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Eighth Circuit Holds that Maine Ban on Discretionary Authority in Health Plans Does Not Apply to AD&D Insurance Policy

Eighth Circuit Holds that Maine Ban on Discretionary Authority in Health Plans Does Not Apply to AD&D Insurance Policy

In Williams v. Unum Life Ins. Co. of Am., No. 20-1694, __F.4th__, 2021 WL 3729660 (8th Cir. Aug. 24, 2021), involving a dispute over the denial of accidental death and…

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Second Circuit Finds Aetna Had Discretion to Decide Life Insurance Claim and Did Not Abuse Discretion Denying Accidental Death Benefits

In Tyll v. Stanley Black & Decker Life Ins. Program, Aetna Life Ins. Co., No. 20-1060, __F.App’x__, 2021 WL 1748474 (2d Cir. May 4, 2021), a dispute under the Employee…

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Fifth Circuit Holds That Death Caused By Mishap During Insured’s Self-Treatment Falls Under Accidental Death Policy’s Medical Treatment Exclusion

In Lebron v. National Union Fire Insurance Company of Pittsburgh, Pennsylvania, et al., No. 20-20165, __F.App’x__, 2021 WL 1396574 (5th Cir. Apr. 13, 2021), the Fifth Circuit was tasked with…

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Eighth Circuit Upholds Unum’s Interpretation of “Crime” Exclusion in AD&D Policy to Death Caused By Illegal Speeding and Passing Vehicles

In a dispute over the payment of accidental death benefits, Boyer v. Schneider Elec. Holdings, Inc., No. 19-3144, __F.3d__, 2021 WL 1244397 (8th Cir. Apr. 5, 2021), the Eighth Circuit…

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District Court Denies LINA Summary Judgment in Accidental Death Benefits Dispute Where Decedent Was Under Influence of Cocaine and Marijuana

The recent district court decision in Degreenia-Harris v. Life Insurance Company of North America, No. 2:19-CV-00218, 2021 WL 1165502 (D. Vt. Mar. 26, 2021) shows us how the presence of…

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District Court Finds Benefits Not Payable Under AD&D Policies Because Dismemberment Was Not the Sole Proximate Cause of an Accidental Injury

In Gray v. Minnesota Life Insurance Company, No. CV H-19-4672, 2021 WL 861298 (S.D. Tex. Mar. 8, 2021), the court had to decide whether a dismemberment is payable under the…

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