District Court Finds Benefits Not Payable Under AD&D Policies Because Dismemberment Was Not the Sole Proximate Cause of an Accidental Injury
District Court Finds Benefits Not Payable Under AD&D Policies Because Dismemberment Was Not the Sole Proximate Cause of an Accidental Injury
In Gray v. Minnesota Life Insurance Company, No. CV H-19-4672, 2021 WL 861298 (S.D. Tex. Mar. 8, 2021), the court had to decide whether a dismemberment is payable under the…
Sixth Circuit Upholds Denial of Accidental Death Benefits Where Leukemia Contributed to Death
Duncan v. Minnesota Life Ins. Co., No. 20-3512, 2021 WL 494709 (6th Cir. Feb. 10, 2021) is a case that involves an accidental death policy governed by ERISA that excludes…
Fifth Circuit Affirms Denial of AD&D Coverage for Amputation Caused by Preexisting Comorbidities
In Byerly v. Standard Ins. Co., No. 20-40302, __F.App’x__, 2021 WL 364243 (5th Cir. Feb. 2, 2021), Gregory Byerly had diabetes, peripheral neuropathy, and peripheral arterial disease. He stubbed his…
Do You Know About Your ERISA Life Insurance Exclusions?
The California Bay Area workforce is booming and employers are competing with each other to attract the best pool of candidates. Many employers offer prospects generous employee benefits, including long…
Accidental Death & Dismemberment Insurance Exclusions
If you have an ERISA-governed life insurance benefit plan that contains an AD&D rider, the insurance policy likely contains a number of exclusions for coverage of an accidental death or dismemberment (loss of…
ERISA Watch – February 8, 2016
Happy Monday! Hope you're not late for a very important date! According to a recent decision out of the Fifth Circuit Court of Appeals, Moss v. Unum Group, a claimant's…
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