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District Court Finds Business Owner “Inadvertently” Created an ERISA Plan When the Company Offered and Paid for Its Employees’ Long-Term Disability Insurance

District Court Finds Business Owner “Inadvertently” Created an ERISA Plan When the Company Offered and Paid for Its Employees’ Long-Term Disability Insurance

A recent district court decision, Steigleman v. Symetra Life Ins. Co., No. CV-19-08060-PCT-ROS, 2021 WL 778605 (D. Ariz. Mar. 1, 2021), shows us how a business owner who purchases long-term…

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District Court’s Refusal to Consider Portions of Unum’s Regulatory Settlement Agreement Shows Importance of ERISA’s Pre-Litigation Appeals Process

A recent district court order deciding a long-term disability dispute highlights the importance of claimants with ERISA-governed claims to submit everything to the claims administrator that they might want a…

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Tenth Circuit Affirms Award of Long-Term Disability Benefits to Employee Who Became Disabled During Lay-Off Notice Period

The Tenth Circuit Court of Appeals recently decided Carlile v. Reliance Standard Life Ins. Co., No. 19-4123, __F.3d__, 2021 WL 671582 (10th Cir. Feb. 22, 2021). This case presents a…

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Court Upholds Reliance Standard’s Denial of Long-Term Disability Benefits to Surgeon with Mental Impairments

In this dispute over long-term disability benefits, Cruz v. Reliance Standard Life Insurance Company, No. CIV 18-0974 RB/SCY, 2021 WL 601827 (D.N.M. Feb. 16, 2021), the district court upheld Reliance…

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Ninth Circuit Finds Unum’s 2005 California Settlement Agreement Prohibits Self-Reported Symptoms Limitation in Allin Corporation’s Disability Plan

In Cox v. Allin Corporation Plan; et al., No. 16-15231, __F.App’x__, 2021 WL 613799 (9th Cir. Feb. 17, 2021), Plaintiff-Appellant Cox appealed the district court’s judgment in favor of Unum…

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District Court Finds MetLife Wrongfully Denied Disability Benefits for Bank of America Employee

If Metropolitan Life Insurance Company (“MetLife”) has denied your claim for long-term disability benefits, then the story behind this recent court decision, Hamid v. Metro. Life Ins. Co., No. 20-CV-01601-VC,…

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