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Eighth Circuit Upholds Denial of Accidental Death Benefits Based on Exclusion for Voluntary Ingestion of Unprescribed Narcotic Drugs

Eighth Circuit Upholds Denial of Accidental Death Benefits Based on Exclusion for Voluntary Ingestion of Unprescribed Narcotic Drugs

In Richmond v. Life Ins. Co. of N. Am., No. 21-3929, __F.4th__, 2022 WL 10225155 (8th Cir. Oct. 18, 2022), the Eighth Circuit considered whether Defendant-Appellee Life Insurance Company of…

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Ninth Circuit Affirms Award of AD&D Benefits for Death Caused by Drunk and Reckless Driving

Wolf v. Life Insurance Company of North America, No. 21-35485, __F.4th__, 2022 WL 3652966 (9th Cir. Aug. 25, 2022) involves a dispute over the payment of accidental death and dismemberment…

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Sixth Circuit: Death by Reckless Driving Is Subject to Accidental Death Policy’s Crime Exclusion

In Fulkerson v. Unum Life Ins. Co. of Am., No. 21-3367, __F.4th__, 2022 WL 1829128 (6th Cir. June 3, 2022), Defendant-Appellant Unum Life Insurance Company of America appealed the district…

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First Circuit Affirms Denial of Accidental Death Insurance Benefits Based on Suicide Exclusion

In Alexandre v. Nat’l Union Fire Ins. Co. of Pittsburgh, PA, No. 21-1140, __F.4th__, 2022 WL 18778 (1st Cir. Jan. 3, 2022), Plaintiff-Appellant Mary Alexandre appealed the district court’s judgment…

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Ninth Circuit Affirms Denial of AD&D Benefits Due to Substantial Contribution of Preexisting Medical Condition

In Earle v. Unum Life Ins. Co. of Am., No. 20-55868, 2021 WL 4871785 (9th Cir. Oct. 19, 2021), a short unpublished opinion, the Ninth Circuit affirmed the district court’s…

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Tenth Circuit: Hartford Fulfilled Its Obligation to Investigate the Existence of Beneficiaries in ERISA Life Insurance Dispute

In Hartford Life and Accident Insurance Company v. Jones-Atchison, et al., No. 20-6135, __F.App’x__, 2021 WL 4258761 (10th Cir. Sept. 20, 2021), Hartford Life and Accident Insurance Company brought an…

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