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Northern District of Indiana Refuses ERISA Discovery Into Insurer’s Reviewing Physician Without Prima Facie Evidence of Bias

Northern District of Indiana Refuses ERISA Discovery Into Insurer’s Reviewing Physician Without Prima Facie Evidence of Bias

In Schulmeier v. Lincoln National Life Insurance Company, No. 1:24-CV-284-CCB-ALT, 2026 WL 668269 (N.D. Ind. Mar. 9, 2026), a disability claimant challenged the denial of benefits under ERISA and sought…

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Fourth Circuit Finds ERISA Administrator Forfeits Deference by Missing Appeal Deadline

In Cogdell v. Reliance Standard Life Ins. Co., No. 24-1940, ---F.4th----, 2026 WL 588427 (4th Cir. Mar. 3, 2026), a published decision, the Fourth Circuit held that a plan administrator’s…

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District of Arizona Holds Reliance Standard Abused Its Discretion by Demanding Objective Proof of Chronic Fatigue and Failing to Evaluate the Record as a Whole

In Guy v. Reliance Standard Life Insurance Co., No. 2:24-CV-00293-JCG, 2026 WL 539534 (D. Ariz. Feb. 20, 2026), the U.S. District Court for the District of Arizona reversed Reliance’s denial…

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Central District of California Affirms Termination of LTD Benefits After Expiration of 24-Month Mental Disorder Limitation

In Talley v. Provident Life and Accident Insurance Company, No. 8:24-CV-01860-FWS-DFM, 2026 WL 523704 (C.D. Cal. Feb. 25, 2026), the Central District of California, applying de novo review, upheld an…

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Western District of Michigan Holds Insured Disabled from Own Occupation Due to Intractable Headaches but Not from Any Gainful Occupation

In Tobin v. Unum Life Insurance Company of America, No. 1:24-CV-1012, 2026 WL 508810 (W.D. Mich. Feb. 13, 2026), the Western District of Michigan, applying de novo review, held that…

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Pre-Existing Condition Exclusion Bars LTD Claim Based on Prior Treatment for Low Back Pain

In Hudson v. Principal Life Insurance Co., No. 24-1308 (JRT/ECW), 2026 WL 496683 (D. Minn. Feb. 23, 2026), the District of Minnesota held that a long-term disability claim was barred…

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