Fourth Circuit Finds ERISA Administrator Forfeits Deference by Missing Appeal Deadline
Fourth Circuit Finds ERISA Administrator Forfeits Deference by Missing Appeal Deadline
In Cogdell v. Reliance Standard Life Ins. Co., No. 24-1940, ---F.4th----, 2026 WL 588427 (4th Cir. Mar. 3, 2026), a published decision, the Fourth Circuit held that a plan administrator’s…
District of Arizona Holds Reliance Standard Abused Its Discretion by Demanding Objective Proof of Chronic Fatigue and Failing to Evaluate the Record as a Whole
In Guy v. Reliance Standard Life Insurance Co., No. 2:24-CV-00293-JCG, 2026 WL 539534 (D. Ariz. Feb. 20, 2026), the U.S. District Court for the District of Arizona reversed Reliance’s denial…
Central District of California Affirms Termination of LTD Benefits After Expiration of 24-Month Mental Disorder Limitation
In Talley v. Provident Life and Accident Insurance Company, No. 8:24-CV-01860-FWS-DFM, 2026 WL 523704 (C.D. Cal. Feb. 25, 2026), the Central District of California, applying de novo review, upheld an…
Western District of Michigan Holds Insured Disabled from Own Occupation Due to Intractable Headaches but Not from Any Gainful Occupation
In Tobin v. Unum Life Insurance Company of America, No. 1:24-CV-1012, 2026 WL 508810 (W.D. Mich. Feb. 13, 2026), the Western District of Michigan, applying de novo review, held that…
Pre-Existing Condition Exclusion Bars LTD Claim Based on Prior Treatment for Low Back Pain
In Hudson v. Principal Life Insurance Co., No. 24-1308 (JRT/ECW), 2026 WL 496683 (D. Minn. Feb. 23, 2026), the District of Minnesota held that a long-term disability claim was barred…
District of Vermont Upholds Denial of Disability Benefits Where Employee Alleged Long COVID But Objective Evidence Did Not Support Disability Before Termination
In Weiss v. Lincoln National Life Insurance Company & Verista, Inc., No. 2:24-CV-00591-CR, 2026 WL 483280 (D. Vt. Feb. 20, 2026), the U.S. District Court for the District of Vermont…
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