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A Guide to Disability Benefits

A Guide to Disability Benefits

You’ve recently been diagnosed with a severe illness, or perhaps a condition you have managed for a long time is now interfering with your ability to work.   What do you…

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ERISA Watch – Disability Plan Administrator Must Respond to Discovery Requests Concerning Documents Brought to its Attention

Welcome back!  Hope everyone had a wonderful Thanksgiving break.  We were pleased to return to a good discovery decision in one of our long term disability cases, Suson v. PNC…

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An Insurer Cannot Delay In Deciding Your Long Term Disability Appeal

No matter where you live, if you have a long term disability policy covered by the Employee Retirement Income Security Act of 1974 ("ERISA"), your claim for benefits is governed by…

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ERISA Watch – Court Applies California’s Ban on Discretion to Self-Funded Disability Plan

Hello, ERISA Watchers!  This was an exciting week on the topic of state bans on discretionary clauses.  Two recent decisions applied the protection afforded by California Insurance Code Section 10110.6…

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Long Term Disability Policy Exclusions

Roughly 25% of the San Francisco Bay Area workforce will experience some kind of disabling illness or injury, but most of these employees will not know the terms of their employer-provided…

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Proving Entitlement to Long Term Disability Benefits Under ERISA Requires More Than Just A Disabling Medical Condition

Every good long term disability lawyer knows that getting a claim approved requires more than just showing that her client suffers from a disabling health condition.  There are nearly two…

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