District Court Denies LINA Summary Judgment in Accidental Death Benefits Dispute Where Decedent Was Under Influence of Cocaine and Marijuana
District Court Denies LINA Summary Judgment in Accidental Death Benefits Dispute Where Decedent Was Under Influence of Cocaine and Marijuana
The recent district court decision in Degreenia-Harris v. Life Insurance Company of North America, No. 2:19-CV-00218, 2021 WL 1165502 (D. Vt. Mar. 26, 2021) shows us how the presence of…
District Court Finds Benefits Not Payable Under AD&D Policies Because Dismemberment Was Not the Sole Proximate Cause of an Accidental Injury
In Gray v. Minnesota Life Insurance Company, No. CV H-19-4672, 2021 WL 861298 (S.D. Tex. Mar. 8, 2021), the court had to decide whether a dismemberment is payable under the…
Sixth Circuit Upholds Denial of Accidental Death Benefits Where Leukemia Contributed to Death
Duncan v. Minnesota Life Ins. Co., No. 20-3512, 2021 WL 494709 (6th Cir. Feb. 10, 2021) is a case that involves an accidental death policy governed by ERISA that excludes…
Fifth Circuit Affirms Denial of AD&D Coverage for Amputation Caused by Preexisting Comorbidities
In Byerly v. Standard Ins. Co., No. 20-40302, __F.App’x__, 2021 WL 364243 (5th Cir. Feb. 2, 2021), Gregory Byerly had diabetes, peripheral neuropathy, and peripheral arterial disease. He stubbed his…
Do You Know About Your ERISA Life Insurance Exclusions?
The California Bay Area workforce is booming and employers are competing with each other to attract the best pool of candidates. Many employers offer prospects generous employee benefits, including long…
Accidental Death & Dismemberment Insurance Exclusions
If you have an ERISA-governed life insurance benefit plan that contains an AD&D rider, the insurance policy likely contains a number of exclusions for coverage of an accidental death or dismemberment (loss of…
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