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District Court’s Decision Affirming Unum’s Termination of Disability Benefits After 10 Years of Payment Highlights the Difficulties for Claimants under the Arbitrary and Capricious Standard of Review

District Court’s Decision Affirming Unum’s Termination of Disability Benefits After 10 Years of Payment Highlights the Difficulties for Claimants under the Arbitrary and Capricious Standard of Review

In Eggleston v. Unum Life Insurance Company of America, No. 1:22-CV-23393, 2024 WL 4533607 (S.D. Fla. Oct. 21, 2024), on Cross-Motions pursuant to FRCP Rule 52, Florida Southern District Judge…

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District Court Affirms Lincoln National’s Denial of Long-Term Disability Benefits After In-Person Examination Concluded That Plaintiff Did Not Suffer Cognitive Impairment Precluding Work

In Copeland v. The Lincoln National Life Insurance Co., No. 1:19-CV-1033, 2024 WL 4471155 (W.D. Mich. Oct. 11, 2024), Michigan Western District Judge Jane M. Beckering affirmed Defendant Lincoln’s determination…

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District Court Finds MetLife Did Not Abuse Its Discretion In Terminating Benefits Where Multiple Treating Providers Agreed Plaintiff Had No Further Restrictions Precluding Full-Time Work

In Seneca v. Metropolitan Life Insurance Company, No. CV 23-00109-BAJ-SDJ, 2024 WL 4335925 (M.D. La. Sept. 27, 2024), Louisiana Middle District Judge Brian A. Jackson granted judgment in favor of…

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District Court Finds ERISA Plaintiff Did Not Satisfy Burden of Demonstrating Total Disability from Sedentary Occupation

In Kris B. v. Life Insurance Company of North America, No. 3:22-cv-03717-RFL (N.D. Cal. Sept. 12, 2024), on cross-motions for judgment pursuant to FRCP Rule 52, California Northern District Rita…

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District Court Finds Reliance Standard Erred in Denying Plaintiff’s Long-Term Disability Claim Due to The Effects of Long-COVID

In Cogdell v. Reliance Standard Life Insurance Company, No. 1:23-CV-01343 (AJT/JFA), _F.Supp.3d_, 2024 WL 4182589 (E.D. Va. Sept. 11, 2024), on cross-motions for judgment pursuant to FRCP Rule 52, Virginia…

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District Court Finds Unum Erred in Terminating Cancer Patient’s Claim for Partial Disability Benefits

In Hardy v. Unum Life Ins. Co. of Am., No. 23-CV-563 (JRT/JFD), 2024 WL 4043540 (D. Minn. Sept. 4, 2024), on cross-motions for judgment pursuant to FRCP Rule 52, Minnesota…

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