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Court Allows ERISA Claims Based on Long-Term Disability Premium Collection Without Evidence of Insurability

Court Allows ERISA Claims Based on Long-Term Disability Premium Collection Without Evidence of Insurability

In two closely related decisions issued the same day, the U.S. District Court for the Western District of Washington denied motions to dismiss filed by both an employer and its…

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District of New Jersey Affirms Narrow Scope of ERISA Discovery, Holds Prior STD Claim File Is Not Part of LTD Administrative Record

In Stallman v. First Unum Life Insurance Company, et al, No. CV 23-20975 (JXN)(LDW), 2025 WL 3749611 (D.N.J. Dec. 29, 2025), the United States District Court for the District of…

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District Court Enforces AD&D Policy’s 365-Day Loss Requirement, Dismissing ERISA Denial-of-Benefits Claim

In Camardelle v. Metropolitan Life Insurance Company, No. CV 25-1382, 2025 WL 3687691 (E.D. La. Dec. 19, 2025), the Eastern District of Louisiana dismissed an ERISA denial-of-benefits lawsuit at the…

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California District Court Rejects ERISA Preemption for “Voluntary” Executive Disability Coverage Marketed Through Employer

A recent decision out of the Central District of California is a helpful reminder that insurers do not get to “ERISA-wash” a claim simply because coverage was offered to employees…

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Fifth Circuit Holds ERISA Fiduciary Claims Seeking Monetary Relief Are Equitable and Not Subject to Arbitration

In Aramark Servs., Inc. Grp. Health Plan v. Aetna Life Ins. Co., No. 24-40323, ---F.4th----, 2025 WL 3676864 (5th Cir. Dec. 18, 2025), the Fifth Circuit affirmed the denial of…

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Fifth Circuit Holds ERISA Fee Awards Require Actual Merits Relief, Not “Moral Victories”

In Cloud v. Bert Bell/Pete Rozelle NFL Player Ret. Plan, No. 25-10337, ---F. 4th----, 2025 WL 3673303 (5th Cir. Dec. 18, 2025), the Fifth Circuit reversed an award of more…

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