Reliance Standard Properly Offset LTD Benefits by Lump-Sum Pension Despite IRA Rollover, Montana District Court Holds
Reliance Standard Properly Offset LTD Benefits by Lump-Sum Pension Despite IRA Rollover, Montana District Court Holds
In McLeod v. Reliance Standard Life Insurance Co., No. CV 22-87-BLG-SPW, 2026 WL 1133684 (D. Mont. Apr. 27, 2026), the United States District Court for the District of Montana adopted…
Provident Ordered to Pay LTD Benefits Back to 2009 After Bench Trial Excuses Brain Cancer Survivor’s 12-Year Late Notice
In Nabi v. Provident Life and Casualty Insurance Company, No. 1:23-CV-00844-HKS, 2026 WL 1132875 (W.D.N.Y. Apr. 27, 2026), the Western District of New York concluded after a bench trial that…
How Do I Protect My ERISA Disability Claim During the Transition from Own Occupation to Any Occupation?
Summary Answer Most group LTD policies shift from an "own occupation" standard to an "any occupation" standard after 24 months, and insurers conduct an intensive review at this transition. Read…
When Disability Benefits and Disability Rights Collide: What ERISA Claimants Need to Know About the ADA
If you are receiving long-term disability (LTD) benefits through your employer's benefit plan, or if you have applied for those benefits after your employer refused to accommodate your disability, you…
Intent to Appeal Is Not an Appeal: S.D. Texas Grants Summary Judgment for Prudential on Exhaustion Grounds
In Ellis-Young v. The Prudential Insurance Company of America, No. H-26-321, 2026 WL 1075158 (S.D. Tex. Apr. 21, 2026), Senior United States District Judge Lee H. Rosenthal granted summary judgment…
Ninth Circuit Affirms Denial of Long-Term Disability Benefits Where Independent Medical Review Process Diminished Weight of Structural Conflict of Interest
In Wallace v. Hartford Life and Accident Insurance Company, No. 25-2716, 2026 WL 1046667 (9th Cir. Apr. 17, 2026), a memorandum disposition, the Ninth Circuit affirmed the district court’s summary…
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