation for Mental Health Claim Denial but Orders Reconsideration, Not Benefits
In Oksana B. v. Premera Blue Cross, et al., No. 24-560, 2025 WL 1734443 (9th Cir. June 23, 2025), an unpublished memorandum decision, the Ninth Circuit addressed a dispute over…
Fifth Circuit Finds Insurer Waived Cancellation Right Under ERISA by Accepting Premiums After Eligibility Lapsed
In Edwards v. Guardian Life Insurance of America, No. 24-60381, ---F.4th----, 2025 WL 1718263 (5th Cir. June 20, 2025), the Fifth Circuit reversed a district court decision in favor of…
District Court Affirms Widow’s ERISA Claim Against Dell, Dismisses MetLife from Life Insurance Coverage Dispute
In Avila v. Metropolitan Life Insurance Company & Dell Inc., No. 1:24-CV-0242-DAE, 2025 WL 1663104 (W.D. Tex. June 12, 2025), Texas Western District Senior Judge David Alan Ezra issued a mixed…
Fourth Circuit Holds ERISA Plaintiff Did Not Demonstrate Disability Due to Non-Limited Condition Under Terms of Disability Policy
In Penland v. Metropolitan Life Insurance Company, No. 24-1772, 2025 WL 1672861 (4th Cir. June 13, 2025), the Fourth Circuit considered Plaintiff Penland’s appeal of the district court’s determination that…
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