Second Circuit Affirms Denial of Long-Term Disability Benefits for Long COVID Claim Due to Lack of Objective Evidence of Functional Impairment
Second Circuit Affirms Denial of Long-Term Disability Benefits for Long COVID Claim Due to Lack of Objective Evidence of Functional Impairment
In Alexander v. Unum Life Ins. Co. of Am., No. 25-974, 2026 WL 742865 (2d Cir. Mar. 17, 2026), the Second Circuit affirmed a judgment in favor of Unum Life…
Northern District of Indiana Refuses ERISA Discovery Into Insurer’s Reviewing Physician Without Prima Facie Evidence of Bias
In Schulmeier v. Lincoln National Life Insurance Company, No. 1:24-CV-284-CCB-ALT, 2026 WL 668269 (N.D. Ind. Mar. 9, 2026), a disability claimant challenged the denial of benefits under ERISA and sought…
Fourth Circuit Finds ERISA Administrator Forfeits Deference by Missing Appeal Deadline
In Cogdell v. Reliance Standard Life Ins. Co., No. 24-1940, ---F.4th----, 2026 WL 588427 (4th Cir. Mar. 3, 2026), a published decision, the Fourth Circuit held that a plan administrator’s…
District of Arizona Holds Reliance Standard Abused Its Discretion by Demanding Objective Proof of Chronic Fatigue and Failing to Evaluate the Record as a Whole
In Guy v. Reliance Standard Life Insurance Co., No. 2:24-CV-00293-JCG, 2026 WL 539534 (D. Ariz. Feb. 20, 2026), the U.S. District Court for the District of Arizona reversed Reliance’s denial…
Central District of California Affirms Termination of LTD Benefits After Expiration of 24-Month Mental Disorder Limitation
In Talley v. Provident Life and Accident Insurance Company, No. 8:24-CV-01860-FWS-DFM, 2026 WL 523704 (C.D. Cal. Feb. 25, 2026), the Central District of California, applying de novo review, upheld an…
Western District of Michigan Holds Insured Disabled from Own Occupation Due to Intractable Headaches but Not from Any Gainful Occupation
In Tobin v. Unum Life Insurance Company of America, No. 1:24-CV-1012, 2026 WL 508810 (W.D. Mich. Feb. 13, 2026), the Western District of Michigan, applying de novo review, held that…
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