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Intent Is Not Enough: Kentucky Federal Court Holds ERISA Life Insurance Benefits Go to Named Beneficiary Absent Substantial Compliance With a Change
In Unum Life Insurance Co. of America v. Crane, No. 5:24-CV-00230-MAS, 2026 WL 1706791 (E.D. Ky. June 12, 2026), United States Magistrate Judge Matthew A. Stinnett granted summary judgment to…
When a Phone Call Beats the Plan’s Writing Requirement: A Louisiana Court Applies Substantial Compliance to Uphold a Telephonic ERISA Beneficiary Change
In Adams v. Metropolitan Life Insurance Company, No. 24-668-SDD-RLB, 2026 WL 1662073 (M.D. La. June 9, 2026), the United States District Court for the Middle District of Louisiana, per Chief…
Ninth Circuit: An ERISA Administrator Cannot Rescue a Benefits Denial with a Plan Provision It Never Cited
In Roggenkamp v. Morgan Stanley Medical Plan, No. 24-7864, 2026 WL 1625357 (9th Cir. June 5, 2026), Plaintiff Roggenkamp sued the Morgan Stanley Medical Plan (“MS Plan”) under ERISA §…
ERISA Life Insurance Denial Upheld on a Reading the Court Called “Low on the Reasonableness Scale”
In Richards v. Lifepoint Health Welfare Benefits Plan, No. 3:25-CV-03541-X, 2026 WL 1480796 (N.D. Tex. May 27, 2026), the United States District Court for the Northern District of Texas, per…
Massachusetts Court Upholds Sun Life’s ERISA Disability Denial Under the Deferential Abuse-of-Discretion Standard
In Sargent v. Sun Life Assurance Company of Canada, No. 24-11500-BEM, 2026 WL 1506531 (D. Mass. May 29, 2026), the United States District Court for the District of Massachusetts granted…
Texas Court Upholds Unum’s Denial of ERISA Disability Benefits for Engineer with Syncope
In King v. Unum Life Insurance Company of America, No. H-25-1850, 2026 WL 1494238 (S.D. Tex. May 28, 2026), the United States District Court for the Southern District of Texas…
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